Can I withdraw to my credit card? At the offshore casinos US players use, usually not. None of our partner casinos lists credit cards as a withdrawal method; they pay out by Bitcoin, bank wire, check or a similar option, even if you deposited with Visa, Mastercard or Amex. Plan your payout method before you make a card deposit.
Our partners accept card deposits but list no credit card withdrawals.
Payouts go by Bitcoin, bank wire, check or Coindraw instead.
Card deposits can carry fees, such as 3–10% at Silver Oak.
Card issuers may treat gambling charges as cash advances, as reported.
Set up your withdrawal method before you deposit.
Credit card withdrawals at partners
Not listed
Usual payout methods
Bitcoin, bank wire, check
Silver Oak card deposit fee
3–10% (casino's terms)
SlotoCash card deposit minimum
$25
Card gambling code
MCC 7995
Can I withdraw to my credit card? The short answer
In most cases, no. Offshore casinos that take card deposits from US players generally don't send winnings back to the card. At every partner we cover, the withdrawal list is made up of Bitcoin (and sometimes other crypto), bank wire, check by courier or Coindraw, but not Visa, Mastercard, American Express or Discover.
That means a card deposit is a one-way trip. Before you use a card, decide how you would get paid and set that method up. Our card deposits and banking hub covers every option, and the casino questions hub answers related payment questions.
Credit card deposits vs withdrawals at our partner casinos
This table compares what each partner accepts for card deposits with what it lists for withdrawals. "Casino's terms" figures come from the casino's own banking pages; "reported" figures come from third-party reviews.
Card deposits and payout methods by casino
Casino
Card deposits
Withdrawal methods listed
Source type
SlotoCash
Visa, Mastercard, Amex; $25 minimum; $0.01–$1 fee
Bank wire, courier check, Bitcoin
Casino's terms
Miami Club
Visa, Mastercard; $25 minimum; no deposit fee listed
Bitcoin, Ethereum, bank wire, courier check (cards not available for withdrawals)
Why online casinos don't pay winnings to credit cards
Two things are going on. The first is US federal law. The Unlawful Internet Gambling Enforcement Act bars gambling businesses from accepting credit (opens in a new tab), electronic transfers and checks in connection with unlawful internet gambling. That is the legal background to US card issuers blocking or restricting gambling transactions. It targets the payment side and the operator, not the player.
The second is how card networks work. Gambling purchases carry merchant category code 7995, and third-party industry sources report that many issuers block that code by default or ask for extra checks. A refund or credit to a card from an offshore casino would face the same scrutiny, so casinos route payouts through crypto, wires and checks instead. Our UIGEA explainer and the MCC 7995 glossary entry go deeper.
UIGEA does not make placing a bet a federal crime for the player. Whether online casino play is allowed for you depends on your state's law.
What a credit card casino deposit can cost you
Because you can't withdraw back to the card, the card only adds cost. Here is a worked example using Silver Oak's published card fee of 3–10%.
A $200 card deposit at 3% costs $6 in casino fees; at 10% it costs $20.
A $1,000 card deposit, Silver Oak's card maximum, costs $30 to $100 in fees.
At SlotoCash, the published card fee is $0.01 to $1 per deposit, so a $100 deposit costs at most $1.
On top of the casino's fee, third-party sources report that many card issuers treat gambling transactions as cash advances, which typically means extra fees and interest from the day of the charge. Check your card agreement. Our guide to credit card gambling blocks explains how issuers handle these charges.
How to get paid if you deposited by credit card
You can still withdraw after a card deposit; you just use a different method. Here is the usual route.
Check the casino's cashier or banking page for its withdrawal methods and minimums before depositing.
Complete identity checks. Silver Oak asks for photos of the front and back of any card used in the last three months.
Choose a payout method: Bitcoin if you have a wallet, or a bank wire or check if you prefer to receive dollars.
Set up a crypto wallet you control if you choose Bitcoin; our crypto wallet guide explains how.
Request a withdrawal within the minimum, per-method maximum and weekly cap.
