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Are online casinos legal in the US?

Are online casinos legal in the US? Yes, but only in seven states that license and regulate them: New Jersey, Pennsylvania, Michigan, West Virginia, Delaware, Connecticut and Rhode Island. No federal law licenses online casinos, so each state decides, and in most of the country no state-licensed option exists.

Key takeaways

  • Seven states license real-money online casinos; Maine passed a law in January 2026 but nothing had launched by October 2026.
  • Federal laws such as UIGEA and the Wire Act target gambling businesses and payments, not individual players.
  • Offshore casinos, including our partners, are not licensed or regulated by any US state.
  • State law decides what is allowed where you live, so check your own state before you play anywhere.
States with licensed online casinos
7
Newest law
Maine LD 1164 (January 2026), not live
Federal payment law
UIGEA (2006)
Who decides legality
Each state
Typical casino age
21

Are online casinos legal in the US? The short answer

Online casinos are legal in the US only where a state has passed a law to license them. As of October 28, 2026, that means seven states. In those states you can play real-money slots, blackjack and roulette at sites approved by a state regulator, with the consumer protections that come with a license.

Everywhere else, no state licenses online casinos. That doesn't stop offshore sites from accepting American players, but it does mean nobody in your state checks their games, holds their feet to the fire on payouts or handles your complaint. Our full guide to US online gambling law covers the history; this page gives you the straight answer and what to do with it. More short answers sit in our online casino questions section.

This page explains what laws and regulators say. It isn't legal advice, and laws change. If you need a firm answer for your situation, ask a lawyer licensed in your state.

What federal law says about online casinos

There is no single federal law that makes online casinos legal or illegal everywhere. Instead, a handful of federal statutes set the boundaries, and each one points back to state law. The table below sums up the ones that matter most.

Federal laws behind US online casino legality
LawWhat it targetsWhat it means for players
Wire Act (18 U.S.C. § 1084), 1961People in the business of betting who use wires for interstate betsThe 2021 First Circuit ruling limits it to sports betting; it is aimed at operators
UIGEA (31 U.S.C. §§ 5361–5367), 2006Gambling businesses accepting payments for unlawful internet gamblingDoesn't make placing a bet a federal crime; it explains why banks block gambling cards
Illegal Gambling Business Act (18 U.S.C. § 1955)Gambling businesses that break state law, with five or more peopleTargets those who run the business
Murphy v. NCAA, May 14, 2018Struck down the federal ban on states authorizing sports bettingStates can legalize sports betting; online casinos stay a state choice

The key point sits inside UIGEA's own definition. Under 31 U.S.C. § 5362 (opens in a new tab), internet gambling is unlawful when it breaks the federal or state law where the bet is made. So the federal rules lean on state law rather than replacing it. Our pages on UIGEA and the Wire Act walk through each statute in detail.

The seven states where online casinos are legal and licensed

Each of these states passed its own law, named its own regulator and decided how many operators to allow. Our list of states that allow online casinos compares them side by side, and this table gives the headline facts.

US states with legal real-money online casinos
StateRegulatorWhat the record shows
New JerseyDivision of Gaming Enforcement9 internet gaming permits held by 7 entities (list updated September 22, 2026)
PennsylvaniaPennsylvania Gaming Control Board12 certificate holders and 25 authorized sites (February 13, 2026)
MichiganMichigan Gaming Control BoardLive since January 22, 2021; 15 authorized platform providers
West VirginiaWest Virginia Lottery CommissionAuthorized in fiscal year 2020; statute allows up to 5 licenses
DelawareDelaware LotteryOne BetRivers platform serving three casinos
ConnecticutDepartment of Consumer ProtectionDraftKings with Foxwoods, FanDuel with Mohegan Sun
Rhode IslandRhode Island LotteryState-run, Bally's as operator; trade press reports a March 5, 2024 launch

Maine: legal on paper only

Maine's LD 1164 became law in January 2026 and lets the state's tribes run online casinos. By October 2026 nothing had launched, the regulator's rules had no effective date, and a lawsuit is pending, so Maine players have no licensed online casino yet. See Maine's gambling page for updates.

Online casinos in the other 43 states and DC

In the remaining states and Washington, DC, no regulator licenses online casinos. Several go further and say so in plain terms. The Arizona Department of Gaming said in March 2025 that online casinos are illegal in the state. Washington's RCW 9.46.240 (opens in a new tab) makes knowingly sending or receiving gambling information over the internet a class C felony.

Oklahoma's SB 1589, effective November 1, 2026, expressly bans online casino games. Minnesota's Department of Public Safety says online casinos are illegal both for sites to offer and for Minnesotans to play. Your state's rules are on our state-by-state hub, and the gambling age by state page covers who can play where it is allowed.

