Is Silver Oak Casino legit?

Is Silver Oak legit? The answer in two parts

On disclosure, Silver Oak does better than most offshore casinos. Its terms name the company, the company registration number, an address in Anjouan and the law it is licensed under. You can at least identify who you are dealing with, which isn’t true of several better-known brands.

On protection, the picture is weaker. Anjouan is a small offshore licensing jurisdiction, Michigan has ordered Silver Oak to stop serving its residents, and the leading complaint site gives it one of its lowest ratings. Our full Silver Oak review has the complete detail, and our casino questions hub answers related queries.

Who runs Silver Oak Casino? Primrose Media Limited

The Silver Oak terms and conditions (opens in a new tab) name Primrose Media Limited, registration number 15804, at Hamchako, Mutsamudu, on the Autonomous Island of Anjouan in the Union of Comoros. The governing law is Anjouan’s.

The same company name appears in the terms of Raging Bull Slots and CoolCat Casino. Third-party reviewers also link Silver Oak to Planet 7, Royal Ace and Slot Madness, and some name Primrose Media as the operator of the last two. Our answer on who owns Silver Oak Casino maps the group.

What Silver Oak’s Anjouan license does and doesn’t mean

Silver Oak says it is licensed in the State of Anjouan under the Computer Gaming Licensing Act 007 of 2005, but shows no separate license number. Its FAQ calls it completely licensed without naming the authority, so the terms page is the place to read the detail.

An Anjouan license lets an operator run under Anjouan law. It doesn’t make Silver Oak legal in any US state, and Anjouan’s regulator isn’t a US body you can easily take a complaint to. LCB, for its part, lists Silver Oak as having no license and refers to Costa Rica in its narrative, so even third parties disagree. Read our explainers on the Anjouan license and what an Anjouan license is.

Naming a license is better than naming none, but check whether the license can be verified independently before relying on it.

Silver Oak and Michigan’s April 2025 crackdown

On April 9, 2025, the Michigan Gaming Control Board announced cease-and-desist letters to thirteen unlicensed operators (opens in a new tab), and Silver Oak Casino was one of them. Planet 7 Casino was named in the same release, and the board describes these as illegal offshore operators.

Primrose Media’s Raging Bull Slots was later named in Michigan’s October 8, 2026 release. Michigan licenses its own online casinos, so the board’s view is that offshore sites have no place in its market. Our Michigan online casinos hub and cease-and-desist letters guide explain more.

Does Silver Oak pay out? Its withdrawal rules in detail

Silver Oak’s terms are more detailed than most, and stricter. The weekly limit starts at $2,500 and rises with VIP level. The monthly limit is $5,000 if your balance is at least 10 times your total deposits, otherwise $10,000. Pending requests can reach four times the weekly limit.

Two rules stand out. First, if you withdraw before wagering your deposit at least once, an 8% fee applies (minimum $4). Second, the terms describe a review period of 7–10 business days followed by a payment period of 7–10 business days, so up to about four weeks is within the stated process. See Silver Oak withdrawals and casino withdrawal delays.

Example: a $6,000 win at the base level

At the $2,500 weekly limit, $6,000 is paid as $2,500, $2,500 and $1,000 over three weeks. If your balance is at least 10 times what you deposited, for example $6,000 after a $500 deposit, the monthly limit is $5,000, so the last $1,000 would spill into the next month. VIP tiers raise these limits.

Verification and disputes at Silver Oak

Its terms require government photo ID, the front and back of any card used in the last three months, a selfie with ID and a utility bill from the last three months. Withdrawals are blocked until verification is complete. Disputes must be raised within 3 days of the wager, replies come within 28 days, and unresolved cases go to a Central Dispute System run by the software provider.

1. Read the withdrawal section of the terms before your first deposit, including the 8% fee rule.
2. Wager your deposit at least once before requesting a payout.
3. Upload ID, card images, selfie and utility bill as soon as your account is open.
4. Raise any disputed game result within 3 days, in writing.
5. Keep copies of every message in case you need to escalate.

Our Silver Oak verification page lists accepted documents.

Silver Oak complaints and third-party ratings

LCB rates Silver Oak 0.6 out of 5, ranked 1,724th of 1,739 casinos, with a warning for poor support and slow payments that are usually issued after a month or more. A 2025 LCB forum thread covers a $1,300 withdrawal delay that was eventually paid in Bitcoin and a $100 cashout refused over an alleged duplicate account.

These are third-party reports, not regulator findings. They fit the published process, though: the terms themselves allow several weeks. If speed matters to you, compare our list of fast payout casinos.

Is Silver Oak legal for US players?

Silver Oak is offshore and not licensed or regulated by any US state. Its terms list no restricted US states, and third parties report Ohio as accepted, but that is a statement about the casino’s policy, not your state’s law. Federal law, including UIGEA, targets payment processing and leaves player legality to the states. The minimum age in its terms is 21, or higher where local law says so. See offshore casinos legality and player protections offshore vs licensed.

Silver Oak bonus and sister-casino offers via our links

Silver Oak, Planet 7 and Royal Ace are offshore casinos, not licensed by any US state, so check your state’s law before you deposit. You won’t have a state regulator to complain to or state protection of balances. We earn a commission from these partners and list them in a commercial order.

Silver Oak Casino: $2,500 Welcome Bonus + 50 Free Spins, via our link (new players, 21+ or 18+ where allowed, terms apply). The casino’s own new member offer (opens in a new tab) advertises a different $10,000 package of 100% on each of the first ten deposits (codes SILVEROAK1 to SILVEROAK10), with 30x playthrough (60x blackjack and video poker) and no max withdrawal; its terms say 40x for slots, and deposits start at $30. Roulette, baccarat, craps and other games are excluded.

Planet 7 Casino: $2,750 Welcome Bonus + 45 Free Spins, via our link (new players, 21+ or 18+ where allowed, terms apply). Third-party listings report 30x (bonus + deposit) on slots and a $1,000 max cashout for its WELCOME200 coupon, with $30 card deposits. Royal Ace Casino: $2,500 Welcome Bonus + 35 Free Spins, via our link (new players, 21+ or 18+ where allowed, terms apply); third parties report 30x on slots and a max cashout of 10x the deposit, but sources disagree on its package.

The terms shown at sign-up are the ones that apply, and the house edge works against you while you wager. For confidential help, call or text 1-800-MY-RESET (1-800-697-3738).

21+ (18+ where allowed). Every casino game has a built-in house edge, so over time you should expect to lose what you stake. Set a budget before you play and stop when it’s gone: responsible gambling tools and free help. Gambling problem? Call or text 1-800-MY-RESET (1-800-697-3738).