What is a check by courier? It is a casino withdrawal paid as a paper check and delivered to your home address by a courier service, which you then deposit at your own bank. Offshore casinos offer it to US players who don’t use crypto, but it is usually the slowest and one of the costliest ways to cash out.
A courier check is a paper payout mailed to your address by courier; you deposit it like any other check.
Published fees at our partners range from $0–$25 (Silver Oak) to $60 (Miami Club, and SlotoCash on one page).
Minimums are usually $100–$150, and weekly caps sit at $2,500–$3,000.
Delivery adds days on top of the casino’s review, so expect one to three weeks in total.
Format
Paper check delivered by courier
Typical minimum
$100–$150
Published fees
$0–$60 depending on casino
Weekly cap
$2,500–$3,000 at partners
Published delivery
4–12 business days after processing (Miami Club)
What is a check by courier? The meaning
A check by courier is a withdrawal method in which the casino pays you with a physical check and sends it by a tracked courier rather than ordinary mail. Once it arrives, you deposit it at your bank or credit union, and the funds become available once your bank clears it.
Offshore casinos keep the method because it works for players who can’t or won’t use crypto, and because a check needs nothing more than a verified name and street address. The trade-offs are time and cost. Our check by courier banking page covers the method in more depth, and the check payouts guide adds practical tips.
How a courier check casino withdrawal works
The process has more handoffs than a crypto payout, which is why it takes longer.
You request a check withdrawal in the cashier, at or above the casino’s minimum.
The request enters a pending period and then a security review of ID, address and play history.
Once approved, the casino or its payment processor issues the check and books a courier.
The courier delivers it to the address on your account, and may need a signature.
You deposit the check at your bank, which may hold the funds while it clears.
The money becomes available in your account, minus any casino fee already deducted.
Your account address must match your verification documents, or the request can stall at step two. Read what KYC is to see which documents casinos ask for.
Check by courier fees, limits and times at our partners
The table shows what each partner, or reviewers of it, publish for check payouts. Primary means the casino’s own pages; third-party means review sites.
Courier check terms by partner casino
Casino
Minimum
Maximum
Fee
Time
Source type
SlotoCash
$150
$2,500 (banking page) or $3,000 (payout page)
$60 (banking page) or $30 (payout page)
2 business days to process; 1 request a week
Primary
Miami Club
$150
$3,000 a week
$60
4–12 business days after processing
Primary
Decode
Not listed
$3,000 a week
$30
4–6 business days
Third-party (LCB)
Silver Oak
$100
$2,500
$0–$25
7–10 days, after a 7–10 business-day review
Primary
Planet 7
$50 (LCB) or $100 (Blockonomi) for withdrawals
$2,500 a week (reported)
None reported
Pending 5–7 days; bank methods 7–9 days (AskGamblers)
Third-party
Royal Ace
$20 for withdrawals (LCB)
$2,500 a week (reported)
None reported
Pending 7–10 days (AskGamblers)
Third-party
Slot Madness
$20 for withdrawals (LCB)
$2,500 a week (reported)
None reported
Pending 7–10 days (AskGamblers)
Third-party
Where sources disagree, both figures appear. SlotoCash is the clearest example, with different check fees and maximums on two of its own pages, so check the cashier before you request. For Planet 7, Royal Ace and Slot Madness, the minimums and caps are general withdrawal figures from reviews rather than check-specific terms. More detail is on the Decode withdrawals and Silver Oak withdrawals pages.
Miami Club runs WGS (Wager Gaming) games, not RTG. Section 1.6 of its Terms of Use (v2.1, September 28, 2026) lists the United States as a prohibited jurisdiction, while its affiliate program says US players are accepted. Confirm eligibility at sign-up before relying on any payout method there.
Check by courier vs Bitcoin and bank wire
Miami Club’s banking page is useful here, because it lists all three methods with the same layout.
Miami Club payout methods side by side (casino’s banking page)
Method
Minimum
Weekly cap
Fee
Time after processing
Check by courier
$150
$3,000
$60
4–12 business days
Bank wire
$150
$2,500
$50
1–10 business days
Bitcoin
$100
$2,500
None
48 hours
The check has the highest weekly cap of the three but also the highest fee and the longest delivery window. A $1,000 check at a $60 fee costs 6% of the payout ($60 ÷ $1,000), while the same Bitcoin payout has no casino fee. Compare with what a bank wire withdrawal is and how long Bitcoin withdrawals take.