Are offshore online casinos legal in the US?

Offshore casinos operate from outside the US and hold, at most, a foreign license. No US state licenses or regulates them, and that includes every casino we promote. Silver Oak's terms name Primrose Media Limited and a license from Anjouan; the others don't publish a license on their own sites, and third-party reviewers report different things, from Curaçao to Costa Rica to none.

A foreign license is not a US state license. Michigan's Gaming Control Board has sent cease-and-desist letters calling offshore operators illegal, naming Silver Oak and Planet 7 on April 9, 2025, Miami Club and Slot Madness on August 14, 2025, and SlotoCash on October 8, 2026. Our page on offshore casino legality explains what that means, and is it illegal to play at offshore casinos answers the player-side question.

Are sweepstakes casinos a legal alternative?

Sweepstakes casinos use two currencies: Gold Coins for play and Sweeps Coins that can be redeemed for prizes. They claim this keeps them outside gambling law, but states are closing that door. Bans recorded so far include New Jersey (August 15, 2025), Connecticut and Montana (October 1, 2025), New York (S5935-A), California (AB 831, January 1, 2026) and Oklahoma (November 1, 2026).

Indiana, Tennessee, Louisiana and Maine have also acted in 2026. Our sweepstakes casino bans tracker lists dates and bill numbers.

How to check if online casinos are legal where you live

  1. Find your state's gambling regulator on our state regulators page.
  2. Look on the regulator's site for a list of licensed or authorized online casinos. If there is no such list, your state doesn't license them.
  3. Read the regulator's warnings about unlicensed or offshore sites, since many states now publish them.
  4. Check the minimum age: it is 21 for online casinos in every licensing state.
  5. Before you join any site, compare the protections in our offshore vs state-licensed casinos guide.

Legal or not, gambling winnings are taxable

Winnings are federal taxable income wherever you win them. For 2026, slot and keno payouts of $2,000 or more trigger a Form W-2G at casinos that issue one. From the 2026 tax year, the 2025 tax law reportedly caps the loss deduction at 90% of losses, so check IRS guidance. Our gambling taxes page has the details.

Where to play if you choose an offshore casino

Because online casinos are legal and licensed in only seven states, many Americans see offshore casinos advertised. The three below are our partners, and we earn a commission if you join through our links. They are offshore, not licensed by any US state, and not answerable to a state regulator, so check your state's law first. You must be 21+ (18+ where allowed) and terms apply.

  • Decode Casino: $5,000 Welcome Bonus + 50 Free Spins, via our link (new players, 21+ or 18+ where allowed, terms apply). Its own site advertises a different package ($111 free chip plus crypto bonuses) with no terms visible; third-party reviews report a 25x (deposit + bonus) code with a $25 minimum, so read the terms shown at sign-up. See the Decode review.
  • Silver Oak Casino: $2,500 Welcome Bonus + 50 Free Spins, via our link (new players, 21+ or 18+ where allowed, terms apply). The casino's own site lists a 100% match on each of ten deposits with 30x wagering on the offer page but 40x in its terms, deposits from $30 and no max withdrawal; check the current terms. See the Silver Oak review.
  • Planet 7 Casino: $2,750 Welcome Bonus + 45 Free Spins, via our link (new players, 21+ or 18+ where allowed, terms apply). Its terms aren't visible on its own site; third-party reviews report 30x (bonus + deposit) on slots, a $1,000 max cashout and a $30 card minimum. See the Planet 7 review.

Bonuses are slot-focused, and table games are often excluded or weighted lower. The house edge means losses are likely over time, so treat any deposit as the cost of entertainment.

Ad21+ (18+ where allowed). Ranked by us in a commercial order; we earn commission from these links. Advertiser disclosure

These partner casinos are offshore and not licensed by any US state. Check your state's law before you sign up.

Decode Casino #3 on our listCrypto bonuses

$5,000 Welcome Bonus + 50 Free Spins

  • WageringVaries by code (25x–35x reported)
  • Min deposit$25 (reported)
  • Max cashoutVaries by code
  • Withdrawals$2,500 / week (reported)
Claim bonus21+. New players. Terms apply.Decode review
Key terms, license and regulator notes

Published terms (reported): Decode advertises a $111 free chip and crypto bonuses on its own site; deposit-bonus codes and terms vary. Eligible games: Mainly slots; check each code.

Who runs it: License not shown on its site; third parties report Curaçao. Regulator notes: Third parties report it refuses players in MD, NJ, NY and WA.

