Do casinos charge fees? Many offshore casinos do, mainly on card deposits, bank wires and checks, while Bitcoin is often free on the casino’s side. Published charges at our partners run from cents on a card deposit to $60 for a courier check, and your bank, card issuer or crypto exchange may add its own costs on top.
Crypto deposits and Bitcoin payouts are free at SlotoCash and Miami Club, according to their banking pages.
Checks and wires carry the biggest published fees: $30–$60 for a check and $50–$60 for a wire at the partners that list them.
Silver Oak lists 3–10% on card deposits and an 8% charge (minimum $4) if a deposit isn’t wagered once before withdrawal.
Card issuers may treat gambling charges as cash advances, which brings separate fees and interest.
Card deposit fee
$0.01–$1 (SlotoCash); 3–10% (Silver Oak)
Bitcoin payout fee
Free (SlotoCash, Miami Club); $0–$40 (Silver Oak)
Courier check fee
$30–$60 depending on casino and page
Bank wire fee
$50–$60 at partners that list one
Unwagered-deposit fee
8%, minimum $4 (Silver Oak)
Do casinos charge fees? The short answer
Yes, but which method you use matters more than which casino. At the offshore sites US players use, bank wires and courier checks almost always cost money to withdraw, card deposits sometimes do, and crypto is usually the cheapest route on the casino’s side.
There are also fees the casino never shows you: your card issuer’s cash-advance charge, a crypto exchange’s spread, and network fees. Add them up before you pick a method. Our withdrawal fees page goes method by method.
Casino withdrawal fees our partners publish
The table lists what each partner, or reviewers of it, report. Primary means the casino’s own pages; third-party means review sites, which should be checked against the live cashier.
Published withdrawal fees by partner casino
Casino
Bitcoin
Bank wire
Courier check
Source type
SlotoCash
Free
$50 (banking page) or $60 (payout page)
$60 (banking page) or $30 (payout page)
Primary
Miami Club
None
$50
$60
Primary
Decode
Not listed
$50
$30
Third-party (LCB)
Silver Oak
$0–$40
$0–$20
$0–$25
Primary
Planet 7
None reported
None reported
None reported
Third-party (AskGamblers)
Royal Ace
None reported
None reported
None reported
Third-party (AskGamblers)
Slot Madness
None reported
None reported
None reported
Third-party (AskGamblers)
SlotoCash shows how much sources can disagree, even within one casino. Its main banking page lists a $50 wire fee and a $60 check fee, while its payout-methods page lists $60 and $30. Both figures are shown here; check the cashier before you request. The SlotoCash banking page and the Slot Madness banking page go into more detail.
Miami Club runs WGS (Wager Gaming) games rather than RTG. Section 1.6 of its Terms of Use (v2.1, September 28, 2026) lists the United States as a prohibited jurisdiction, while its affiliate program says US players are accepted. Confirm eligibility at sign-up.
Card and crypto deposit fees at casinos
Crypto deposits are free at the partners that publish a figure: SlotoCash lists none on Bitcoin, Miami Club says deposits carry no fee, and Silver Oak lists 0% on Bitcoin, Litecoin and Ethereum. Cards are where costs appear.
Silver Oak lists 3–10% on card deposits, limited to $30–$1,000 per deposit.
Miami Club says deposits carry no fee.
At Silver Oak, a $200 card deposit at the 10% end of that range costs $200 × 0.10 = $20 before you place a bet. The same amount in Bitcoin costs nothing on the casino’s side. See Visa casinos and Bitcoin casinos for each route.
Hidden casino fees most players miss
Several charges sit outside the casino’s fee table. They can cost more than the published ones.
Costs that don’t appear in a casino’s fee list
Charge
Who applies it
What to know
Cash-advance fee and interest
Your card issuer
Many issuers treat gambling card charges (MCC 7995) as cash advances
Card decline or block
Your bank
Some banks block MCC 7995 by default
Exchange spread
Crypto exchange or app
Paid when buying coins and again when selling a payout
Network fee
The blockchain
Varies with traffic; paid on each transfer
Currency conversion
Bank or casino
Some cashiers state amounts in euros, such as Decode’s €150 wire minimum (LCB)
Some charges depend on what you do with the money. They are easy to trigger by accident.