Why courier check withdrawals take so long
Three separate waits stack up: the casino’s review, the courier’s delivery and your bank’s clearing. Third-party reviews of several partners also report no weekend processing, so a request made on Friday may not move until the following week.
Silver Oak’s terms illustrate the stacking. They allow 7–10 business days for review and another 7–10 for payment, so a check could take 14–20 business days, roughly three to four weeks, before it reaches you. Weekly caps add more: a $6,000 win at a $3,000 weekly check cap needs $6,000 ÷ $3,000 = 2 checks, a week apart, each with its own fee. Our weekly withdrawal limits guide works through more cases.
Courier check withdrawal example: cashing out $4,000 at four casinos
Fees and caps matter more on a check than on most methods, because each check carries its own flat charge. The table runs the same $4,000 balance through the check terms each casino or its reviewers publish. Where two figures exist, both are shown.
Worked example: a $4,000 cashout by courier check
Casino
Cap per check or week
Checks needed
Total fees
You receive
Miami Club
$3,000 a week
2 ($3,000 + $1,000)
$120 (2 × $60)
$3,880
SlotoCash
$2,500 or $3,000; 1 request a week
2
$60–$120 (2 × $30 or $60)
$3,880–$3,940
Decode (third-party)
$3,000 a week
2 ($3,000 + $1,000)
$60 (2 × $30)
$3,940
Silver Oak
$2,500
2 ($2,500 + $1,500)
$0–$50 (2 × $0–$25)
$3,950–$4,000
At the $60 rate, fees take 3% of a $4,000 cashout, and the second check arrives at least a week after the first. Splitting the balance into amounts that match the cap avoids paying a third flat fee. Your bank's own charges, if any, come on top. For the cheaper electronic route, compare bank wire casino payouts, and for planning a larger win see cashing out big wins.
Pros and cons of a casino check payout
Pros
No crypto wallet or exchange account needed
Higher weekly caps at some partners ($3,000 vs $2,500 for Bitcoin)
A paper trail that is easy to match to your bank records
Tracked delivery to your door
Cons
Fees of up to $60 per check at some partners
Slowest published delivery of the common methods
Higher minimums ($100–$150) than most crypto
Your bank may hold the funds or decline to process a gambling-related check
Lost or misdelivered checks mean more waiting while the casino reissues
Checks fall under federal payment law. UIGEA’s payment prohibition (opens in a new tab) bars gambling businesses from accepting checks, credit and electronic transfers in connection with unlawful internet gambling; it targets businesses, not players placing bets. State law decides what applies to you, so see offshore casinos legality and your state’s page.
Regulators have acted against several of these brands. Michigan’s Gaming Control Board named Silver Oak and Planet 7 in cease-and-desist letters issued April 9, 2025 (opens in a new tab), calling them illegal offshore operators. Without a state license, there is no regulator to chase a lost or late check for you.
Decode, Silver Oak and Planet 7 all list paper checks for withdrawals, either on their own pages or in third-party reviews. They are offshore and not licensed or regulated by any US state, and Michigan has issued cease-and-desist letters to Silver Oak and Planet 7, so check your state’s law before joining. Offers are for new players, 21+ (18+ where allowed), and terms apply.
Decode Casino: $5,000 Welcome Bonus + 50 Free Spins, via our link (new players, 21+ or 18+ where allowed, terms apply). Decode publishes no bonus terms on its site; third-party reviews report a 111% match at 25x (bonus + deposit) with a $25 minimum, and report that it refuses players from Maryland, New Jersey, New York and Washington.
Silver Oak Casino: $2,500 Welcome Bonus + 50 Free Spins, via our link (new players, 21+ or 18+ where allowed, terms apply). Its own site advertises 100% on each of ten deposits with no max withdrawal; the offer page states 30x playthrough while the terms say 40x on slots (primary). Silver Oak names its license as Anjouan, operated by Primrose Media Limited.
