Online casino questions
Online casino questions answered directly: is it legal, will they pay out, how long do withdrawals take, what do bonus terms mean and how are winnings taxed. Each answer leads with a one-sentence reply, then the detail and the US legal context.
By the Best USA Casinos team. Updated . Facts and offers checked October 28, 2026.
Online casino questions, answered in the first sentence
This section collects more than 170 questions US players type into search engines. Every answer opens with a direct reply, then explains the reasoning, the relevant law or casino terms, a worked example where numbers help, and what to do next. We don't hedge to avoid an uncomfortable answer, and we don't stretch a fact further than its source supports.
Where a question touches the law, we report what the statute or regulator says, with the date. Where it touches a specific casino, we quote that casino's published terms or label third-party reports as such. For example, is SlotoCash legit sets out what the casino states, what reviewers report and the Michigan Gaming Control Board's October 8, 2026 cease-and-desist release, rather than giving a yes or no.
Short answers can't cover every situation. If your question is about a dispute with a casino, the right first step is usually the casino's own support team, in writing, with your account details and dates. Our how do I complain about an online casino answer explains what to do if that fails, and what happens if a casino closes covers the worst case. We can't intervene with a casino on your behalf.
Most-asked questions about real money online casinos
| Topic | Question | Short answer |
|---|---|---|
| Law | Are online casinos legal in the US? | State-licensed in seven states; elsewhere state law decides |
| Law | Can I get in trouble for playing online casinos? | Depends on your state's law; see the answer |
| Payouts | Do offshore casinos pay out? | Often, but slowly and within weekly caps, per third-party reports |
| Payouts | Why is my withdrawal pending? | Usually verification or a review period in the terms |
| Bonuses | What is max cashout? | The most you can withdraw from a bonus win |
| Tax | Do I pay tax on casino winnings? | Yes; winnings are taxable federal income |
| Games | Are slots rigged online? | Spins are random, and the house edge is built in |
There are also state-specific answers for the biggest states, such as can I play online casinos in Texas, Florida and New York, and ownership and legitimacy answers for each partner, such as who owns SlotoCash and is Silver Oak legit.
Law and safety
Crypto casino legalityAre crypto casinos legal in the US? Paying in Bitcoin doesn't change the answer: state law decides. See federal law, state examples and the real risksOffshore casino safetyAre offshore casinos safe? They lack US state oversight, so safety rests on the casino. Licenses, regulator warnings, game fairness and checks. 21+.Are online casinos legal?Are online casinos legal in the US? Only in seven states that license them. See what federal law says, where offshore sites fit and the real risks. 21Are slots rigged online?Are slots rigged online? How RNGs and RTP work, why losing runs feel rigged, where offshore players really lose out, and the warning signs to check. 2Are sweepstakes casinos legal?Are sweepstakes casinos legal? It depends on your state: 10 states now ban dual-currency sweeps sites and others treat them as illegal gambling. 21+Tax on casino winningsDo I pay tax on casino winnings? Yes, they are taxable US income. 2026 W-2G thresholds, 24% withholding, the reported 90% loss cap and offshore wins. Offshore casino payoutsDo offshore casinos pay out? Most do, but slowly and in weekly chunks. Published caps, times, fees and complaint records for US players explained. 21+Offshore casinos and the IRSDo offshore casinos report to the IRS? None of our partners says it issues W-2Gs, but your winnings are still taxable. How to report them yourself. 21Is Bitcoin safe?Is Bitcoin safe for casinos? It moves money reliably but can't be reversed and swings in price. Real risks, casino caps, KYC and taxes for US players.Is Chumba legal?Is Chumba legal? How Chumba Casino's sweepstakes model works, which states it excludes, recent bans and regulator actions, and what that means for youIs Decode Casino legitIs Decode Casino legit? A 2024 offshore casino with no named owner or license on its site, reported $2,500 weekly caps and mixed player reviews. 21+Offshore casinos and the lawIs it illegal to play at offshore casinos? Federal law targets operators, but state law decides for players. See what states and regulators say. 21+.Is Miami Club legit?Is Miami Club legit? A 2012 Deckmedia-linked offshore casino with published banking terms, no stated license, a US terms conflict and a Michigan orderIs online poker legal?Is online poker legal in the US? How the Wire Act and UIGEA apply, which states license internet poker, regulator warnings on offshore rooms and taxesIs Planet 7 legitIs Planet 7 legit? An RTG casino since about 2009 with no license shown, a Michigan order from April 2025 and slow payouts reported by reviewers. 21+Is Royal Ace legitIs Royal Ace legit? An RTG casino since 2009 with no license shown, disputed ownership, $2,500 weekly caps and poor complaint-site ratings explained. Is Silver Oak legitIs Silver Oak legit? It names its operator and an Anjouan license, but Michigan named it in 2025 and reviewers report slow payouts. The full picture. Is Slot Madness legit?Is Slot Madness legit? It's a long-running offshore RTG casino with no published license, reported $2,500 weekly caps and a 2025 Michigan order. 