Mastercard casinos for US players

Mastercard casinos: the straight answer

Yes, you'll find Mastercard in the cashier at most offshore casinos that take US players, including all of our partners. Whether your bank lets the payment through is a separate question. And whatever happens on the way in, no partner pays winnings back to a Mastercard.

The three partners we feature here, Planet 7, Royal Ace and Slot Madness, are sister brands that third-party reviewers say share a $30 card minimum and a $2,500 weekly withdrawal cap. Their own sites couldn't be checked directly, so every figure for them on this page is reported by review sites rather than published by the casinos.

None of these casinos holds a US state license. Reviewers disagree on who runs them and what license, if any, they hold: Costa Rica according to AskGamblers, none according to LCB and casino.guru, and Anjouan for Slot Madness according to one review. The banking hub lists every payment method we cover.

Mastercard at Planet 7, Royal Ace and Slot Madness

The table compares what third-party reviewers report for card players at the three sister brands. Read it as a starting point and confirm in each cashier.

One reviewer (casino.guru) also flags a low daily limit at Planet 7 that it doesn't square with the weekly figure. That kind of conflict is exactly why you should read the current terms in the cashier. Full details are on our Planet 7 banking, Royal Ace withdrawals and Slot Madness banking pages.

Other partner casinos that list Mastercard

Mastercard also appears at our other partners, and two of them publish their own card details. SlotoCash lists Mastercard at a $25 minimum with a $0.01 to $1 fee on its banking page. Silver Oak lists cards at $30 to $1,000 per deposit with a 3–10% fee. Third-party reviews put Decode at a $25 card minimum.

Miami Club, our second-ranked partner, lists Mastercard from $25 as well, with no deposit fee on its banking page. Its offer via our link is $4,000 Bonus + 285 Bonus Games (new players, 21+ or 18+ where allowed, terms apply); its own published package is up to $800 over eight deposits at 20x deposit plus bonus, with no max cashout stated on deposit bonuses. Its Terms of Use (v2.1, September 28, 2026, section 1.6) list the United States as a prohibited jurisdiction, while the site owner's affiliate program confirms US players are accepted, so confirm your eligibility at sign-up. If you're comparing card brands, our Visa casinos and American Express casinos pages use the same partner data.

Mastercard casino deposit fees in dollars

Card fees vary more than most players expect, and they come off before a single spin. The table applies each partner’s published Mastercard fee to three deposit sizes. The sister brands are left out because no card fee for them has been recorded by reviewers.

Silver Oak’s $1,000 single-deposit maximum means $1,000 is also its largest card payment, and at the top of its fee range a tenth of that goes on the fee. SlotoCash’s charge is small enough to ignore at almost any size. Miami Club’s page lists no deposit fees at all.

Two costs sit outside the casino. A credit Mastercard may be treated as a cash advance by your issuer, which usually adds a fee and interest from day one. And if the casino later charges for a withdrawal, the round trip costs more again: our withdrawal fees page lists those charges, from Silver Oak’s 8% fee (minimum $4) on deposits not wagered once to SlotoCash’s $50 to $60 bank wire.

Why US banks block Mastercard gambling payments

Card transactions carry a merchant category code, and gambling uses MCC 7995. Third-party payments sources report that many issuers block that code by default or add checks, and a US bankers' compliance forum has advised issuers worried about illegal internet gambling to block 7995 across consumer and commercial cards. That's advice, not any named bank's published policy.

Behind it sits UIGEA section 5363 (opens in a new tab), which bars gambling businesses from knowingly accepting credit, electronic fund transfers or checks in connection with unlawful internet gambling. The law aims at the businesses, but banks manage their own exposure with blocks. Nobody has published a reliable figure for how often US Mastercard deposits to offshore sites fail.

If your Mastercard is declined, take it as your bank's answer. Never misdescribe a payment, use someone else's card or give false details. Our card declines guide explains the options that stay honest.

Mastercard casino deposit checklist

Run through this list before the first card payment. It's built around the weak points reviewers report at the sister brands: slow payouts, caps and document checks.

1. Confirm what your state's law says about online casinos. Our states section covers all 50 states and DC.
2. Pick your cashout route now (Bitcoin wallet, wire details or a mailing address for a check), because the card can't receive winnings.
3. Gather documents early. LCB says Planet 7 asks for ID, proof of address, a selfie with ID and, where applicable, a credit card verification form.
4. Read the bonus terms: wagering, max cashout and excluded games. Decide whether you want a bonus at all.
5. Deposit the card minimum or a little more for a first test, and note the amount and date.
6. Set a deposit limit with support, and stick to a budget you've accepted losing.

