Online casinos in Tennessee are not authorized by state law: the state permits online sports wagering, the lottery and daily fantasy, and nothing else online. SB 2136, signed May 22, 2026, also treats dual-currency sweepstakes casinos as gambling. Here is what that means, how offshore sites fit in, and the real costs and risks.
Published terms (reported): Decode advertises a $111 free chip and crypto bonuses on its own site; deposit-bonus codes and terms vary. Eligible games: Mainly slots; check each code.
Who runs it: License not shown on its site; third parties report Curaçao. Regulator notes: Third parties report it refuses players in MD, NJ, NY and WA.
21+ (18+ where allowed). New players. Min deposit $25 (reported). Wagering Varies by code (25x–35x reported). Max cashout: Varies by code. Withdrawal cap $2,500 / week (reported). Terms source: reported. Terms apply. Offer checked October 28, 2026.
Published terms (casino terms): Silver Oak advertises a 100% match on each of its first ten deposits (up to $10,000 in total) with codes SILVEROAK1–10. Eligible games: Slots, keno, scratch cards (table games at 60x; many games excluded).
Who runs it: Primrose Media Limited, licensed in Anjouan (its terms). Regulator notes: Named in a Michigan Gaming Control Board cease-and-desist release, April 9, 2025.
21+ (18+ where allowed). New players. Min deposit $30. Wagering 30x on the offer page; 40x in the terms. Max cashout: None stated. Withdrawal cap From $2,500 / week. Terms source: casino terms. Terms apply. Offer checked October 28, 2026.
Published terms (reported): Third-party reviews report a 200% match with code WELCOME200; the casino site could not be checked directly. Eligible games: Slots (reported).
Who runs it: License not shown; third parties report Costa Rica or none. Regulator notes: Named in a Michigan Gaming Control Board cease-and-desist release, April 9, 2025.
21+ (18+ where allowed). New players. Min deposit $30 (reported). Wagering 30x deposit + bonus (reported). Max cashout: $1,000 (reported). Withdrawal cap $2,500 / week (reported). Terms source: reported. Terms apply. Offer checked October 28, 2026.
Read before you play: These casinos are offshore operators. They are not licensed or regulated by any US state, and state consumer protections do not apply. Check the law in your state before you play. Terms marked “reported” come from third-party reviews because the casino’s own terms could not be checked; the terms shown at sign-up apply. Gambling problem? Call or text 1-800-MY-RESET.
Are online casinos legal in Tennessee?
No. Tennessee has not authorized online casinos, and no state agency issues a license for real-money casino games on the internet. The forms of gambling the state does allow online are sports wagering, the state lottery and daily fantasy sports, according to a trade-press summary of the 2026 sweepstakes law.
That makes Tennessee unusual. It has one of the country's busiest online sportsbook markets, yet slots, blackjack and roulette for real money have no legal online home. Only seven states license online casinos at all, and Tennessee is not on that list; see states with legal online casinos for the full picture.
The legal basis is a definition, not a casino statute. SB 2136 (2026) amended the state's definition of gambling so that casino-style games played with two currencies count as gambling. The state's full Tennessee gambling laws page walks through the wider rules, while our state-by-state casino guide compares Tennessee with its neighbors.
This page explains what Tennessee law and its regulator say, as recorded. It is not legal advice, and it does not tell you that playing at an offshore site is lawful or that you will be prosecuted.
The Sports Wagering Council and offshore sites
The Tennessee Sports Wagering Council (SWC) is the state's gambling regulator for online sports betting and fantasy contests. It does not regulate casinos, because the state licenses none.
Its position on unlicensed operators is blunt. The Sports Wagering Council's FAQ (opens in a new tab) says only licensed operators are legal, unlicensed online sportsbooks are illegal, and offshore books advertise heavily. It also concedes the Council may be unable to act against them. In practice, that means a Tennessee resident who has a dispute with an offshore site has no state office to turn to.
Tennessee gambling at a glance (as recorded October 28, 2026)
Form of gambling
Status in Tennessee
Who oversees it
Online casinos
Not authorized
No state licensing body
Online sports betting
Legal, online only
Sports Wagering Council
Retail sportsbooks and kiosks
Not legal
n/a
Daily fantasy sports
Legal, licensed (16 licensees)
Sports Wagering Council
Lottery
Yes, Tennessee Education Lottery
State lottery
Dual-currency sweepstakes casinos
Banned (SB 2136, 2026)
Attorney General (civil penalties)
Retail or tribal casinos
None recorded
n/a
Our state regulators directory lists the equivalent agencies in other states, including the seven that do license online casinos.
Tennessee sports betting: an online-only market
Sports betting is the one big legal online product in Tennessee. The state built it as online-only: physical sportsbooks and betting kiosks are not legal, so every licensed wager goes through an app or website. The minimum age is 21.
The SWC's licensee list (opens in a new tab) names nine licensed online sportsbook operators. Each is regulated, must follow state rules, and answers to the Council if something goes wrong. That is the protection offshore casinos cannot offer.
Licensed online sportsbooks in Tennessee (SWC list)
Sportsbook
Status
Caesars Sportsbook
Licensed by the SWC
Bally Bet
Licensed by the SWC
FanDuel
Licensed by the SWC
BetMGM
Licensed by the SWC
DraftKings
Licensed by the SWC
Fanatics
Licensed by the SWC
bet365
Licensed by the SWC
theScore Bet
Licensed by the SWC
Hard Rock Bet
Licensed by the SWC
The launch year of the market is not recorded in our sources, so it isn't given here. For odds, apps and what each licensee offers, see Tennessee sports betting. Our explainer on US sports betting laws covers how the 2018 Supreme Court ruling opened the door to state markets like this one.