Keep records of deposits and withdrawals for tax purposes.
Minimums vary: SlotoCash's terms set $100 for Bitcoin and wire and $150 for checks; Silver Oak's terms start at $50 for Bitcoin, $100 for wire and check and $20 for Coindraw. Our how to withdraw guide walks through each method.
Credit card alternatives for casino withdrawals
Withdrawal methods compared (casinos' terms and reports)
Can I get money back on my credit card through a chargeback?
A chargeback asks your card issuer to reverse a payment. It is meant for errors and fraud, not for gambling losses you authorized. Disputing a deposit you made and played through can lead the casino to close your account and keep any balance under its terms.
If a charge really is unauthorized, contact your issuer straight away. Our guide to chargebacks at casinos explains when a dispute is appropriate and when it isn't.
Credit cards, offshore casinos and US law
Our partners are offshore casinos and are not licensed by any US state. If something goes wrong with a payout, there is no state regulator to complain to and no state-backed protection of your balance. State-licensed casinos exist only in New Jersey, Pennsylvania, Michigan, West Virginia, Delaware, Connecticut and Rhode Island.
The Michigan Gaming Control Board named Silver Oak and Planet 7 in an April 9, 2025 cease-and-desist release. Check your state's law on our states hub and read about offshore casino legality.
Card-friendly casino offers via our links
These three partners accept card deposits and pay out by Bitcoin, wire or check, so they fit the question this page answers. They are offshore, none is licensed by any US state, and you should check your state's law first. Our order is commercial, and we earn commission from these links.
Decode Casino: $5,000 Welcome Bonus + 50 Free Spins, via our link (new players, 21+ or 18+ where allowed, terms apply). Decode's own terms couldn't be read, so third-party reviews are the source: they report terms such as 25x deposit plus bonus and a $25 minimum deposit on its DECODE111 code. Codes change, and the terms at sign-up apply.
Silver Oak Casino: $2,500 Welcome Bonus + 50 Free Spins, via our link (new players, 21+ or 18+ where allowed, terms apply). Its terms give 30x or 40x wagering depending on the page, a $30 minimum deposit and no max withdrawal on the offer page, and card deposits carry a 3–10% fee.
Planet 7 Casino: $2,750 Welcome Bonus + 45 Free Spins, via our link (new players, 21+ or 18+ where allowed, terms apply). Third-party reviews report 30x deposit plus bonus on slots, a $1,000 max cashout and a $30 card minimum for WELCOME200, and AskGamblers' Planet 7 page (opens in a new tab) lists no withdrawal fees.
These bonuses are slot-focused, with table games often excluded or weighted lower. If gambling stops being fun, call or text 1-800-MY-RESET (1-800-697-3738).
Ad21+ (18+ where allowed). Ranked by us in a commercial order; we earn commission from these links. Advertiser disclosure
These casinos are offshore and not licensed by any US state. Check your state's law before you sign up; 21+ (18+ where allowed), terms apply.
Published terms (reported): Decode advertises a $111 free chip and crypto bonuses on its own site; deposit-bonus codes and terms vary. Eligible games: Mainly slots; check each code.
Who runs it: License not shown on its site; third parties report Curaçao. Regulator notes: Third parties report it refuses players in MD, NJ, NY and WA.
21+ (18+ where allowed). New players. Min deposit $25 (reported). Wagering Varies by code (25x–35x reported). Max cashout: Varies by code. Withdrawal cap $2,500 / week (reported). Terms source: reported. Terms apply. Offer checked October 28, 2026.
Silver Oak Casino#4 on our listBonus on 10 deposits
Published terms (casino terms): Silver Oak advertises a 100% match on each of its first ten deposits (up to $10,000 in total) with codes SILVEROAK1–10. Eligible games: Slots, keno, scratch cards (table games at 60x; many games excluded).
Who runs it: Primrose Media Limited, licensed in Anjouan (its terms). Regulator notes: Named in a Michigan Gaming Control Board cease-and-desist release, April 9, 2025.
