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Do offshore casinos pay out?

Do offshore casinos pay out? Most established ones do, but on their own terms: weekly withdrawal caps of $2,500 to $5,000 are common, processing can take one to several weeks, and fees apply to some methods. Third-party reviewers report slow payouts at several brands, and with no US regulator involved, you have little recourse if one doesn't pay.

Key takeaways

  • Weekly withdrawal caps mean a large win is paid in installments, often $2,500 a week.
  • Published processing times run from 48 business hours to 7–10 business days for review plus 7–10 for payment.
  • Third-party complaint sites record many disputes, most marked resolved, alongside slow-payment warnings.
  • No US state regulator can force an offshore casino to pay, so read the banking terms before you deposit.
Common weekly cap
$2,500
Highest weekly cap on record (partners)
$5,000 (SlotoCash, per its terms)
Usual crypto payout option
Bitcoin
Weekend processing
Business days only (reported)
State regulator recourse
None

Do offshore casinos pay out? Usually, but slowly and in chunks

Long-running offshore casinos generally do pay, but the speed and size of payouts are set by the casino, not by any regulator. Three things shape every withdrawal: the weekly cap, the processing time, and whether you meet the casino's verification and bonus rules first.

Where it goes wrong, there is no US backstop. Offshore casinos aren't licensed by any US state, so a state regulator can't order a payout, and several have said they can't help players recover funds. This page lays out the published payout terms of the casinos we review. For related answers, see our questions hub and how long casino withdrawals take.

Offshore casino payout terms compared

Figures marked casino terms come from each casino's own pages; third-party figures come from review sites and may be out of date. Where sources disagree, we say so.

Published withdrawal terms at the offshore casinos we review
CasinoWeekly capTimes on recordSource
SlotoCash$5,000 a week, $20,000 a monthWithin 48 business hours / 2 business daysCasino terms
Decode$2,500 or $5,000 (sources conflict)Bitcoin 48 hours; wire 1–10 business daysThird-party
Silver OakFrom $2,500, raised by VIP levelReview 7–10 business days plus payment 7–10 business daysCasino terms
Planet 7$2,500Pending 5–7 days; LCB reports payouts often take over a monthThird-party
Royal Ace$2,500 a week, $5,000 a monthPending 7–10 days; bank 10–14 daysThird-party
Slot Madness$2,500 a week, $5,000 a monthPlayers report 7–10 business daysThird-party

You can read the source pages yourself: Silver Oak's banking page (opens in a new tab) lists method limits and fees, and SlotoCash's banking page (opens in a new tab) lists its weekly and monthly limits. Our withdrawal limits guide compares caps across more casinos.

Weekly withdrawal limits: what they mean for a big win

A weekly cap doesn't stop a casino paying a big win, but it spreads the payout over time. That matters because your balance stays at the casino, under its terms, until the last installment arrives.

How long a $10,000 withdrawal takes under different caps
CapInstallmentsMinimum time
$5,000 a week (SlotoCash)$5,000 + $5,0002 weeks
$2,500 a week, no monthly cap4 × $2,5004 weeks
$2,500 a week, $5,000 a month (Royal Ace, Slot Madness, reported)$5,000 in month one, $5,000 in month twoAbout 2 months

Those are minimums; processing time is added to each installment. There is another wrinkle in Silver Oak's terms: its monthly limit is $5,000 if your balance is at least 10 times your total deposits, otherwise $10,000. Read what is a weekly withdrawal limit and our weekly withdrawal limits guide for more.

How long offshore casino withdrawals take

Published times vary widely. SlotoCash's terms say withdrawals are processed within 48 business hours, on business days only. At Silver Oak, the terms describe a review period of 7–10 business days, then 7–10 business days for payment. For Planet 7, Royal Ace and Slot Madness, AskGamblers lists pending periods of 5–10 days and no weekend cashouts, while LCB says payouts there usually take more than a month.

Bitcoin is usually the fastest route once a withdrawal is approved, because the casino isn't waiting on banks. Checks and wires take longer and often carry fees. See how long Bitcoin withdrawals take and why is my casino withdrawal pending.

Why offshore casino payouts get delayed or refused

  • Verification: every partner requires identity documents before paying. Silver Oak's terms ask for photo ID, card images, a selfie with ID and a recent utility bill, and block withdrawals until these are done.
  • Bonus rules: unfinished wagering, a max cashout, or a bet over the max-bet limit can void bonus winnings.
  • Unwagered deposits: Silver Oak's terms charge 8% (minimum $4) if you withdraw a deposit you haven't wagered once.
  • Duplicate accounts: a third-party complaint thread reports a $100 Silver Oak cashout refused over an alleged duplicate account.
  • Method fees: SlotoCash's two banking pages list wire fees of $50 and $60 and check fees of $30 and $60, so check which applies.