21+ (18+ where allowed). New players. Min deposit $25 (reported). Wagering Varies by code (25x–35x reported). Max cashout: Varies by code. Withdrawal cap $2,500 / week (reported). Terms source: reported. Terms apply. Offer checked October 28, 2026.

Silver Oak Casino #4 on our listBonus on 10 deposits

$2,500 Welcome Bonus + 50 Free Spins

  • Wagering30x on the offer page; 40x in the terms
  • Min deposit$30
  • Max cashoutNone stated
  • WithdrawalsFrom $2,500 / week
Claim bonus21+. New players. Terms apply.Silver Oak review
Key terms, license and regulator notes

Published terms (casino terms): Silver Oak advertises a 100% match on each of its first ten deposits (up to $10,000 in total) with codes SILVEROAK1–10. Eligible games: Slots, keno, scratch cards (table games at 60x; many games excluded).

Who runs it: Primrose Media Limited, licensed in Anjouan (its terms). Regulator notes: Named in a Michigan Gaming Control Board cease-and-desist release, April 9, 2025.

21+ (18+ where allowed). New players. Min deposit $30. Wagering 30x on the offer page; 40x in the terms. Max cashout: None stated. Withdrawal cap From $2,500 / week. Terms source: casino terms. Terms apply. Offer checked October 28, 2026.

Planet 7 Casino #5 on our listRealTime Gaming slots

$2,750 Welcome Bonus + 45 Free Spins

  • Wagering30x deposit + bonus (reported)
  • Min deposit$30 (reported)
  • Max cashout$1,000 (reported)
  • Withdrawals$2,500 / week (reported)
Claim bonus21+. New players. Terms apply.Planet 7 review
Key terms, license and regulator notes

Published terms (reported): Third-party reviews report a 200% match with code WELCOME200; the casino site could not be checked directly. Eligible games: Slots (reported).

Who runs it: License not shown; third parties report Costa Rica or none. Regulator notes: Named in a Michigan Gaming Control Board cease-and-desist release, April 9, 2025.

21+ (18+ where allowed). New players. Min deposit $30 (reported). Wagering 30x deposit + bonus (reported). Max cashout: $1,000 (reported). Withdrawal cap $2,500 / week (reported). Terms source: reported. Terms apply. Offer checked October 28, 2026.

These casinos are offshore operators. They are not licensed or regulated by any US state, and state consumer protections do not apply. Check the law in your state before you play. Terms marked “reported” come from third-party reviews; the terms shown at sign-up apply.

21+ (18+ where allowed). Every casino game has a built-in house edge, so over time you should expect to lose what you stake. Set a budget before you play and stop when it’s gone: responsible gambling tools and free help. Gambling problem? Call or text 1-800-MY-RESET (1-800-697-3738).

Frequently asked questions

Is it legal to play online casinos in the USA?

It is legal at state-licensed online casinos in New Jersey, Pennsylvania, Michigan, West Virginia, Delaware, Connecticut and Rhode Island, for players located in those states and aged 21 or older. Elsewhere, no state licenses online casinos, and some state laws and regulators say online casino play is illegal. Federal law mostly targets operators and payments. Check your state's page in our states hub for what your law says, and read can I get in trouble for playing online casinos for the practical risks.

Which states have legal online casinos in 2026?

Seven states have legal, licensed real-money online casinos in 2026: New Jersey, Pennsylvania, Michigan, West Virginia, Delaware, Connecticut and Rhode Island. Maine legalized tribal online casinos in January 2026, but nothing had launched by October 2026 and a lawsuit is pending. Every other state lacks a licensed option. Our states with legal online casinos page tracks each one, including regulators and operator counts, and we update it when a new state passes a law.

Is there a federal law against online casinos?

No federal law bans online casino play by individuals. UIGEA (2006) stops gambling businesses from accepting payments for internet gambling that is unlawful under state or federal law, and the Wire Act, as read by the First Circuit in 2021, covers sports betting. The Illegal Gambling Business Act targets people running gambling businesses that break state law. All three point back to state law. Read our UIGEA explainer for the payment rules and how they affect your bank.

Are offshore online casinos legal anywhere in the US?

No US state licenses offshore casinos, so they are not legal in the sense that state-licensed sites are. They operate under foreign licenses, or none, and several state regulators call them illegal. Michigan's regulator has sent cease-and-desist letters to dozens of offshore brands, including five of the casinos we review. Whether you as a player break a law depends on your state's statute. Our offshore casinos legality page explains the details state by state.

Why can I see online casinos if they aren't legal in my state?