21+ (18+ where allowed). New players. Min deposit $30. Wagering 30x on the offer page; 40x in the terms. Max cashout: None stated. Withdrawal cap From $2,500 / week. Terms source: casino terms. Terms apply. Offer checked October 28, 2026.
Planet 7 Casino#5 on our listRealTime Gaming slots
Published terms (reported): Third-party reviews report a 200% match with code WELCOME200; the casino site could not be checked directly. Eligible games: Slots (reported).
Who runs it: License not shown; third parties report Costa Rica or none. Regulator notes: Named in a Michigan Gaming Control Board cease-and-desist release, April 9, 2025.
21+ (18+ where allowed). New players. Min deposit $30 (reported). Wagering 30x deposit + bonus (reported). Max cashout: $1,000 (reported). Withdrawal cap $2,500 / week (reported). Terms source: reported. Terms apply. Offer checked October 28, 2026.
These casinos are offshore operators. They are not licensed or regulated by any US state, and state consumer protections do not apply. Check the law in your state before you play. Terms marked “reported” come from third-party reviews; the terms shown at sign-up apply.
21+ (18+ where allowed). Every casino game has a built-in house edge, so over time you should expect to lose what you stake. Set a budget before you play and stop when it’s gone: responsible gambling tools and free help. Gambling problem? Call or text 1-800-MY-RESET (1-800-697-3738).
Frequently asked questions
Can I withdraw casino winnings to a Visa card?
Not at the offshore casinos we cover. They accept Visa for deposits but list Bitcoin, bank wire, check or Coindraw for withdrawals. US card issuers restrict gambling transactions, which is why casinos route payouts elsewhere. Set up a payout method before depositing so you aren't stuck later. Our Visa casinos page explains deposit limits and fees by casino.
Do online casinos pay out to debit cards?
Not at our partners, which don't list debit card withdrawals either. Debit cards face the same gambling code restrictions as credit cards, and the casinos pay by crypto, wire or check instead. A debit card deposit does avoid credit interest, but it can still be declined by your bank. Our debit card casinos page covers the details.
Why can I deposit with a credit card but not withdraw?
Deposits and withdrawals travel through different systems. A deposit is a card purchase the casino can try to process; a payout would need the card network to accept a credit from a gambling merchant, which issuers restrict. Offshore casinos therefore use crypto, wires and checks for payouts. Our page on card declines explains how issuers treat gambling codes.
Is it a good idea to gamble with a credit card?
Generally not. Card deposits can carry casino fees, such as 3–10% at Silver Oak, and third-party sources report that many issuers treat gambling charges as cash advances with extra fees and interest. You also risk losing borrowed money. If you gamble, a set budget from money you can afford to lose is safer. Our gambling and debt page has support if this feels hard.
What is the best way to withdraw from an offshore casino?
For speed, Bitcoin is usually the quickest listed method at our partners; for receiving dollars directly, a bank wire or check works but takes longer. SlotoCash lists free Bitcoin payouts, while its wires cost $50 or $60. Weigh speed against fees and the fact that crypto payments generally can't be reversed. Our withdrawal times page compares methods.
Do I need to verify my credit card to withdraw?
At some casinos, yes. Silver Oak's terms ask for photos of the front and back of every card used in the last three months, and third-party reviews say Planet 7 may ask for a credit card verification form. SlotoCash requires your profile to match your bank details for card deposits. Our KYC documents page lists what to prepare.
Can I get a refund to my credit card from a casino?
Refunds to cards are not a listed option at our partners, and a chargeback for gambling you authorized is likely to be refused by your issuer and can lead the casino to close your account. If a charge is unauthorized, call your card issuer straight away. Our guide to chargebacks at casinos explains when a dispute makes sense.
Does Decode Casino pay winnings back to a credit card?