Planet 7 Casino: $2,750 Welcome Bonus + 45 Free Spins, via our link (new players, 21+ or 18+ where allowed, terms apply). Third-party reviews report a 200% match (code WELCOME200), 30x (bonus + deposit) on slots and a $1,000 max cashout.
Codes change, and each casino’s own site may show a different package from our link, so the terms at sign-up apply. Bonuses are slot-focused, and table games are often excluded or weighted lower. See the Planet 7 withdrawals page for its cashier, or browse more casino questions.
Ad21+ (18+ where allowed). Ranked by us in a commercial order; we earn commission from these links. Advertiser disclosure
All three list paper checks among their withdrawal methods, per the casino or third-party reviews. They are offshore and not licensed by any US state.
Published terms (reported): Decode advertises a $111 free chip and crypto bonuses on its own site; deposit-bonus codes and terms vary. Eligible games: Mainly slots; check each code.
Who runs it: License not shown on its site; third parties report Curaçao. Regulator notes: Third parties report it refuses players in MD, NJ, NY and WA.
21+ (18+ where allowed). New players. Min deposit $25 (reported). Wagering Varies by code (25x–35x reported). Max cashout: Varies by code. Withdrawal cap $2,500 / week (reported). Terms source: reported. Terms apply. Offer checked October 28, 2026.
Silver Oak Casino#4 on our listBonus on 10 deposits
Published terms (casino terms): Silver Oak advertises a 100% match on each of its first ten deposits (up to $10,000 in total) with codes SILVEROAK1–10. Eligible games: Slots, keno, scratch cards (table games at 60x; many games excluded).
Who runs it: Primrose Media Limited, licensed in Anjouan (its terms). Regulator notes: Named in a Michigan Gaming Control Board cease-and-desist release, April 9, 2025.
21+ (18+ where allowed). New players. Min deposit $30. Wagering 30x on the offer page; 40x in the terms. Max cashout: None stated. Withdrawal cap From $2,500 / week. Terms source: casino terms. Terms apply. Offer checked October 28, 2026.
Planet 7 Casino#5 on our listRealTime Gaming slots
Published terms (reported): Third-party reviews report a 200% match with code WELCOME200; the casino site could not be checked directly. Eligible games: Slots (reported).
Who runs it: License not shown; third parties report Costa Rica or none. Regulator notes: Named in a Michigan Gaming Control Board cease-and-desist release, April 9, 2025.
21+ (18+ where allowed). New players. Min deposit $30 (reported). Wagering 30x deposit + bonus (reported). Max cashout: $1,000 (reported). Withdrawal cap $2,500 / week (reported). Terms source: reported. Terms apply. Offer checked October 28, 2026.
These casinos are offshore operators. They are not licensed or regulated by any US state, and state consumer protections do not apply. Check the law in your state before you play. Terms marked “reported” come from third-party reviews; the terms shown at sign-up apply.
21+ (18+ where allowed). Every casino game has a built-in house edge, so over time you should expect to lose what you stake. Set a budget before you play and stop when it’s gone: responsible gambling tools and free help. Gambling problem? Call or text 1-800-MY-RESET (1-800-697-3738).
Frequently asked questions
How long does a check by courier take from an online casino?
Usually one to three weeks from request to your door. Miami Club lists 4–12 business days after processing, Decode is reported at 4–6 business days, and Silver Oak quotes 7–10 days after a review of similar length. Your bank may then hold the funds while the check clears. Crypto is much faster at the same casinos. Our casino withdrawal times answer compares every method.
How much does a courier check cost?
Published fees at our partners range from $0 to $60 per check. Miami Club lists $60, Decode is reported at $30, Silver Oak lists $0–$25, and SlotoCash shows $60 on its banking page but $30 on its payout-methods page. AskGamblers reports no withdrawal fees at Planet 7. Your bank may add its own charge. Our answer to do casinos charge fees lists every cost.
What is the minimum for a check withdrawal?
It is usually $100 to $150 at the partners that publish it. SlotoCash and Miami Club list $150, and Silver Oak lists $100. Reviews give lower general withdrawal minimums for Royal Ace and Slot Madness, but not check-specific figures. Below the minimum, you would need to keep playing or choose another method. See what the minimum withdrawal is for every method.
Is a check by courier the same as a bank wire?