Unwagered deposits.Silver Oak’s terms (opens in a new tab) charge 8% (minimum $4) if you withdraw a deposit that hasn’t been wagered at least once. On a $500 deposit that is $500 × 0.08 = $40.
Dormant balances. SlotoCash and Miami Club remove balances after 12 months without a login, though both say they may restore them. Silver Oak marks accounts inactive after two years.
Bonus forfeits. A withdrawal before wagering is met can cancel the bonus and its winnings; that is a cost even if no fee is listed.
Repeat wires. Each extra wire carries the full fee, so several small requests cost more than one large one.
How to cut casino fees on deposits and withdrawals
You can’t avoid every charge, but most can be reduced.
Read the casino’s banking page and terms for each method’s fee before your first deposit.
Deposit with crypto where you can, and buy coins on an exchange with clear, low spreads.
If you use a card, check with your issuer whether gambling counts as a cash advance.
Wager each deposit at least once before withdrawing, to avoid unwagered-deposit charges.
Choose Bitcoin for payouts at casinos that list it as free.
Group withdrawals into fewer requests within the weekly cap.
Log in at least once a year to keep a balance from going dormant.
Fees are visible, but the house edge is usually the bigger cost. Expected loss equals total stake multiplied by the house edge. Wagering $2,000 on a hypothetical slot with a 96% RTP (a 4% edge) has an expected cost of $2,000 × 0.04 = $80, more than any single fee in the tables above.
A state-licensed casino must follow its regulator’s rules, but our partners are offshore and licensed by no US state. Their fees are whatever their own terms say, and there is no state regulator to complain to if a charge looks wrong. Our player protections offshore vs licensed page compares the two.
The federal background explains why card deposits are fragile. UIGEA’s payment rule (opens in a new tab) bars gambling businesses from accepting credit, transfers and checks for unlawful internet gambling, and many card issuers block or reprice gambling charges as a result. State law decides what applies to you as a player; see is online gambling legal in the US.
Low-fee casinos with an offer via our links
These three are listed for their fee terms: Slot Madness is reported by AskGamblers to charge no withdrawal fees, SlotoCash publishes free Bitcoin payouts, and Decode’s reported wire and check fees sit at the low end. All three are offshore and not licensed or regulated by any US state, so check your state’s law before you sign up. Offers are for new players, 21+ (18+ where allowed), and terms apply.
Slot Madness Casino: $2,500 Welcome Bonus + 50 Free Spins, via our link (new players, 21+ or 18+ where allowed, terms apply). LCB reports 275% up to $2,750 with code MAD275, a $30 minimum and 30x (bonus + deposit) wagering on slots; casino.guru calls the match unlimited.
SlotoCash Casino: $6,000 Welcome Bonus + 60 Free Spins, via our link (new players, 21+ or 18+ where allowed, terms apply). Its own terms describe $7,777 + 300 spins over five deposits, 25x (deposit + bonus), a $20 minimum per bonus and no max cashout (primary).
Decode Casino: $5,000 Welcome Bonus + 50 Free Spins, via our link (new players, 21+ or 18+ where allowed, terms apply). Decode publishes no bonus terms; third-party reviews report a 111% match at 25x with a $25 minimum, and report that it refuses players from Maryland, New Jersey, New York and Washington.
Codes change, and each casino’s own site may show a different package from our link, so the terms at sign-up apply. Bonuses are slot-focused, and table games are often excluded or weighted lower. Third-party reviews report that Slot Madness refuses Ohio players. For more ways to compare cashiers, see our easy withdrawal casinos list or the full set of casino questions.
Ad21+ (18+ where allowed). Ranked by us in a commercial order; we earn commission from these links. Advertiser disclosure
Slot Madness is reported to charge no withdrawal fees; SlotoCash publishes free Bitcoin payouts; Decode is reported to charge $50 for wires and $30 for checks. All are offshore and not licensed by any US state.
Published terms (reported): Third-party reviews report a 275% match up to $2,750 with code MAD275; the casino site could not be checked directly. Eligible games: Slots and keno (reported).
Who runs it: License not shown; third parties report Anjouan, Costa Rica or none. Regulator notes: Named in a Michigan Gaming Control Board cease-and-desist release, August 14, 2025.
21+ (18+ where allowed). New players. Min deposit $30 (reported). Wagering 30x deposit + bonus (reported). Max cashout: None (reported). Withdrawal cap $2,500 / week (reported). Terms source: reported. Terms apply. Offer checked October 28, 2026.
