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How do you rate casinos?

How do you rate casinos? We don't give them scores. Our seven partners appear in an order set by the site owner, a commercial ranking we disclose, and each review lays out the evidence instead: license and operator as published, regulator actions, bonus terms in dollars, payout caps and fees, ID checks, complaints and safer-gambling tools.

Key takeaways

  • We don't award stars or scores out of five; our partner order is commercial and disclosed as such.
  • Each review tags its facts by source: the casino's own terms, a regulator, or third-party reviewers.
  • Regulator actions, such as Michigan cease-and-desist letters, are reported prominently and dated.
  • Bonuses are judged in dollars of wagering and max cashout, not headline size.
  • We never claim to have signed up, deposited or withdrawn; reviews are researched explanation.
Scores out of five
None
Partner order
Set by the site owner (commercial)
Partners covered
7 offshore casinos
Facts last checked
October 28, 2026
Source tags
Primary, regulator, third-party

How do you rate casinos? Evidence, not star scores

A star rating squeezes licensing, payouts, bonuses and complaints into one number, and hides the judgment calls behind it. We'd rather show you the evidence and let you weigh it for your own situation. A player who only uses Bitcoin cares about different things from one who wants a bank wire.

So our casino reviews don't end in a score. They end with who the casino suits, who it doesn't, and the risks of using an offshore site from the US. The full method is on our how we rate online casinos page; this answer summarizes it. More short answers sit in our casino questions section.

How our partner casino ranking order is set

We're paid commission by the partner casinos, and the order you see in our tables is the site owner's commercial order. It isn't the outcome of a test, and we say so wherever rankings appear.

Partner order and the software each casino runs
OrderCasinoSoftware (source type)One point to weigh
1SlotoCashSpinLogic Gaming (primary)Named by Michigan regulator, October 8, 2026
2Miami ClubWGS / Wager Gaming (third-party)Terms list the US as prohibited; affiliate program accepts US players
3DecodeRTG (primary)Reportedly refuses MD, NJ, NY and WA players
4Silver OakRTG (primary)Only partner that publishes its license (Anjouan)
5Planet 7RTG (third-party)License claims conflict between reviewers
6Royal AceRTG (third-party)Reportedly refuses Ohio players
7Slot MadnessRTG (third-party)Reportedly refuses Ohio players

Miami Club needs its own note. Its published Terms of Use (v2.1, September 28, 2026, section 1.6) list the United States as a prohibited jurisdiction, while the site owner's affiliate program confirms US players are accepted. We state both and ask readers to confirm eligibility at sign-up.

The casino rating criteria we check in every review

Every partner review covers the same ground, so you can compare like with like. Here's what we look for and a real example of each.

What we check when we rate a casino
CriterionWhat we look forExample from the partners
License and operatorNamed license holder and regulator, on the casino's own siteSilver Oak's terms name Primrose Media Limited, licensed in Anjouan
Regulator actionsState cease-and-desist letters and similarSilver Oak and Planet 7 named in Michigan on April 9, 2025
Bonus termsWagering, max cashout, eligible games, max betSlotoCash: 25x deposit plus bonus, $10 max bet
WithdrawalsMinimums, fees, weekly and monthly capsSlotoCash: $5,000 a week, $20,000 a month
ID checksDocuments needed and whenSilver Oak: photo ID, card photos, selfie, utility bill
ComplaintsPatterns across third-party reportsSlow payouts reported at Planet 7, Royal Ace, Slot Madness
Safer gamblingLimits, cool-offs, self-exclusionSlotoCash: deposit and time limits on request
Games and softwareProvider named by the casinoDecode's site names RTG

Where the evidence behind our casino ratings comes from

Each fact in a review carries a source type. Facts from the casino's own pages are written as 'the casino's terms say'. Facts from review sites such as LCB, AskGamblers and casino.guru are written as 'third-party reviews report' and never presented as settled.

Regulator releases carry the most weight, because they're official records. Copycat pages on unofficial mirror sites carry none: they aren't confirmed as the operator's own site and sometimes contradict independent sources, so we don't treat their claims as confirmed.

Where the casino's own pages couldn't be read, we say so. That was the case for Planet 7, Royal Ace and Slot Madness, which is why most of their figures are tagged third-party. Our guide to checking casino terms shows the documents we read.

How regulator actions shape a casino's rating

A state regulator naming a casino is the clearest risk signal we have. The Michigan Gaming Control Board calls the sites in its releases illegal offshore operators, and five of our seven partners have been named.