Our guide to casino withdrawal delays walks through each cause and what to send.

What complaint records say about offshore payouts

Complaint sites give a rough picture, though they are third-party and not audited. AskGamblers lists high complaint counts with most marked resolved, and says of Royal Ace that players may see slower payouts but will be paid. LCB lists Planet 7, Royal Ace and Slot Madness with warnings for slow payment.

AskGamblers complaint figures (third-party)
CasinoComplaints listedResolvedShare resolved
Planet 71,5981,468About 92%
Royal Ace378345About 91%
Slot Madness206187About 91%

Resolved doesn't always mean paid in full, and the counts cover years of play. Treat them as a sign of how disputes tend to end, not a promise.

How bonuses affect what an offshore casino pays out

A bonus can shrink what you are allowed to withdraw. Take Planet 7's welcome terms as third-party reviews report them: a 200% match, 30x (bonus + deposit) wagering on slots and a $1,000 max cashout. Deposit $100, get $200, and you must wager 30 × $300 = $9,000 before cashing out.

If your slots return 96% (an illustrative 4% house edge), the expected cost of $9,000 in bets is $360, more than the $300 balance you started with. And if you beat the odds and finish with $3,000, the $1,000 cap means the rest is removed. Our max cashout explained guide shows how caps work.

How to give an offshore casino withdrawal the best chance

  1. Read the casino's banking terms for weekly caps, minimums, fees and business-day rules before you deposit.
  2. Send your verification documents right after signing up, not after a win; our verification guide lists what to prepare.
  3. If you take a bonus, track wagering progress and the max-bet rule until it clears or expires.
  4. Choose the withdrawal method with the lowest fee and the fewest steps, often Bitcoin where offered.
  5. Request withdrawals at or under the weekly cap, and keep screenshots and emails of every request.
  6. If a payout stalls, raise it through the casino's dispute process within its deadline, then see how to file a casino complaint.

If an offshore casino doesn't pay: your real options

Your options are limited. Casino dispute windows are short: SlotoCash's terms give 14 days, and Silver Oak's terms require disputes within 3 days of the wager. No state regulator handles offshore complaints, and the Arizona and Michigan regulators have said they can't help recover funds from unlicensed sites.

Crypto payments generally can't be reversed, the FTC warns (opens in a new tab), so there is no chargeback route once you have sent Bitcoin. The best protection is to keep only what you can afford to lose at any offshore casino. Read can I get my money back from a casino.

Offshore casinos with published payout terms

Do these offshore casinos pay out? Their published and reported terms are in the table above. They are our partners, and we earn a commission if you join through our links. None is licensed by any US state, so there is no state regulator to enforce payouts; check your state's law before you join. You must be 21+ (18+ where allowed) and terms apply.

  • Silver Oak Casino: $2,500 Welcome Bonus + 50 Free Spins, via our link (new players, 21+ or 18+ where allowed, terms apply). Its own pages list 30x wagering on the offer page but 40x in the terms, a $30 minimum deposit and no max withdrawal on the welcome bonus; payouts are capped weekly from $2,500. See Silver Oak withdrawals.
  • Planet 7 Casino: $2,750 Welcome Bonus + 45 Free Spins, via our link (new players, 21+ or 18+ where allowed, terms apply). Third-party reviews report 30x (bonus + deposit) on slots, a $1,000 max cashout, a $30 card minimum and a $2,500 weekly cap. See Planet 7 withdrawals.
  • Royal Ace Casino: $2,500 Welcome Bonus + 35 Free Spins, via our link (new players, 21+ or 18+ where allowed, terms apply). Third-party reviews report 30x (bonus + deposit) on slots, a max cashout of 10x the deposit, a $30 card minimum and caps of $2,500 a week and $5,000 a month. See Royal Ace withdrawals.

Bonuses are built around slots; table games are often excluded or count at a lower rate. Over time the house edge means you should expect to lose money.

Ad21+ (18+ where allowed). Ranked by us in a commercial order; we earn commission from these links. Advertiser disclosure

These partners are offshore casinos, not licensed by any US state. Their payout terms below come from their own pages or third-party reviews, as marked.