SlotoCash Casino#1 on our listBiggest bonus on our list
Published terms (casino terms): SlotoCash advertises up to $7,777 + 300 spins over five deposits on its own site. Eligible games: Slots, keno and scratch cards (progressive jackpots excluded).
Who runs it: License not shown on its site; reported as a Deckmedia N.V. brand (Curaçao). Regulator notes: Named in a Michigan Gaming Control Board cease-and-desist release, October 8, 2026.
21+ (18+ where allowed). New players. Min deposit $20 per bonus. Wagering 25x deposit + bonus. Max cashout: None stated. Withdrawal cap $5,000 / week. Terms source: casino terms. Terms apply. Offer checked October 28, 2026.
Published terms (reported): Decode advertises a $111 free chip and crypto bonuses on its own site; deposit-bonus codes and terms vary. Eligible games: Mainly slots; check each code.
Who runs it: License not shown on its site; third parties report Curaçao. Regulator notes: Third parties report it refuses players in MD, NJ, NY and WA.
21+ (18+ where allowed). New players. Min deposit $25 (reported). Wagering Varies by code (25x–35x reported). Max cashout: Varies by code. Withdrawal cap $2,500 / week (reported). Terms source: reported. Terms apply. Offer checked October 28, 2026.
These casinos are offshore operators. They are not licensed or regulated by any US state, and state consumer protections do not apply. Check the law in your state before you play. Terms marked “reported” come from third-party reviews; the terms shown at sign-up apply.
21+ (18+ where allowed). Every casino game has a built-in house edge, so over time you should expect to lose what you stake. Set a budget before you play and stop when it’s gone: responsible gambling tools and free help. Gambling problem? Call or text 1-800-MY-RESET (1-800-697-3738).
Frequently asked questions
Do online casinos charge withdrawal fees?
Many do, mostly on wires and checks. At our partners, published wire fees run $50–$60 and check fees $30–$60, while Bitcoin payouts are free at SlotoCash and Miami Club and up to $40 at Silver Oak. AskGamblers reports no withdrawal fees at Planet 7, Royal Ace and Slot Madness. Always check the live cashier, as sources disagree. Our bank wire withdrawal answer explains wire costs.
Is there a fee for credit card casino deposits?
Some do, and your card issuer may add its own. SlotoCash lists $0.01–$1 per card deposit, and Silver Oak lists 3–10%. Separately, many issuers treat gambling charges as cash advances, which can mean a fee and interest from day one. Crypto deposits are free at the partners that publish a figure. Our card declines page explains how banks handle these charges.
Is it free to withdraw with Bitcoin?
On the casino’s side it often is. SlotoCash and Miami Club list Bitcoin payouts as free, while Silver Oak lists a fee of $0–$40. You may still pay a network fee and an exchange spread when you sell the coins for dollars. Bitcoin also has the lowest published fees of any payout method at our partners. See how long Bitcoin withdrawals take for timing.
Why did the casino charge me a fee on my withdrawal?
Usually because of the method or because a deposit wasn’t wagered. Wires and checks carry flat fees at most partners, and Silver Oak’s terms add 8% (minimum $4) when a deposit hasn’t been wagered at least once. Check the banking page and terms, then contact support in writing if the charge doesn’t match. Our guide to casino withdrawal delays covers related problems.
How much does a check by courier cost to withdraw?
Published fees at our partners run from $30 to $60. Miami Club lists $60, Decode is reported at $30, Silver Oak lists $0–$25, and SlotoCash shows $60 on one page and $30 on another. Checks are also among the slowest methods, often taking one to two weeks after processing. Read what a check by courier is for the full picture.
Can a casino charge for an inactive account?
Our partners don’t list a monthly inactivity fee, but they can remove dormant balances. SlotoCash and Miami Club remove balances after 12 months without a login, though both say they may restore them, and Silver Oak marks accounts inactive after two years. Log in occasionally or withdraw what you don’t plan to use. Our withdrawal limits page explains how much you can take out at once.
Are fees lower at state-licensed casinos?
We don’t compare state-licensed casinos’ fees here, but licensed sites follow their state regulator’s rules, while our offshore partners set their own terms. The bigger difference is recourse: with a licensed operator you can complain to a state regulator, and with an offshore casino you can’t. Online casinos are licensed in only seven states. See offshore vs state-licensed casinos.