Royal Ace and Decode don't appear in these releases. We put these dates near the top of each affected review and on its legitimacy page, such as is Royal Ace legit. The cease-and-desist letters explainer covers what such letters mean.

How we rate a casino bonus: the dollar test

We don't rank bonuses by headline size. We work out how much you'd have to bet, what the house edge would cost you on the way and whether a max cashout caps the result. Here's a $100 first deposit under two published or reported sets of terms.

A $100 deposit under two sets of bonus terms (house edge of 4% used for illustration)
TermsBonus on $100WageringTotal betsExpected loss at 4%
SlotoCash first deposit, 200% match, 25x deposit plus bonus (primary)$20025 × $300$7,500$300
Slot Madness MAD275, 275% match, 30x deposit plus bonus (third-party)$27530 × $375$11,250$450

The bigger match costs more to clear. In both cases the expected loss is larger than the bonus, which is why we say bonuses come with conditions rather than describing them as extra cash. Our bonus expected-value guide shows the full method.

How withdrawals, caps and fees feature in a casino rating

We read withdrawal terms closely because that's where offshore casinos differ most. The caps decide how long a large balance takes to reach you.

SlotoCash's banking page (opens in a new tab) caps withdrawals at $5,000 a week and $20,000 a month. Silver Oak's terms start weekly limits at $2,500, raised by VIP level. Third-party reviews report $2,500 a week and $5,000 a month at Royal Ace and Slot Madness, and $2,500 a week at Planet 7, with one reviewer instead showing €2,500 a day. We report both figures when sources disagree. Our withdrawal limits page compares them.

How safer-gambling tools figure in our reviews

Deposit limits, cool-offs and self-exclusion help players stay in control, so we report what each casino offers. SlotoCash's responsible-gaming page lists deposit limits and time limits on request and self-exclusion of at least six months by email. AskGamblers lists none of its standard tools for Planet 7, Royal Ace or Slot Madness.

Offshore self-exclusion works only at that casino; it isn't linked to any state list. Blocking software such as Gamban or BetBlocker covers more sites. Read more on setting deposit limits, and remember that the house edge means losses are likely over time.

What we don't do when we rate casinos

  • We don't claim to have opened accounts, deposited, played or timed withdrawals. Reviews are researched from published and reported sources.
  • We don't give scores, stars or 'verified' badges.
  • We don't write or invent user reviews or testimonials.
  • We don't call any partner state-licensed or say it's lawful to play in your state.
  • We don't rank non-partner casinos; we review them factually without links.

If you spot an error, the contact page is the way to tell us. Our page on why you might trust this site explains how corrections are handled.

How to rate an online casino yourself in six steps

  1. Open the casino's terms and find the operator and license; note if they're missing.
  2. Search your state regulator's site and Michigan's enforcement releases for the casino's name.
  3. Calculate total wagering on the welcome bonus in dollars and find the max cashout.
  4. Write down the withdrawal minimum, fee, weekly cap and monthly cap.
  5. Read a few third-party reviews and note complaints that repeat.
  6. Check your state's law on online casinos before deciding anything.

The steps mirror the questions in our guide to reading a casino review.

Offers via our links from casinos we've rated

Royal Ace, Slot Madness and SlotoCash are offshore casinos, not licensed or regulated by any US state. Check your state's law, and read each review's regulator and payout notes first. Offers are for new players, 21+ (18+ where allowed), and terms apply.

Royal Ace: $2,500 Welcome Bonus + 35 Free Spins, via our link (new players, 21+ or 18+ where allowed, terms apply). Third-party reviews report 30x bonus-plus-deposit wagering on slots and a max cashout of 10 times the deposit, while another reports 250% up to $2,500 plus 35 spins. Royal Ace is reported not to accept Ohio players.

Slot Madness: $2,500 Welcome Bonus + 50 Free Spins, via our link (new players, 21+ or 18+ where allowed, terms apply). Third-party reviews report the MAD275 code at 30x bonus plus deposit, a $30 minimum and no max cashout. It's also reported not to accept Ohio players, and Michigan's regulator named it on August 14, 2025.

SlotoCash: $6,000 Welcome Bonus + 60 Free Spins, via our link (new players, 21+ or 18+ where allowed, terms apply). Its own terms set 25x wagering on deposit plus bonus, a $20 minimum per bonus, no max cashout and a $10 max bet, and its site advertises a different package ($7,777 plus 300 spins over five deposits), so the terms shown at sign-up apply. Bonuses are slot-focused; table games are usually excluded. See the full real-money casino list.