Silver Oak Casino #4 on our listBonus on 10 deposits

$2,500 Welcome Bonus + 50 Free Spins

  • Wagering30x on the offer page; 40x in the terms
  • Min deposit$30
  • Max cashoutNone stated
  • WithdrawalsFrom $2,500 / week
Claim bonus21+. New players. Terms apply.Silver Oak review
Key terms, license and regulator notes

Published terms (casino terms): Silver Oak advertises a 100% match on each of its first ten deposits (up to $10,000 in total) with codes SILVEROAK1–10. Eligible games: Slots, keno, scratch cards (table games at 60x; many games excluded).

Who runs it: Primrose Media Limited, licensed in Anjouan (its terms). Regulator notes: Named in a Michigan Gaming Control Board cease-and-desist release, April 9, 2025.

21+ (18+ where allowed). New players. Min deposit $30. Wagering 30x on the offer page; 40x in the terms. Max cashout: None stated. Withdrawal cap From $2,500 / week. Terms source: casino terms. Terms apply. Offer checked October 28, 2026.

Planet 7 Casino #5 on our listRealTime Gaming slots

$2,750 Welcome Bonus + 45 Free Spins

  • Wagering30x deposit + bonus (reported)
  • Min deposit$30 (reported)
  • Max cashout$1,000 (reported)
  • Withdrawals$2,500 / week (reported)
Claim bonus21+. New players. Terms apply.Planet 7 review
Key terms, license and regulator notes

Published terms (reported): Third-party reviews report a 200% match with code WELCOME200; the casino site could not be checked directly. Eligible games: Slots (reported).

Who runs it: License not shown; third parties report Costa Rica or none. Regulator notes: Named in a Michigan Gaming Control Board cease-and-desist release, April 9, 2025.

21+ (18+ where allowed). New players. Min deposit $30 (reported). Wagering 30x deposit + bonus (reported). Max cashout: $1,000 (reported). Withdrawal cap $2,500 / week (reported). Terms source: reported. Terms apply. Offer checked October 28, 2026.

Royal Ace Casino #6 on our listSlots and specialty games

$2,500 Welcome Bonus + 35 Free Spins

  • Wagering30x deposit + bonus on slots (reported)
  • Min deposit$30 (reported)
  • Max cashout10x deposit (reported)
  • Withdrawals$2,500 / week (reported)
Claim bonus21+. New players. Terms apply.Royal Ace review
Key terms, license and regulator notes

Published terms (reported): Third-party reviews disagree on the package (200% up to $4,000, or 250% up to $2,500 + 35 spins); the casino site could not be checked directly. Eligible games: Slots and specialty games (reported).

Who runs it: License not shown; third parties report Costa Rica or none. Regulator notes: Third parties report it does not accept Ohio players.

21+ (18+ where allowed). New players. Min deposit $30 (reported). Wagering 30x deposit + bonus on slots (reported). Max cashout: 10x deposit (reported). Withdrawal cap $2,500 / week (reported). Terms source: reported. Terms apply. Offer checked October 28, 2026.

These casinos are offshore operators. They are not licensed or regulated by any US state, and state consumer protections do not apply. Check the law in your state before you play. Terms marked “reported” come from third-party reviews; the terms shown at sign-up apply.

21+ (18+ where allowed). Every casino game has a built-in house edge, so over time you should expect to lose what you stake. Set a budget before you play and stop when it’s gone: responsible gambling tools and free help. Gambling problem? Call or text 1-800-MY-RESET (1-800-697-3738).

Frequently asked questions

Do offshore casinos actually pay out real money?

Established offshore casinos generally pay, but on their own schedule and within weekly caps, and third-party reviewers report slow payouts at several brands. AskGamblers lists most complaints against Planet 7, Royal Ace and Slot Madness as resolved, while LCB flags all three for slow payment. With no US regulator involved, nothing outside the casino's own terms guarantees a payout. See the best fast payout casinos for how payout terms compare.

How long do offshore casinos take to pay out?

Published times range from 48 business hours at SlotoCash, per its terms, to 7–10 business days of review plus 7–10 business days of payment at Silver Oak, per its terms. For some brands, third-party reviewers report payouts taking more than a month. Most process on business days only. Our withdrawal times page compares methods, and how long do casino withdrawals take covers the steps.

What is the safest way to get paid from an offshore casino?

No method is fully safe, but a few habits help. Verify your account early, avoid bonuses whose max cashout or wagering you can't meet, and withdraw in amounts at or under the weekly cap. Bitcoin is often the fastest method offered, but crypto payments generally can't be reversed. Read is Bitcoin safe for casinos and our guide on how to withdraw from an online casino.

Why do offshore casinos have weekly withdrawal limits?