Does SlotoCash charge fees on deposits and withdrawals?
Yes, on some methods. SlotoCash’s banking page lists a $0.01 to $1 fee on Visa, Mastercard and Amex deposits and no fee on Bitcoin deposits, and Bitcoin payouts are free. Wires and courier checks cost more, and its two pages disagree: $50 or $60 for a wire and $60 or $30 for a check. The payout-methods page also allows one request a week, so a single larger payout costs less than several small ones. See SlotoCash withdrawals and the SlotoCash Bitcoin page for each method’s limits.
Does Silver Oak Casino charge withdrawal fees?
Yes, Silver Oak lists a fee range on every payout method. Its banking page shows $0 to $40 on Bitcoin payouts, $0 to $20 on wires, $0 to $25 on checks and 5% on Coindraw, plus 3–10% on card deposits. Its terms add an 8% charge, minimum $4, when a deposit is withdrawn without being wagered once, so withdrawing an unplayed $300 deposit costs $24. Crypto deposits are listed at 0%. See Silver Oak withdrawals and the Silver Oak banking page for limits and timing.
Does Miami Club Casino charge fees?
Miami Club’s banking page says deposits carry no fee and Bitcoin and Ethereum payouts are free. Bank wires cost $50, from a $150 minimum, and courier checks cost $60, also from $150. Bitcoin payouts start at $100 and are processed in about 48 hours, so crypto is the cheapest way out. Miami Club’s Terms of Use (section 1.6) list the US as a prohibited jurisdiction while its affiliate program confirms US players are accepted, so confirm at sign-up. See the Miami Club withdrawals page and Miami Club Bitcoin guide.
What withdrawal fees does Decode Casino charge?
Third-party reviews report a $50 fee on Decode wires and $30 on checks, with no Bitcoin payout fee listed. Wires are reported from a €150 minimum, which means a dollar amount that moves with the exchange rate, and take one to ten business days; checks take four to six. Bitcoin is reported from $100 in about 48 hours. Decode’s own banking terms couldn’t be read, so confirm fees in the cashier before you request. See Decode withdrawals and our guide to casino currency and exchange.
Do Coindraw and Changelly charge fees at online casinos?
At Silver Oak, Coindraw withdrawals carry a 5% fee, while Changelly deposits are listed at 0%. Coindraw payouts start at $20 and take zero to seven days, so a $400 Coindraw withdrawal costs $20. Changelly deposits run from $60 to $200 per Silver Oak’s banking page, and the service’s own exchange pricing applies on top. Planet 7, Royal Ace and Slot Madness are reported to list both services, without published fees. Our crypto fees guide and crypto wallets page explain the extra layers.
Will Royal Ace Casino take a fee out of my payout?
Probably not: AskGamblers reports no withdrawal fees at Royal Ace Casino, though one unofficial source claims a fee may apply if a deposit wasn’t wagered at least once, so treat that as unconfirmed. Payouts are reported by bank wire, check and Bitcoin from a $20 minimum, capped at $2,500 a week and $5,000 a month, after a pending period of seven to ten days. Royal Ace’s official terms couldn’t be verified, so ask support to confirm fees in writing. See Royal Ace withdrawals and is Royal Ace legit.
Are there casino fees on a $5 Bitcoin Lightning deposit?
Not on the casino’s side at the partners that publish fees: Miami Club lists no deposit fees and accepts Lightning from $5, and SlotoCash lists no fee on Bitcoin deposits, with Lightning also from $5. The costs sit elsewhere: your wallet or exchange’s price spread when you buy the coins, and any network charge. On a $5 deposit those can be a large share of the amount. Payouts usually run on-chain from $100, so small deposits may not be withdrawable quickly. See the best $5 deposit casinos and blockchain confirmations.
Can I deduct casino fees from my gambling winnings on my taxes?
Possibly, within limits, but check IRS guidance or a tax professional first. A law-firm summary of the 2025 tax law says that from tax year 2026, losses from wagering transactions include other deductions tied to conducting a wager, such as related expenses, and the combined deduction is capped at 90% and allowed only up to your winnings. Whether a specific charge, such as a $50 wire fee, qualifies isn’t settled by that summary. Keep receipts for every fee. See can I deduct gambling losses and the gambling loss deduction page.
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