Ad21+ (18+ where allowed). Ranked by us in a commercial order; we earn commission from these links. Advertiser disclosure

Shown in the order assigned to this page, not as a rating. All three are offshore and not licensed by any US state. 21+ (18+ where allowed), terms apply.

Royal Ace Casino #6 on our listSlots and specialty games

$2,500 Welcome Bonus + 35 Free Spins

  • Wagering30x deposit + bonus on slots (reported)
  • Min deposit$30 (reported)
  • Max cashout10x deposit (reported)
  • Withdrawals$2,500 / week (reported)
Claim bonus21+. New players. Terms apply.Royal Ace review
Key terms, license and regulator notes

Published terms (reported): Third-party reviews disagree on the package (200% up to $4,000, or 250% up to $2,500 + 35 spins); the casino site could not be checked directly. Eligible games: Slots and specialty games (reported).

Who runs it: License not shown; third parties report Costa Rica or none. Regulator notes: Third parties report it does not accept Ohio players.

21+ (18+ where allowed). New players. Min deposit $30 (reported). Wagering 30x deposit + bonus on slots (reported). Max cashout: 10x deposit (reported). Withdrawal cap $2,500 / week (reported). Terms source: reported. Terms apply. Offer checked October 28, 2026.

Slot Madness Casino #7 on our listSlots and keno

$2,500 Welcome Bonus + 50 Free Spins

  • Wagering30x deposit + bonus (reported)
  • Min deposit$30 (reported)
  • Max cashoutNone (reported)
  • Withdrawals$2,500 / week (reported)
Claim bonus21+. New players. Terms apply.Slot Madness review
Key terms, license and regulator notes

Published terms (reported): Third-party reviews report a 275% match up to $2,750 with code MAD275; the casino site could not be checked directly. Eligible games: Slots and keno (reported).

Who runs it: License not shown; third parties report Anjouan, Costa Rica or none. Regulator notes: Named in a Michigan Gaming Control Board cease-and-desist release, August 14, 2025.

21+ (18+ where allowed). New players. Min deposit $30 (reported). Wagering 30x deposit + bonus (reported). Max cashout: None (reported). Withdrawal cap $2,500 / week (reported). Terms source: reported. Terms apply. Offer checked October 28, 2026.

SlotoCash Casino #1 on our listBiggest bonus on our list

$6,000 Welcome Bonus + 60 Free Spins

  • Wagering25x deposit + bonus
  • Min deposit$20 per bonus
  • Max cashoutNone stated
  • Withdrawals$5,000 / week
Claim bonus21+. New players. Terms apply.SlotoCash review
Key terms, license and regulator notes

Published terms (casino terms): SlotoCash advertises up to $7,777 + 300 spins over five deposits on its own site. Eligible games: Slots, keno and scratch cards (progressive jackpots excluded).

Who runs it: License not shown on its site; reported as a Deckmedia N.V. brand (Curaçao). Regulator notes: Named in a Michigan Gaming Control Board cease-and-desist release, October 8, 2026.

21+ (18+ where allowed). New players. Min deposit $20 per bonus. Wagering 25x deposit + bonus. Max cashout: None stated. Withdrawal cap $5,000 / week. Terms source: casino terms. Terms apply. Offer checked October 28, 2026.

These casinos are offshore operators. They are not licensed or regulated by any US state, and state consumer protections do not apply. Check the law in your state before you play. Terms marked “reported” come from third-party reviews; the terms shown at sign-up apply.

21+ (18+ where allowed). Every casino game has a built-in house edge, so over time you should expect to lose what you stake. Set a budget before you play and stop when it’s gone: responsible gambling tools and free help. Gambling problem? Call or text 1-800-MY-RESET (1-800-697-3738).

Frequently asked questions

Why don't you give casinos a score out of five?

Because a single number hides the judgment calls that matter to you. A casino with fast crypto payouts but a $2,500 weekly cap suits one player and frustrates another. We set out the evidence, tag where it came from and say who each casino suits. Our partner order is commercial and disclosed, not a score. The editorial policy explains the approach in full.

Is your casino ranking paid for?

Yes, in the sense that we earn commission from partner casinos and the site owner sets their order. We say this wherever rankings appear, and it's why we don't present the order as a test result. Reviews still report regulator actions and weak points for every partner. Read how affiliate casino sites make money for the full picture.

Do you test casinos by playing at them?

No. We don't claim to have signed up, deposited, played or withdrawn. Reviews are researched from the casino's own published terms, regulator releases and third-party reports, each tagged by source and dated. That means we never invent payout times or screenshots. The editorial team page explains who researches and checks them.