Casinos set weekly limits in their own terms to manage cash flow, and offshore casinos face no US regulator rules on how fast they must pay. The effect for you is that a large win arrives in installments, often $2,500 a week, sometimes with a monthly ceiling too. VIP status can raise the cap at some casinos, including SlotoCash and Silver Oak, per their terms. See what is a weekly withdrawal limit.

Can an offshore casino refuse to pay out my winnings?

It can try, usually by citing its terms: unfinished bonus wagering, a max-bet breach, a max cashout, missing verification or a suspected duplicate account. Third-party complaint sites record disputes of each kind. Because no US state licenses these casinos, you can't take the dispute to a state regulator. Read the bonus terms closely, and see why was my bonus removed for the common triggers.

Are there withdrawal fees at offshore casinos?

Many charge fees on some methods. SlotoCash's banking pages list Bitcoin withdrawals as free but show wire fees of $50 or $60 and check fees of $30 or $60, depending on which page you read. Silver Oak's terms list method fees up to $40 or 5%, plus 8% if the deposit wasn't wagered once. AskGamblers reports no fees at Planet 7, Royal Ace and Slot Madness. See do casinos charge fees.

Are offshore casino payouts processed on weekends?

Usually not. SlotoCash's terms say withdrawals are processed on business days only, and AskGamblers lists no weekend cashouts for Planet 7, Royal Ace and Slot Madness. A request made on Friday evening may not be reviewed until the following week. Our guide to pending withdrawals explains how pending periods and business days add up.

How would an offshore casino pay out a $50,000 win?

An offshore casino would normally pay a $50,000 win in installments, not as one transfer. At SlotoCash, whose terms set $5,000 a week and $20,000 a month, the arithmetic gives $20,000 in each of the first two months and the last $10,000 in month three. At a casino capped at $2,500 a week and $5,000 a month, as third-party reviews report for Royal Ace and Slot Madness, the same win would take about ten months. Processing time is added to each installment, and the balance waits at the casino under its terms. Our guide to cashing out big wins covers the planning.

What is the minimum payout at offshore casinos like SlotoCash or Royal Ace?

Minimum withdrawals at offshore casinos usually run from $20 to $150, depending on the casino and method. SlotoCash's banking page lists $100 for Bitcoin and bank wire and $150 for a courier check. Miami Club's Terms of Use set a $100 minimum. Third-party reviews report a $20 minimum at Royal Ace and Slot Madness, while sources for Planet 7 conflict between $50 and $100. A balance below the minimum stays in your account until you top it up or play it down. See what is the minimum withdrawal for more examples.

Do offshore casinos pay out winnings to a credit card?

Generally no: the offshore casinos we review list Bitcoin, bank wire and check as withdrawal methods, not cards. SlotoCash's banking page shows only those three for payouts, and third-party reviews list the same trio for Planet 7. Card deposits are common, but card networks code gambling under MCC 7995, and many US issuers block or limit those transactions, so money rarely flows back the same way. Plan your cashout route before you deposit with a card. Read can I withdraw to my credit card and our page on card declines.

Do offshore casinos pay out no deposit bonus winnings?

They can, but only a small, capped amount after wagering. SlotoCash's general bonus terms say winnings from free bonuses can be cashed out at a minimum of $25 and a maximum of $200, and play on excluded games can void them. Most casinos also require a real-money deposit before the first withdrawal, and Miami Club's support FAQ says your first withdrawal needs a prior deposit with that method. Expect any amount over the cap to be removed. Our no deposit bonus page explains how these caps work and why the headline figure isn't cash.

Does Miami Club Casino pay out to US players?

Miami Club pays US players through Bitcoin, Ethereum, check and bank wire, but check its eligibility rules first. Section 1.6 of its Terms of Use (v2.1, September 28, 2026) lists the United States as a prohibited jurisdiction, while the casino's affiliate program confirms that US players are accepted, so confirm your eligibility at sign-up. The terms cap withdrawals at $5,000 a week with a $100 minimum. Its banking page lists Bitcoin payouts from $100 with no fee in about 48 hours, and courier checks from $150 with a $60 fee. See Miami Club withdrawals.

Will an offshore casino pay out if I live in Michigan?

An offshore casino may still process a payout, but Michigan's regulator treats these sites as illegal operators and won't help you collect. The Michigan Gaming Control Board sent cease-and-desist letters naming Silver Oak and Planet 7 on April 9, 2025, Miami Club and Slot Madness on August 14, 2025, and SlotoCash on October 8, 2026. Michigan licenses its own online casinos, which come with state complaint routes and protections that offshore sites lack. If a payout stalls, you depend on the casino's own terms. See Michigan online casinos and cease-and-desist letters.

Sources