21+Is SlotoCash legitIs SlotoCash legit? It has run since 2007, but shows no license, has $5,000 weekly payout caps and was named by Michigan regulators in October 2026. 2Sports betting by stateIs sports betting legal in my state? A state-by-state table of online, retail-only and banned sports betting, the Murphy ruling, Wire Act and taxes. 2Is Stake.us legal?Is Stake.us legal? How its sweepstakes model works, its 22 restricted states, Illinois and Arizona actions, crypto redemptions and the risks. 21+.What is a Curacao licenseWhat is a Curacao license? A gaming license from the Curaçao Gaming Authority under the 2024 LOK law. How to check one and why it isn't a US license. What is an Anjouan licenseWhat is an Anjouan license? An offshore gaming license from Anjouan in the Comoros, cited by Silver Oak and others. How to read one and its US limits.Safest online casinoWhat is the safest online casino for US players? Why state-licensed sites come first, how to judge offshore casinos, and the warning signs to check. 2States with online casinosWhich states allow online casinos? Seven license them: NJ, PA, MI, WV, DE, CT and RI. Maine is pending. Laws, regulators and ages for each state. 21+.States that ban sweeps casinosWhich states ban sweepstakes casinos? Ten so far, from New Jersey in 2025 to Oklahoma on November 1, 2026, plus states that block them without a ban. Who owns Decode CasinoWho owns Decode Casino? No owner is disclosed by the casino or by reviewers. See the Curaçao license claims, banking caps and what anonymity means. 21Who owns Miami ClubWho owns Miami Club Casino? The site names no company, but it is widely reported as a Deckmedia N.V. brand. License claims, Michigan action, US terms.Who owns Planet 7Who owns Planet 7 Casino? Reviewers name BTK Ltd, Ace Revenue Group or no one. Compare the operator and license claims, Michigan action and US risks. Who owns Royal AceWho owns Royal Ace Casino? Reviewers name Ace Revenue Group, Emoney Processing or Primrose Media. See the sale history, license claims and US positionWho owns Silver OakWho owns Silver Oak Casino? Its terms name Primrose Media Limited of Anjouan. See the license, sister casinos, Michigan action and US legal position. Who owns Slot MadnessWho owns Slot Madness? Reviewers name Primrose Media, EH Gaming Ventures or Ace Revenue Group. Compare the claims, license, Michigan action and risks.Who owns SlotoCashWho owns SlotoCash? The site names no company, but third parties link it to Deckmedia N.V. See the license claims, Michigan action and what it means.
Payments and withdrawals
Can banks block gambling?Can banks block gambling? How card issuers flag MCC 7995 payments, why UIGEA matters, how to ask for a block yourself, and blocking tools like Gamban.Cash App at casinosCan I use Cash App at online casinos? Offshore cashiers don't list it. What small-deposit options exist instead, the payout catch and the US law. 21+.PayPal at casinosCan I use PayPal at online casinos? Not at the offshore casinos most US players find. Why it's missing, what cashiers list instead and the US law. 21+Withdrawing a bonusCan I withdraw a bonus? Not straight away: see how wagering, max cashout and weekly limits decide when casino bonus money turns into cash you can takeCredit card withdrawalsCan I withdraw to my credit card at an online casino? Usually not. Why offshore sites pay by Bitcoin, wire or check instead, and what it means. 21+.Count cards onlineCan you count cards online? Not at RNG blackjack, which reshuffles every hand. Counting theory, live dealer limits and what really lowers the edge. 21Casino feesDo casinos charge fees? Often on cards, wires and checks, rarely on crypto. See partner fees, card cash-advance costs and hidden charges. 21+.Buying Bitcoin to depositHow do I buy Bitcoin to deposit at a casino? Buy it on a US exchange, move it to your wallet, then send it to the cashier. Steps, minimums and fees. 2Bitcoin withdrawal timesHow long do Bitcoin withdrawals take? Published times run from 48 hours to 7–10 days plus review time. See caps, fees and what slows a crypto payout. Casino withdrawal timesHow long do casino withdrawals take? The stages, typical times for Bitcoin, wire and check, weekly caps and the published windows at our partners. 21+How much to depositHow much should I deposit at an online casino? Match it to your budget, not the bonus, and check minimums, card fees, crypto rules and cashout floors.Litecoin vs Bitcoin speedIs Litecoin faster than Bitcoin? On the network, usually yes, but most offshore casinos pay out only in Bitcoin. Compare minimums, fees and speed. 