Offshore casinos run their sites from outside the US, so a state regulator can't simply switch them off. States respond with cease-and-desist letters, laws aimed at operators and promoters, and bank payment blocks. Seeing an ad or a working website tells you nothing about whether it is licensed where you live. Check your regulator's list of licensed operators, and see our how to spot a rogue casino guide for warning signs.

Are sweepstakes casinos a legal alternative to online casinos in the US?

Only in some states. Sweepstakes casinos say their dual-currency model keeps them legal, but a growing list of states disagrees. New Jersey, New York, California, Connecticut, Montana, Louisiana, Maine, Indiana, Tennessee and Oklahoma have banned or restricted them, with dates from 2025 to November 2026. In states without a ban, their status is unsettled. Our page on whether sweepstakes casinos are legal lists each state's position and the bill behind it.

What is the legal age to play online casinos in the US?

The age is 21 at state-licensed online casinos in all seven states that license them. Offshore casinos set their own rules: Silver Oak's terms say 21, or the local legal age if higher, while SlotoCash's terms say 18. Your state's law still applies to you whatever a casino accepts. See gambling age by state for lottery, sports betting and casino ages in every state.

Will more states legalize online casinos?

Bills keep appearing, but most fail. Ohio has a pending bill, Virginia's 2026 bills died, Arkansas's 2025 bill died, and Maryland would need a voter referendum. Maine is the only state to pass a new law recently, in January 2026, and it hadn't launched by October 2026. We track changes on each state page and in our state-by-state guide.

Are online casinos legal in Nevada?

No, real-money online casino games aren't legal in Nevada, even though the state is home to Las Vegas. Nevada licenses online poker as interactive gaming under NRS 463.750, overseen by the Nevada Gaming Control Board and Nevada Gaming Commission, but online slots, blackjack and roulette aren't offered legally. Sports betting is legal statewide, including on mobile, and the state has about 227 commercial casinos reported. So Nevadans can bet on sports and play poker online, but not casino games. Our Nevada gambling page and is online poker legal in the US have more.

Is Pennsylvania one of the states where online casinos are legal?

Yes, Pennsylvania is one of the seven states with legal, licensed online casinos. The Pennsylvania Gaming Control Board listed 12 interactive gaming certificate holders and 25 authorized online casino sites as of February 13, 2026. Those sites operate under state rules, with a regulator that can investigate complaints and test games. Pennsylvania also licenses online sports betting and daily fantasy. Offshore casinos aren't part of that system, so they don't carry the state's protections. Our Pennsylvania online casino guide and can I play online casinos in Pennsylvania list what's available.

Does Texas allow legal online casinos?

No, Texas has no law authorizing online casinos, and online sports betting isn't legal there either. Since September 1, 2025, the Texas Department of Licensing and Regulation has run the state lottery, after SB 3070 abolished the Texas Lottery Commission, and that law also bars selling lottery tickets online. No sweepstakes casino ban has been enacted; SB 517 passed the Senate in 2025 but didn't advance in the House. Players in Houston, San Antonio and Dallas have no state-licensed option. See our Texas online casino guide and can I play online casinos in Texas.

Is online sports betting legal in states without online casinos?

Often, yes, because states decide sports betting and casino gaming separately. Since Murphy v. NCAA on May 14, 2018, states have been free to legalize sports betting, and many have done so without legalizing online casinos. Wyoming is a clear example: six permitted online sportsbooks operate there, yet the Wyoming Gaming Commission says online casinos, poker rooms and other iGaming are illegal. Nevada allows mobile sports betting but not online casino games. Check each product separately. Our sports betting laws page and is sports betting legal in my state explain the split.

Will my state help if an offshore online casino doesn't pay?

Usually not, because state regulators have no authority over casinos they don't license. The Wyoming Gaming Commission said so directly in a May 22, 2025 warning titled "Unable to Assist with Unlicensed Winnings", and other regulators, such as Massachusetts's, warn that offshore operators may refuse to pay winning bets. At a licensed casino in one of the seven legal states, by contrast, the regulator can step in. Offshore, your options are the casino's own complaint process and any foreign licensing body. See our Wyoming gambling page and the guide to casino ADR and complaints.

Is it legal to run or promote an online casino in the US without a license?

No, and the law is tougher on operators than on players. The Illegal Gambling Business Act, 18 U.S.C. § 1955, makes running a gambling business that breaks state law a federal crime for businesses of five or more people meeting size or duration tests, and UIGEA bars them from accepting payments for unlawful internet gambling. States are going further: Oklahoma's SB 1589 is reported to reach promoters and affiliates from November 1, 2026, and New Jersey made running an unregulated online casino for its residents a third-degree crime. Read about the Illegal Gambling Business Act and our Oklahoma gambling page.

Sources