No, third-party reviews list no card withdrawals at Decode Casino, even though it is reported to take Visa, Mastercard, Amex, Discover and Diners Club deposits from $25. Payouts are reported by Bitcoin from $100 in about 48 hours, by bank wire from €150 with a $50 fee and one to ten business days, or by check with a $30 fee in four to six business days. Decode is also reported to refuse players from Maryland, New Jersey, New York and Washington. See Decode withdrawals and the Decode Casino banking page for the reported terms.
Does Planet 7 Casino let you withdraw to a credit card?
No, Planet 7 isn’t reported to pay out to cards. Third-party reviews list bank wire, check and Bitcoin for withdrawals, with a $2,500 weekly cap, no withdrawal fees per AskGamblers and a pending period of five to seven days with no weekend cashouts. One review says payouts usually take more than a month, so treat timing claims with caution. Reviewers also say Planet 7 may ask for a credit card verification form before paying. Michigan’s regulator named Planet 7 in April 2025. See Planet 7 withdrawals and is Planet 7 legit.
Will an online casino pay winnings to my American Express card?
No, none of our partners lists Amex, or any other card, as a payout method. Amex works for deposits at several of them: SlotoCash takes it from $25 with a $0.01 to $1 fee under its banking page, and Silver Oak takes it from $30 to $1,000 with a 3–10% fee. Winnings then come back by Bitcoin, bank wire or check. Amex charges to gambling merchants carry the same MCC 7995 code as other cards, so declines are common. Our American Express casinos guide and best Amex casinos page compare the options.
What happens to my credit card balance if a casino pays me by Bitcoin?
Nothing changes on the card: the deposit stays on your statement as a charge, and the payout goes to your crypto wallet, so you still owe the card issuer in full. If your issuer treated the deposit as a cash advance, as third parties report many do, interest and fees build up until you pay it off. For example, a $500 card deposit at Silver Oak with a 10% casino fee costs $50 before any issuer charges. Paying the card from winnings is your job, not the casino’s. Our guides on gambling and money and casino currency and exchange explain the moving parts.
How long does a Silver Oak withdrawal take after a card deposit?
Expect around one to three weeks. Silver Oak’s terms allow a review of seven to ten business days, and its banking page lists seven to ten days for Bitcoin payouts of $50 to $2,500 with a $0 to $40 fee, and seven to ten days for wires and checks. Coindraw is listed at zero to seven days with a 5% fee. Payouts are blocked until identity checks are done, which include photos of any card used in the last three months. Send those early. See Silver Oak withdrawals and how long casino withdrawals take.
What does a SlotoCash bank wire cost after a credit card deposit?
SlotoCash’s two banking pages disagree: one lists a $50 wire fee and the other $60. Wires start at $100 and are capped at $2,500 per request, and the payout-methods page allows one request a week, takes seven to 14 business days and needs SWIFT details. On a $500 payout you would receive $450 or $440, while the same amount by Bitcoin carries no casino fee. Ask support which fee applies before you request. Our SlotoCash withdrawals page and bank wire withdrawal answer cover the details.
What is the minimum withdrawal at an offshore casino after a card deposit?
It depends on the payout method you choose, because the card itself can’t receive money. SlotoCash’s terms set $100 for Bitcoin and wire and $150 for a courier check. Silver Oak starts at $50 for Bitcoin, $100 for wire and check, and $20 for Coindraw. Third-party reviews report $20 at Royal Ace and Slot Madness and $50 or $100 at Planet 7. A $30 card deposit that grows to $70 may be stuck below some of these thresholds. Our minimum withdrawal answer and minimum deposits guide compare casinos.
Is there a cheaper alternative to a credit card for small deposits at Miami Club?
Yes, Miami Club’s banking page lists several low-minimum options that avoid card fees. Neosurf, CardPay, eZee Wallet, Litecoin and Bitcoin Cash start at $10, Lightning starts at $5, and deposits are listed with no fee. Payouts still go by Bitcoin from $100 in about 48 hours, check or wire, never back to a card. Miami Club’s terms (section 1.6) list the US as a prohibited jurisdiction while its affiliate program confirms US players are accepted, so confirm at sign-up. See our Miami Club banking page and Neosurf casinos guide.
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