21+Crypto casinos acceptWhat crypto do casinos accept? Bitcoin, Litecoin and Ethereum are near-universal; USDT, Dogecoin and XRP vary, and payouts are often Bitcoin only. 21+Bank wire withdrawalWhat is a bank wire withdrawal? How casino wire cashouts work for US players: published fees, minimums, weekly caps, timing and steps to request one. Crypto bonusWhat is a crypto bonus? A casino bonus paid on Bitcoin or other crypto deposits, often a bigger match. See partner terms, worked dollar math and risksDeposit limitWhat is a deposit limit? A plain-English guide to casino deposit caps for US players: how they work, a dollar example, how to set one and where to getGood bankrollWhat is a good bankroll for online casino play? Size it in dollars, match bets to it, price in the house edge, bonus wagering and withdrawal caps. 21+No deposit bonusWhat is a no deposit bonus? Casino credit or spins given without a deposit, with wagering, a cashout cap and ID checks. Real terms and dollar math. 21Weekly withdrawal limitWhat is a weekly withdrawal limit? How casino payout caps work, partner limits of $2,500 to $5,000 a week, and how long a big win takes to cash out. 2What is cashbackWhat is cashback at an online casino? How refunds on losses are worked out, wagering on cashback, real dollar value and partner terms for US players. Max cashoutWhat is max cashout? The most you can withdraw from bonus winnings; anything above it is removed. Fixed and multiple caps, examples and real terms. 21RTP on Cash BanditsWhat is RTP on Cash Bandits? No figure is published for the original; Cash Bandits 2 is listed at 95% or 96.25%. Costs per spin, sequels and caveats. Minimum depositWhat is the minimum deposit at US-facing online casinos? Minimums by method, from $5 Bitcoin Lightning to $30 cards, bonus minimums and fees. 21+Minimum withdrawalWhat is the minimum withdrawal at offshore casinos? Partner minimums from $20 to $150 by method, the fees that eat small cashouts, and how to plan. 21Tri Card PokerWhat is Tri Card Poker? RTG's three-card poker explained: ante and play bets, hand rankings with real odds, the reported 95.51% RTP and US law. 21+.Pending withdrawalWhy is my casino withdrawal pending? The usual causes, from ID checks and bonus wagering to weekly caps and weekends, and what to do at each step. 21+Credit card declinedWhy was my credit card declined at a casino? Gambling code blocks, cash advance rules, fraud checks, deposit limits and what to do next, explained. 21
Bonuses
Free spins and real moneyCan free spins win real money? Yes, at real-money casinos, after wagering, caps and ID checks. The dollar math, payout limits and taxes for US playersCanceling a bonusCan I cancel a bonus? Usually, by asking support, but you may lose bonus funds and winnings. See when to decline, what it costs and the rules to checkBonus code expiryDo bonus codes expire? Yes: codes get retired or swapped, and claimed bonuses run on their own clock. See both deadlines, partner examples and checks.How free spins workHow do free spins work at online casinos? Spin value, eligible slots, how winnings become bonus funds, wagering, max cashout and expiry for US playersHow bonuses are paidHow is a bonus paid? Casinos credit bonus funds, spins or cashback to your account, and it turns into withdrawable cash only after wagering. See how. 300% bonus meaningWhat does 300% bonus mean? A $100 deposit gets $300 in bonus credit, but wagering, caps and game rules decide its real value. Dollar examples inside. Games that countWhat games count toward wagering? Mostly slots, keno and scratch cards; table games and video poker are often excluded or weighted lower. See the ruleFree chipWhat is a free chip? A fixed dollar casino bonus credit, often with no deposit, that carries wagering and a cashout cap. Examples, math and steps. 21+What is a match bonusWhat is a match bonus? How casinos match deposits by 100% to 400%, how deposit plus bonus wagering works, max cashout and partner terms for US playersReload bonusWhat is a reload bonus? A deposit match for existing players on later deposits. See real partner reload codes, wagering in dollars and what to check. Sticky bonusWhat is a sticky bonus? A casino bonus you can play with but never withdraw; it's removed at cashout. Sticky vs non-sticky, dollar examples and checksBonus abuseWhat is bonus abuse? It's a casino's label for using bonuses against its rules, from duplicate accounts to max bet breaches. See what gets flagged. 21What is Double Double BonusWhat is Double Double Bonus? The video poker game that pays extra for four of a kind with the right kicker: rules, RTP data gaps, costs and US law. 21Wagering requirementWhat is a wagering requirement? The amount you must bet before bonus winnings can be withdrawn. Formulas, game weighting, real partner terms and costsFree spins slotsWhat slots are free spins on? The RTG games partner casinos name for free spins, their RTP and features, and why spins stick to one slot. US players. Bonus removedWhy was my bonus removed? The usual causes: expiry, max bet breaches, excluded games, withdrawal requests and caps, plus what to do next and who to as
Games
Are RTG games fair?Are RTG games fair? What third-party testing of RealTime Gaming covers, where RTP figures conflict, and why payout terms matter more for US players. 2RTG and live dealerDo RTG casinos have live dealer games? RTG makes software-dealt tables, so live play needs a second studio. See which RTG casinos report live tables. How often jackpots hitHow often do jackpots hit? Why no RTG game publishes jackpot odds, what drives frequency, the math of long odds and why chasing a big meter costs moneRoulette vs slotsIs roulette better than slots? European Roulette's 2.7% edge vs slot RTPs from 93% to 98.5%, plus volatility, bonus rules and Martingale math. 21+Real Series jackpotsWhat are Real Series jackpots? RTG's random jackpots on non-progressive slots, local to one casino or group and won at random. Types, bonus rules, taxWhat is a hot slotWhat is a hot slot? Player slang for a slot on a paying streak. Why random spins make it a myth, with computed odds and RTP math for US players. 