How do regulator actions affect your casino reviews?

They're reported prominently, with dates and a link to the official release. The Michigan Gaming Control Board has named Silver Oak and Planet 7 (April 9, 2025), Miami Club and Slot Madness (August 14, 2025) and SlotoCash (October 8, 2026). Those facts appear in each affected review. Miami Club's terms also list the US as prohibited (section 1.6) while its affiliate program accepts US players; confirm at sign-up. See is Planet 7 legit for an example.

Which casino is rated safest?

We don't rank partners by safety, because none is licensed by a US state and all share the offshore risks: no state regulator to complain to and no state-backed protection of balances. Silver Oak is the only partner that publishes its license, but it has also been named by Michigan's regulator. Our page on the safest online casino covers what 'safe' can mean.

How often do you update casino ratings?

Facts carry the date they were checked, and the current partner facts were checked on October 28, 2026. Regulator releases are added as they appear; SlotoCash's Michigan action of October 8, 2026, is an example. Bonus terms change often, so always check the casino's terms at sign-up. The SlotoCash legitimacy page shows how dated facts are presented.

Do you rate casinos that aren't partners?

We review about 40 other offshore and sweepstakes casinos that US players search for, but we don't rank or link to them. Those reviews cover the operator, license or sweepstakes model, offers with dates, banking, excluded states and regulator actions. Red Dog Casino, for instance, was named by Michigan on April 9, 2025. Read our Red Dog Casino review for an example.

What software do your rated casinos use?

Most partners run RealTime Gaming games. Decode's and Silver Oak's sites name RTG, SlotoCash names SpinLogic Gaming, and third-party reviews list RTG for Planet 7, Royal Ace and Slot Madness. Miami Club is the exception: it runs WGS (Wager Gaming), not RTG, and its section 1.6 terms list the US as prohibited while its affiliate program accepts US players, so confirm at sign-up. Our RTG software guide explains how RTG and SpinLogic relate.

How do you rate a casino when license claims conflict?

We show every claim with its source and treat the license as unconfirmed until the casino's own site names it. Planet 7 is a good example: AskGamblers lists a Costa Rica license with no number, while LCB and casino.guru list no license, and Planet 7's own site shows none. Slot Madness is reported as Anjouan, Costa Rica, Curaçao or unlicensed, depending on the reviewer. Only Silver Oak publishes a license on its own site. We'd rather show a conflict than pick the most flattering version. See our Costa Rica casino license page.

How do you rate Decode Casino if Michigan hasn't named it?

We don't treat a missing regulator action as a clean bill of health. Decode doesn't appear in the three Michigan releases that name our other partners, but it's still offshore and not licensed by any US state. Its own site shows no bonus terms, so the codes we report come from third-party listings, and reviewers report that it refuses players from Maryland, New Jersey, New York and Washington. Trustpilot themes include slow or canceled withdrawals and repeated document rejection. Our is Decode Casino legit page weighs the full record.

How do you rate a casino's customer support?

We report the channels each casino publishes, the hours, and any response times on record, rather than scoring how support felt. SlotoCash lists 24/7 live chat and a scheduled callback but no phone line. Silver Oak gives an email address with a reply within 48 hours. Casino.guru reports that live chat at Royal Ace and Slot Madness opens only after registration, with average responses of about 10 and 3 minutes. Where contact details conflict between sources, we show both. Our casino customer support guide explains what to look for.

How do you rate casinos for players in Ohio?

We report the state's law first, then any state-specific restrictions reviewers note for each casino. Ohio licenses online sports betting through the Ohio Casino Control Commission, live since January 1, 2023, but not online casinos; HB 298 would allow iGaming at its 11 casinos and racinos but has sat in a House committee since May 2025. Third-party reviews report that Royal Ace and Slot Madness don't accept Ohio players, while casino.guru says Planet 7 does. Players in Columbus, Cleveland and Cincinnati should check Ohio law first. See can I play online casinos in Ohio and Ohio online casinos.

How do you rate a casino's mobile play?

We report what each casino says about phones and apps, and flag conflicts, rather than rating the look of a mobile site. SlotoCash says it runs as instant play with no app or software needed. Decode describes instant play on mobile with no app, and Silver Oak lists a browser casino for iPhone, Android and tablets plus a Windows download. Miami Club's site mentions no app, but one third-party listing shows an app as available, so we report both. Our mobile casino guide and best mobile casinos list go further.

Sources