No, they are different methods. A courier check is a paper check delivered to your address, which you deposit yourself. A bank wire sends money electronically from the casino’s bank to yours and needs your banking details, often including a SWIFT code. At Miami Club, the wire is cheaper ($50 vs $60) and can be faster. Read our bank wire page for details.
Do I have to sign for a casino courier check?
Often you do, since courier services usually track delivery and may ask for a signature. Our partners don’t publish their courier’s delivery rules, so check with support before requesting if you won’t be home. Make sure the address on your account matches your ID documents, or the payout may be held. Our guide on how to verify your casino account explains address checks.
Can my bank refuse a casino check?
It can, because each bank sets its own policy on gambling-related and foreign items. Some banks may hold funds longer or charge collection fees. Ask your bank before you request a check, especially if it may be drawn on a non-US bank. If your bank won’t accept it, a crypto payout may be the only practical route. Our can banks block gambling answer explains bank policies.
What happens if my courier check is lost?
Contact the casino in writing straight away with your request date and amount. Our partners don’t publish a reissue policy, so the outcome depends on the casino’s support team and its payment processor. Because these casinos are offshore, no US state regulator can step in if a reissue stalls. Keep records of every message. Our guide to casino withdrawal delays has more steps.
Does Miami Club Casino pay withdrawals by courier check?
Yes, Miami Club's banking page lists check by courier, with a $150 minimum, a $3,000 weekly cap, a $60 fee and delivery 4–12 business days after processing. That is the highest weekly cap of its three payout methods but also the highest fee. Its Terms of Use (v2.1, September 28, 2026, section 1.6) list the United States as a prohibited jurisdiction, while the affiliate program confirms US players are accepted, so confirm eligibility at sign-up. Our Miami Club withdrawals page covers the full cashier.
Does Silver Oak Casino offer check by courier withdrawals?
Yes, Silver Oak's own banking page lists checks among its payout methods, with a $100 minimum, a $2,500 maximum and a fee of $0 to $25. Its terms allow 7–10 business days for review and another 7–10 for payment, so a check can take three to four weeks to reach you. Silver Oak names its license as Anjouan, through Primrose Media Limited, and no US state licenses it. See the Silver Oak banking guide for its crypto and wire options.
Is a courier check safer than a Bitcoin withdrawal?
Neither is safer in every way; they carry different risks. A check leaves a paper trail that is easy to match to your bank records and needs no crypto wallet, while crypto payments generally can't be reversed and their value can swing. A check, though, can be lost or misdelivered, and our partners don't publish a reissue policy. At an offshore casino, neither method comes with a US regulator to complain to. Our page on whether Bitcoin is safe for casinos covers the crypto side.
Can a casino send my courier check to a different address?
Plan on the check going only to the address on your casino account, since that is where the courier delivers it. Our partners don't publish rules on sending checks elsewhere. The address on your account also needs to match your verification documents, or the request can stall at the security review. If you have moved, update your details and send new proof of address before you request a payout. Our page on KYC documents lists what casinos usually accept as proof.
Do I pay tax on a casino check by courier payout?
Yes, gambling winnings are taxable federal income whether they arrive by check, wire or crypto. For 2026, IRS instructions set a $2,000 Form W-2G reporting threshold for slot winnings, but the tax applies to all winnings, reported or not. From tax year 2026, the loss deduction is reported to be capped at 90% of losses and only up to your winnings, so check IRS guidance. A deposited check gives you a clear record. Our gambling taxes guide explains reporting.
How many courier checks can I request in a week?
Usually one, at least at partners that publish a rule. SlotoCash's payout-methods page allows one check request a week, and weekly caps of $2,500 to $3,000 at other partners have the same effect. A $6,000 balance at a $3,000 weekly cap therefore arrives as two checks a week apart, each with its own fee. Larger wins can take a month or more by check. Our withdrawal limits page shows how caps compare across payout methods.
Why is my casino courier check withdrawal on hold?
The most common reason is the security review that sits between your request and the check being issued. Casinos check ID, address and play history, and a request can stall if your account address doesn't match your documents. Other causes include unfinished wagering on a bonus, a pending period that hasn't ended, and reported no-weekend processing at several partners. Ask support in writing which step your request is at. Our answer on why a casino withdrawal is pending covers each cause.
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