21+Pooled jackpotWhat is a pooled jackpot? How shared progressive meters grow across slots and casinos, RTG examples, the cost per spin, US taxes and offshore risks. 2Progressive jackpotWhat is a progressive jackpot? How the meter grows, local vs pooled vs random jackpots, what they cost in base-game RTP, and how big wins get paid outBlackjack Perfect PairsWhat is blackjack Perfect Pairs? How the pair side bet works, RTG's reported 25:1 top payout and RTP range, the cost in dollars and US legal context. Live dealerWhat is live dealer? How live casino tables work, how they compare with RNG games, house edge in dollars, and which offshore casinos list them. 21+.What is Pai Gow pokerWhat is Pai Gow poker? A plain guide to the seven-card, two-hand game: rules, the 5% commission, pushes, dollar costs, bonuses and US law for players.RTP on Bubble BubbleWhat is RTP on Bubble Bubble? SlotCatalog lists 95% for the RTG witch slot, 95% for part 2 and 96% for part 3, plus dollar costs and volatility. 21+What is RTPWhat is RTP? Return to player is the share of bets a game is built to pay back over time. See what 91% to 99.5% RTP costs in dollars, and its limits. Suit 'Em Up BlackjackWhat is Suit 'Em Up blackjack? RTG's suited side bet explained, the reported 60:1 suited aces payout, 99.51% RTP, soft 17 rules and US legal context. Best casino game to winWhat is the best casino game to win? RTG games ranked by published RTP, from Super 21 and Jacks or Better down to Fish Catch, with costs per $1,000. 2Best RTG slotWhat is the best RTG slot? By listed RTP it's Swindle All the Way at 98.5%, but the right pick depends on volatility, jackpots and lobby. See our pickBest slot to playWhat is the best slot to play? Pick by RTP, volatility and bonus rules, with RTG examples, jackpot trade-offs and how much a $100 session really costsBest video poker gameWhat is the best video poker game? RTG's 14 variants ranked by published RTP, with dollar costs, strategy difficulty, swings and what to check first. Blackjack house edgeWhat is the house edge on blackjack? Published RTG figures from 0.4%, what side bets add, the cost per 100 hands, and why basic strategy matters. 21+Slot that pays the mostWhat slot pays the most? Compare the highest-RTP RTG slots, the biggest listed max wins and what each costs per $500 wagered, plus offshore risks. 21+
More questions
Close a casino accountCan I close my casino account? Yes: how closure differs from self-exclusion, what to withdraw first, dormant-account rules and the steps to follow. 21Deducting gambling lossesCan I deduct gambling losses? Only up to your winnings, and from tax year 2026 a reported 90% cap applies. Dollar examples, records and steps. 21+Getting in troubleCan I get in trouble for playing online casinos? Legal, money, bank, tax and account risks explained, with what US state laws and regulators say. 21+.Getting money backCan I get my money back from a casino? Not for losses, but sometimes for unpaid balances or unauthorized charges. See the routes, odds and steps. 21+.Two casino accountsCan I have two casino accounts? One per casino is the safe rule: duplicates can void cashouts. Sister brands, old accounts and what to do instead. 21+Play at 18Can I play at 18 at a US online casino? No: state-licensed sites require 21. What 18-year-olds can legally play, and why offshore 18+ terms mislead. 2Play on your phoneCan I play on my phone? Yes: offshore casinos run in iPhone and Android browsers, usually with no app. Setup steps, banking, safety and US law. 21+.Online casinos in ArizonaCan I play online casinos in Arizona? The Department of Gaming says online casinos are illegal there. See what is legal, offshore risks, taxes and helOnline casinos in CaliforniaCan I play online casinos in California? No state-licensed sites, sweepstakes casinos banned, DFS illegal. What is allowed and the offshore risks. 21+Online casinos in FloridaCan I play online casinos in Florida? State law, the Seminole compact, the 2025 offshore crackdown, sweepstakes status, taxes and where to get help. 2Online casinos in GeorgiaCan I play online casinos in Georgia? No state-licensed casinos exist; only the lottery sells online. Sports betting bills, offshore risks and help. 2Online casinos in IllinoisCan I play online casinos in Illinois? State law bars internet gambling sites and the IGB sent 60+ cease-and-desist letters in 2026. Risks, taxes, helOnline casinos in MassachusettsCan I play online casinos in Massachusetts? What the Gaming Commission and Attorney General say, legal sports apps, offshore risks, taxes and help. 21Online casinos in MichiganCan I play online casinos in Michigan? Yes, at MGCB-licensed sites. See the Lawful Internet Gaming Act, ages, cease-and-desist actions and help lines.Online casinos in New JerseyCan I play online casinos in New Jersey? Yes, at DGE-permitted sites. See the 2025 law on unregulated sites, the sweepstakes ban, ages, taxes and helpOnline casinos in New YorkCan I play online casinos in New York? What the Gaming Commission says, legal sports apps, the 2025 sweepstakes ban, offshore risks and HOPEline help.Online casinos in NCCan I play online casinos in North Carolina? Only sports betting is licensed online. See what the regulator says, tribal casinos and offshore risks. 