Mastercard deposit bonus math at the sister brands

Reviewers report different bonus terms from the headline we show via our link, and the terms shown at sign-up are the ones that apply. Using the third-party figures, here's what a card-funded bonus asks of you.

Every dollar of those bets runs into the house edge. As an illustration only, at a 4% edge $4,500 of slot spins costs about $180 on average, more than the $150 balance you started with. The Royal Ace cap is the other trap: win $1,200 from a $50 deposit and reported terms let you keep $500. Our max cashout explainer and bonus terms red flags go further.

From Mastercard deposit to Bitcoin or check payout

Since none of the partners pays out to cards, a Mastercard player's winnings travel by Bitcoin, wire or check. At a $2,500 weekly cap, a $6,000 win arrives in three installments ($2,500, $2,500, $1,000), and a $5,000 monthly cap at Royal Ace and Slot Madness, as reported, slows anything larger.

AskGamblers reports no weekend cashouts at all three, and LCB reports delayed payments, with one review saying Planet 7 payouts usually take more than a month. Read pending withdrawals and what a weekly withdrawal limit is before you rely on a timeline.

Payout complaints and regulator actions

The three sister brands carry heavy complaint records on review sites. LCB lists all three with a "Warning" for slow payment and poor support. AskGamblers shows each as terminated, with 1,598 complaints for Planet 7, 378 for Royal Ace and 206 for Slot Madness, most marked resolved. These are reviewer figures, not regulator findings.

Regulators have acted too. The Michigan Gaming Control Board named Planet 7 in cease-and-desist letters announced April 9, 2025 (opens in a new tab) and Slot Madness in an August 14, 2025 order (opens in a new tab), calling them illegal offshore operators. Our cease-and-desist letters page explains what these orders do.

Mastercard casinos and the law in your state

Only New Jersey, Pennsylvania, Michigan, West Virginia, Delaware, Connecticut and Rhode Island license real-money online casinos. Maine has passed a tribal online casino law, but nothing had launched by October 2026. Everywhere else, no state licenses online casinos.

Offshore casinos sit outside those systems. There's no state regulator to take a complaint, no state protection for your balance, and the terms are whatever the casino sets. Our guide to player protections, offshore vs licensed lays out the differences.

Credit Mastercards, cash advances and your budget

Third-party sources say many issuers treat credit card gambling charges as cash advances, which usually carry fees and interest under your card agreement. That turns every loss into a loss plus a borrowing cost. A debit Mastercard avoids the interest but takes money straight from your checking account; see casino debit cards.

If you're using credit to keep playing or to chase losses, it's time for a break. Call or text 1-800-MY-RESET (1-800-697-3738), the National Problem Gambling Helpline, any time. Our gambling and money page has practical budgeting steps.

Mastercard casino offers via our links

All three partners below are reported to take Mastercard from $30. They're offshore casinos, not licensed by any US state, so check your state's law before you sign up. Offers are for new players, 21+ (18+ where allowed), and terms apply.

• Planet 7 Casino: $2,750 Welcome Bonus + 45 Free Spins, via our link (new players, 21+ or 18+ where allowed, terms apply). Third-party reviews report 30x (bonus + deposit) on slots and a $1,000 max cashout for its WELCOME200 match; Banana Jones and Fish Catch can't be played with code funds.
• Royal Ace Casino: $2,500 Welcome Bonus + 35 Free Spins, via our link (new players, 21+ or 18+ where allowed, terms apply). Reviewers report 30x (bonus + deposit) on slots, 60x on blackjack and video poker, and a max cashout of 10x the deposit; the package they list differs between sites.
• Slot Madness Casino: $2,500 Welcome Bonus + 50 Free Spins, via our link (new players, 21+ or 18+ where allowed, terms apply). Reviewers report a $30 minimum, 30x (bonus + deposit) and no max cashout for code MAD275; one lists the maximum as $2,750, another as unlimited.

Codes change, so use the terms shown at sign-up. Bonuses are slot-focused; table games are often excluded or weighted lower. Rankings on our best Mastercard casinos list follow a disclosed commercial order.

21+ (18+ where allowed). Every casino game has a built-in house edge, so over time you should expect to lose what you stake. Set a budget before you play and stop when it’s gone: responsible gambling tools and free help. Gambling problem? Call or text 1-800-MY-RESET (1-800-697-3738).