2Online casinos in OhioCan I play online casinos in Ohio? Ohio licenses online sports betting, not online casinos. See the law, pending bills, offshore risks, taxes and helpOnline casinos in OklahomaCan I play online casinos in Oklahoma? SB 1589, in force from November 1, 2026, bans online casino games and dual-currency sweepstakes. What that meanOnline casinos in PennsylvaniaCan I play online casinos in Pennsylvania? Yes, at PGCB-licensed sites. Compare licensed and offshore casinos, check a site, and find taxes and help. Online casinos in TexasCan I play online casinos in Texas? No state-licensed sites, no legal sports betting, a new lottery regulator and no sweepstakes ban. What it means. 2Online casinos in WashingtonCan I play online casinos in Washington? State law bans online gambling, and RCW 9.46.240 makes it a class C felony. See what is legal and where to geVPNs and online casinosCan you play online casinos with a VPN? It won't change which state's law applies, and it can break casino rules. What US law and casino terms say. 21Venmo at casinosCan I use Venmo at online casinos? Offshore cashiers don't list it. Card and crypto options, slow payouts and weekly caps in dollars, plus the US law.Zelle at casinosCan I use Zelle at online casinos? Offshore casinos don't list it. The bank-based options they do list, wire fees in dollars, payout times and the lawCan you redeem Gold Coins?Can you redeem Gold Coins? No. They have no cash value at sweepstakes casinos; only Sweeps Coins can be redeemed. See what a coin package really buys.Can you win real money?Can you win real money online at casinos? Yes, but the house edge means most lose over time. Odds in dollars, withdrawal caps, taxes and US law. 21+.ID to playDo I need ID to play at an online casino? Usually not to sign up or deposit, but yes before any withdrawal. What partner casinos ask for, and why. 21+How affiliates make moneyHow do affiliate casino sites make money? Commission models, tracking links, why offers differ by link, the conflict of interest and what US law says.Block gambling sitesHow do I block gambling sites? Combine blocking software like Gamban, device filters, casino self-exclusion, state lists and card blocks. Steps and coComplaining about a casinoHow do I complain about an online casino? Start with written support, then a formal dispute, mediators and regulators. Contacts, deadlines and steps. Help a friend who gamblesHow do I help a friend who gambles? Talk calmly at a good time, share 1-800-MY-RESET, protect your own money and get support from Gam-Anon. Steps thatReading a casino reviewHow do I read a casino review? Check who wrote it, how they're paid, where facts come from, the license, regulator actions, bonus math and payout capsHow to stop gamblingHow do I stop gambling? Start with one call to 1-800-MY-RESET, then cut access, protect your money and plan for urges. Free US help, step by step.How VIP programs workHow do VIP programs work at online casinos? Tiers, points, invitations, cashback and withdrawal perks, with partner terms and the catches in dollars. How we rate casinosHow do you rate casinos? We don't use star scores. See how we weigh licenses, regulator actions, bonus terms in dollars, payout caps and player tools.Is it treatable?Is gambling addiction treatable? Yes. Counseling, peer groups, state programs and practical blocks all help. How to start treatment in the US, step byIs Martingale a good strategyIs Martingale a good strategy? No: doubling after losses leaves the house edge intact. See the bet table, bust odds, table limits and max-bet rules. 2Is there a casino appIs there a casino app for real money in the US? Only in the seven states that license online casinos. Offshore casinos run in your phone's browser. 21Online gambling ageWhat age to gamble online in the US? 21 for state-licensed online casinos, 18 for some lotteries and fantasy, and what offshore casino age rules mean.Casino tournamentsWhat are casino tournaments? How online slot and table contests run, buy-ins vs freerolls, leaderboards, prize terms and taxes for US players. 21+.What are Sweeps Coins?What are Sweeps Coins? The prize currency at sweepstakes casinos: how you get them, what they're worth, redemption minimums and where they're banned. If a casino closesWhat happens if a casino closes? Offshore balances have no state backstop. See weekly caps, dormancy rules, state exits and steps to protect your mone1-800-MY-RESETWhat is 1-800-MY-RESET? It's the free, confidential, 24/7 National Problem Gambling Helpline run by NCPG. How to call, text or chat and what to expectChargebacksWhat is a chargeback? A card issuer reversing a disputed charge. When it fits a casino deposit, when it doesn't, MCC 7995, crypto and partner card terCheck by courierWhat is a check by courier? A paper casino payout sent to your door by courier. See published fees, minimums, weekly caps and delivery times. 21+.What is a comp pointWhat is a comp point? It's a loyalty point casinos give per dollar wagered, later swapped for bonus credit. Real dollar values, earn rates and catchesCool off periodWhat is a cool off period? How a casino cool-off pause works, how it differs from self-exclusion, which offshore casinos list one and how to ask for iWhat is a download casinoWhat is a download casino? It's casino software you install on a computer instead of playing in a browser. How it works, who offers it, and the risks.What is a mirror siteWhat is a mirror site? A copy of a casino at another address. Some are backups, many are unofficial copycats. How to spot them and reach the real siteReality checkWhat is a reality check? A timed on-screen reminder showing how long you've played, and often your net result. How it works, who offers it and DIY optWhat is a social casino?What is a social casino? Free-play vs sweepstakes social casinos, how Gold Coins and Sweeps Coins work, which states ban them and what they cost. 21+.What is a W-2GWhat is a W-2G? The IRS form for gambling winnings: 2026 thresholds by game, 24% withholding, worked examples and whether online casinos send one. 21+What is an affiliateWhat is an affiliate? Three meanings at online casinos: referral sites, sister brands with shared owners and affiliates in state law, with US examplesAndar BaharWhat is Andar Bahar? How the Indian card game works, what the two names mean, RTG's 2024 online version, the cost per session and US legal context. 21What is Aztecs MillionsWhat is Aztecs Millions? A 2015 RTG slot with a progressive jackpot pooled across casinos, a 94% listed RTP and high volatility. Costs, caps and taxesCaribbean Hold'emWhat is Caribbean Hold'em? How the house-banked hold'em game works, how it differs from poker, real seven-card hand odds and what RTG publishes. 21+.What is Deuces WildWhat is Deuces Wild? How every 2 becomes a wild card, the hand ranks, RTP figures for RTG versions, session costs in dollars and the US legal picture.What is Fish CatchWhat is Fish Catch? RTG’s underwater fish shooting game explained: how it plays, its reported 91% RTP, cost per shot, bonus exclusions and US law. 21+Gamblers AnonymousWhat is Gamblers Anonymous? A peer fellowship where people share experience to stop gambling, with in-person and online meetings across the US. How toWhat is instant playWhat is instant play? It means playing casino games in your web browser with nothing to install. How it works, pros and cons, and US partner options. What is Jacks or BetterWhat is Jacks or Better? The classic video poker game explained: how a hand works, hand ranks, RTP from two sources, dollar costs and US legal contextWhat is kenoWhat is keno? A clear guide to the lottery-style casino game: picking spots, the 20-ball draw, catch odds, max win claims, bonus rules and US taxes. 2What is KYCWhat is KYC? Know Your Customer is the ID, address and payment check casinos run before payouts. Documents, timing and offshore risks for US players. What is Let ’Em RideWhat is Let ’Em Ride? How the three-bet stud poker game works, when you can pull bets back, the standard pay table, odds, bonus rules and US law. 21+.What is MegasaurWhat is Megasaur? A 2015 RTG dinosaur slot with 25 paylines, two Megasaur wilds, a free-spins pick and a volcano progressive. RTP isn't published. 21+What is Red DogWhat is Red Dog? How the in-between card game (acey-deucey) works: the spread, payouts, when to raise, computed odds, costs, and US law for players. 2What is RTG?What is RTG? RealTime Gaming's history, the SpinLogic rebrand, its slots and jackpots, and which offshore casinos use it, explained for US players. 21Self-exclusionWhat is self exclusion? A voluntary ban on your own gambling. How state lists, casino self-exclusion and blocking tools work in the US, and how to begWhat is Sic BoWhat is Sic Bo? The three-dice casino game explained for US players: how a roll works, Small and Big bets, triples, odds from 216 outcomes and costs. Sweepstakes vs real moneyWhat is the difference between sweepstakes and real money casinos? Coins vs deposits, redemptions vs withdrawals, bans, taxes and a dollar example. 21What is the Wire Act?What is the Wire Act? The 1961 federal betting law, who it applies to, the 2011 and 2018 DOJ opinions, the 2021 First Circuit ruling and what it meansWhat is UIGEA?What is UIGEA? The 2006 law barring gambling businesses from taking payments for unlawful online bets, what it means for players and bank blocks. 21+.What is USDTWhat is USDT? Tether is a stablecoin built to track the US dollar. See how it works at offshore casinos, which partners list it, minimums and risks. 2What is volatility?What is volatility in slots? How variance shapes the swings in your balance, how it differs from RTP and what it means for a $50 budget. 21+.Fastest payout casinoWhich online casino pays out fastest? Published payout times, weekly caps and fees for our partner casinos, plus why Bitcoin is usually quickest. 21+.Why casinos want documentsWhy does the casino want my documents? To confirm your age and identity, prove you own the payment method and stop fraud before payout. What to send. No casino app in App StoreWhy no casino app in App Store for your casino? Apple and Google list real-money apps only where operators hold local licenses. What it means for you.Why trust this siteWhy trust this site? How we earn commission, source and date facts, report partners' regulator actions and show you how to check any claim. 21+.
Casino questions by category
- Law and safety: offshore legality, licenses such as what is a Curaçao license, sweepstakes bans and complaints.
- Banking: card declines, Bitcoin, weekly withdrawal limits, fees and KYC.
- Bonuses: wagering, sticky bonuses, free spins, codes and why a bonus was removed.
- Games: RTP, volatility, jackpots, blackjack and video poker odds, and myths such as what is a hot slot.
- Responsible gambling: limits, self-exclusion and what is 1-800-MY-RESET.
- About us: how do affiliate casino sites make money and why trust this site.
If a question needs a longer walkthrough, the answer links to the relevant guide or glossary entry. Our partner casinos are offshore and not licensed by any US state; where an answer mentions their offers, it says so and notes 21+ (18+ where allowed) and that terms apply.
Quick answers: is online gambling legal in the US?
Legal questions are the ones we're asked most, and the answers are shorter than the law behind them. Each row links to the full answer.
| Question | Short answer |
|---|---|
| Which states allow online casinos? | Seven: NJ, PA, MI, WV, DE, CT and RI; Maine's law hasn't launched |
| Is it illegal to play at offshore casinos? | State law decides; UIGEA doesn't make placing a bet a federal crime for the player |
| What is the Wire Act? | A 1961 law aimed at betting businesses; the First Circuit held in 2021 that it covers sports betting |
| Are sweepstakes casinos legal? | Banned in ten states by October 2026; contested elsewhere |
| Are crypto casinos legal? | Paying in crypto doesn't change the state law that applies |
| Is online poker legal in the US? | Only in states that license it, such as Nevada, which licenses online poker but not online casinos |
| What age to gamble online? | 21 for state-licensed online casinos; some lottery and fantasy play starts at 18 |
We report what statutes and regulators say, with dates. We never tell readers that playing offshore is legal for them, and we don't claim they'll be prosecuted either. The laws hub has the full picture.
Quick answers on withdrawals, bonuses and taxes
| Question | Short answer | Figure behind it |
|---|---|---|
| Which online casino pays out fastest? | None clearly; compare published times | 48 business hours for Bitcoin at SlotoCash; 48 hours at Miami Club |
| What is the minimum withdrawal? | Usually $100 for Bitcoin at partners | $50 at Silver Oak; $20 reported at Royal Ace and Slot Madness |
| How much should I deposit? | Only what you can afford to lose | Lightning minimums start at $5 |
| What is a free chip? | Bonus money without a deposit, with a cashout cap | Silver Oak's chips cap cashouts at $100 |
| What is a W-2G? | The form payers file for large gambling wins | $2,000 for slots, keno and bingo in 2026 |
| Do casinos charge fees? | Often on wires and checks | $50 wire and $60 check at Miami Club |
Figures come from the casinos' own pages where they publish them, or from the IRS instructions for Form W-2G (opens in a new tab) for tax questions, and were checked on October 28, 2026. Casino terms change, so confirm before you rely on any number.
Who owns it and is it legit? Questions about our partner casinos
Every partner has an ownership answer and a legitimacy answer. Neither gives a yes or no; each sets out what the casino states, what third parties report and any regulator action.
| Casino | Ownership as stated or reported | Michigan release | Answers |
|---|---|---|---|
| SlotoCash | Reported as Deckmedia N.V. | October 8, 2026 | Who owns SlotoCash · Is SlotoCash legit |
| Miami Club | Reported as Deckmedia N.V. | August 14, 2025 | Who owns Miami Club · Is Miami Club legit |
| Decode | Not disclosed | None in releases checked | Who owns Decode · Is Decode legit |
| Silver Oak | Primrose Media Limited (its terms) | April 9, 2025 | Who owns Silver Oak · Is Silver Oak legit |
| Planet 7 | Reports conflict | April 9, 2025 | Who owns Planet 7 · Is Planet 7 legit |
| Royal Ace | Reports conflict | None in releases checked | Who owns Royal Ace · Is Royal Ace legit |
| Slot Madness | Reports conflict | August 14, 2025 | Who owns Slot Madness · Is Slot Madness legit |
Miami Club's answer also covers its eligibility: its Terms of Use (v2.1, section 1.6) list the US as prohibited, while the site owner's affiliate program confirms US players are accepted, so confirm at sign-up. All seven partners are offshore and not licensed by any US state.
Questions to ask before you deposit at any online casino
The best questions are the ones you ask before money moves. Put these to the casino's terms, or to its support team in writing, and keep the answers somewhere you can find them later, such as an email folder or a notes file.
- Who runs the casino, and what license does it name, if any?
- Has any US state regulator acted against it?
- What is the wagering on the bonus, in dollars, and is there a max cashout?
- What is the weekly withdrawal cap, the minimum withdrawal and the fee for my method?
- Which documents will I need before a payout?
- What responsible gambling tools can I set, such as deposit limits or self-exclusion?
- What does my state's law say about playing here?
If the terms don't answer a question and support won't put an answer in writing, treat that as a warning sign. Our how do I read a casino review answer explains how to check what you're told.
Quick answers on casino games, odds and myths
| Question | Short answer |
|---|---|
| What is RTP? | The share of stakes a game pays back over time; 96% RTP means a 4% house edge |
| What is the best casino game to win? | Low-edge games such as Super 21 (99.6%) and Jacks or Better (99.54%) with correct play |
| Is roulette better than slots? | European roulette's 2.7% edge beats many slots, but bonuses rarely allow it |
| What is a progressive jackpot? | A prize that grows with each qualifying bet until someone wins it |
| Can you count cards online? | No; RNG blackjack reshuffles every hand |
| Is Martingale a good strategy? | No; seven losses from $5 means a $640 next bet, and the edge is unchanged |
| Are RTG games fair? | Reported to be tested by TST; no US state checks offshore setups |
Every game answer shows its arithmetic, so you can check it yourself with the casino's own published figures. If you see a claim that a slot is hot, due or loose, it's a myth: each spin is independent, and no betting pattern changes the house edge.
Quick answers on staying in control
These answers are free of offers and point only to help and tools.
| Question | Short answer |
|---|---|
| What is 1-800-MY-RESET? | The National Problem Gambling Helpline, 1-800-697-3738, free and 24/7 by call or text |
| What is self-exclusion? | A request to be barred from a casino for a set time; offshore casinos handle it one by one |
| How do I block gambling sites? | Install blocking software such as Gamban, $6.99 a month or $41.99 a year |
| What is a deposit limit? | A cap you set on how much you can deposit in a period |
| What is a cool-off period? | A short break from your account, shorter than self-exclusion |
| How do I stop gambling? | Reach out for support, block access and remove easy ways to deposit |
If you're in crisis, call or text 988. The National Council on Problem Gambling (opens in a new tab) runs the national helpline. For everything else, the responsible gambling hub lists free, confidential services.
21+ (18+ where allowed). Every casino game has a built-in house edge, so over time you should expect to lose what you stake. Set a budget before you play and stop when it’s gone: responsible gambling tools and free help. Gambling problem? Call or text 1-800-MY-RESET (1-800-697-3738).
Frequently asked questions
Do offshore casinos pay out?
Often yes, but slowly and in installments. AskGamblers lists most complaints against Planet 7, Royal Ace and Slot Madness as resolved, while also reporting slow payouts, and there's no state regulator to step in if a payout stalls. Weekly caps are common: SlotoCash's banking page sets $5,000 a week, and third-party reviews report $2,500 a week at Planet 7, Royal Ace and Slot Madness. Reviewers also report slow payments at several brands. Verify early and keep records. Read do offshore casinos pay out and casino withdrawal delays.
Can I get in trouble for playing at online casinos?
We can't promise either way, because it depends on your state's law. Federal laws such as UIGEA aim at gambling businesses and payment processing, not at making a bet a federal crime for the player. Some states have statutes covering online gambling, such as Washington's RCW 9.46.240, which makes knowingly transmitting or receiving gambling information over the internet a class C felony. Read can I get in trouble for playing online casinos and check your state on the states hub.
What is a weekly withdrawal limit?
It's the most a casino will pay you in a week, regardless of how much you've won. SlotoCash's banking page sets $5,000 per week and $20,000 per month, while Silver Oak's terms start at $2,500 per week, raised by VIP level. A $15,000 win at a $5,000 cap takes three weeks to collect. Check the cap before you deposit. See what is a weekly withdrawal limit and our withdrawal limits page.
Can I withdraw a casino bonus?
Not directly. Bonus funds usually become withdrawable only after you meet the wagering requirement, and a max cashout may cap what you can take from them. Free chips and no deposit bonuses often have tight caps; SlotoCash's general terms limit free bonus cashouts to between $25 and $200. Withdrawing early can forfeit the bonus and its winnings. Read can I withdraw a bonus and what is max cashout.
Why should I trust this site?
Because we show our sources and our commercial ties. We earn commission from partner casinos and rank them in a disclosed commercial order, not by score. Every fact is dated and comes from casino terms, statutes, regulator releases or third-party reports labeled as such, and we publish regulator actions against our own partners. We don't claim to have tested anything. Read why trust this site and our editorial policy.
Are online casinos legal in the US?
In seven states, yes: New Jersey, Pennsylvania, Michigan, West Virginia, Delaware, Connecticut and Rhode Island license real-money online casinos. Maine legalized tribal online casinos in January 2026, but none had launched by October 2026. Elsewhere, no state licenses them, and state law decides whether offshore play is lawful where you live. Offshore casinos, including our partners, aren't licensed by any US state. Read are online casinos legal in the US and states with legal online casinos.
What is the safest online casino?
A state-licensed casino in one of the seven licensing states is the safest choice, because a state regulator oversees player funds and complaints. Offshore casinos, including all our partners, don't have that protection. If you play offshore, look for published terms, a named license, no recent regulator action, reasonable caps and verification you can complete early. Read what is the safest online casino and player protections offshore vs licensed.
Can I deduct gambling losses?
Yes, but only up to your winnings for the year, so losses can't create a tax loss. From the 2026 tax year, the 2025 tax law is reported to cap the deduction at 90% of losses; an IRS and Treasury proposed rule published April 17, 2026 states the same limit, so check IRS guidance. Keep records of every session, because you'll need to show both wins and losses. Read can I deduct gambling losses and our gambling loss deduction page.
Who owns SlotoCash and Miami Club?
Neither casino names its operator on its own site, but both are widely reported as Deckmedia N.V. brands. SlotoCash's terms call Sloto'Cash the trade name of Slotocash Casino, and Miami Club's support page says the site is part of the Deckmedia affiliate program. Third parties report a Curaçao license for both that their own terms don't name. Both are offshore and named in Michigan cease-and-desist releases. See who owns SlotoCash and who owns Miami Club.
Can I have two accounts at the same online casino?
No. Partner casinos allow one account per person, and opening a second breaks their terms. SlotoCash's general bonus terms say claiming consecutive free bonuses may void bonuses and winnings, and a third-party complaint thread reports a Silver Oak cashout refused over an alleged duplicate account. A second account can mean a closed account and lost winnings. Read can I have two casino accounts and our bonus abuse rules page.