Sweepstakes casinos in Tennessee after SB 2136
Tennessee joined the states banning dual-currency sweepstakes casinos in 2026. Trade-press reports say SB 2136 was signed on May 22, 2026, and took effect on signing. The law brands casino-style games that use two currencies (typically Gold Coins for play and Sweeps Coins that can be redeemed for prizes) as gambling.
Enforcement sits with the Attorney General under the Tennessee Consumer Protection Act of 1977, with civil penalties, according to the same reports. These details come from third-party coverage rather than the bill text, so treat the finer points as reported.
Tennessee is one of several states that moved against sweepstakes models. Others recorded include New York, New Jersey, California, Connecticut, Montana, Louisiana, Maine, Indiana and Oklahoma. Our sweepstakes casino bans tracker lists each law and date, and sweepstakes casinos in Tennessee explains what the ban means for accounts and balances there.
Lottery, daily fantasy and land-based casinos in Tennessee
The Tennessee Education Lottery is the state's lottery. Whether its tickets can be bought online is not recorded in our sources, so check the lottery directly before assuming either way. The lottery's minimum age is also not recorded.
Daily fantasy sports are legal and licensed. The SWC lists 16 fantasy licensees, and the same Council oversees them alongside sportsbooks. Our guide to daily fantasy sports laws explains how fantasy contests differ from wagering in most states.
No retail or tribal casinos are recorded for Tennessee in our state data, and there is no casino gambling age because no casino gaming is authorized. Tribal casinos elsewhere operate under federal compacts; tribal gaming explains that system.
Federal law behind online casinos Tennessee residents find
Federal law sits on top of state law but rarely targets players. Three statutes matter most.
The Wire Act (1961) reaches people in the business of betting who use wires to carry interstate bets. The First Circuit held in 2021 that it applies to sports wagering. See the Wire Act explained.
UIGEA (2006) bars gambling businesses from accepting cards, transfers and checks for internet gambling that is unlawful where the bet is placed. It does not make placing a bet a federal crime for the player.
The Illegal Gambling Business Act makes it a federal crime to run a gambling business of five or more people that breaks state law.
The payment rule in 31 U.S.C. § 5363 (opens in a new tab) is the reason many US card issuers decline casino deposits. Legality for you as a player is decided by Tennessee law, which authorizes no online casinos. Our UIGEA guide covers the rest of the statute.
Real money online casinos in Tennessee: what offshore means
Every real-money online casino a Tennessee resident can reach is offshore. These sites are based outside the US, and none holds a license from Tennessee or any other US state. The ones we list are commercial partners, ranked in an order the site owner sets, and we earn commission when readers sign up.
Their licensing varies. Silver Oak's terms say it is run by Primrose Media Limited and licensed in Anjouan. Decode and Planet 7 do not show a license on their own sites, and third-party reviews report different things: Curaçao for Decode, and Costa Rica or no license at all for Planet 7. The offshore casinos legality guide explains what these licenses mean.
Players in Nashville, Memphis and Knoxville: one rule statewide
The law is the same in Nashville, Memphis and Knoxville, the state's three largest cities. No city or county can license an online casino, and the ban on physical sportsbooks means there is no betting counter downtown in any of them; sports wagering happens only on licensed apps.
Memphis players sometimes compare their options with neighboring states. Mississippi has commercial casinos, and Arkansas and Kentucky each set their own rules, so a trip across a state line changes what is legal. See online casinos in Mississippi for that state's recorded position.
Bitcoin, cards and withdrawals for Tennessee players
Card deposits to offshore casinos often fail. Gambling transactions carry merchant category code 7995, and many issuers block that code or treat it as a cash advance with fees, as third-party payment sources report. That is why offshore casinos push crypto. Our card declines guide explains the mechanics.
Crypto has its own risks. The FTC warns that crypto payments generally can't be reversed and lack card protections, and the CFPB has recorded steep price swings. A Bitcoin balance can lose value while a withdrawal sits pending. Read Bitcoin at offshore casinos before using it.
Published or reported withdrawal terms for the casinos shown here
Casino
Weekly cap
Minimum
Time
Source type
Decode
$2,500 per week in the listing; $5,000 in review text
$100 (Bitcoin)
48 hours (Bitcoin); 1–10 business days (wire)
Third-party
Silver Oak
From $2,500 per week, higher by VIP level
$50 (Bitcoin), $100 (wire, check)
7–10 days, after 7–10 business days of review
Casino's terms
Planet 7
$2,500 per week (LCB, Casino Guru); EUR 2,500 per day (AskGamblers)
$50 (LCB) or $100 (Blockonomi)
Pending 5–7 days, then 7–9 days (AskGamblers)
Third-party
Sources disagree on several of these figures, and both are shown. Check each casino's current banking page before you deposit. Our pages on crypto casinos in Tennessee and fast payout casinos in Tennessee cover methods and timing in more depth.
How a typical offshore withdrawal works
Complete verification first. Decode and Planet 7 are reported to ask for photo ID, proof of address and a selfie with ID; Silver Oak's terms also ask for card images and a utility bill from the last three months.
Check whether any bonus is still active, because wagering must be finished before a cashout.
Request the withdrawal in the casino cashier and pick a method, usually Bitcoin, bank wire or check.
Note any fee. Silver Oak's terms list an 8% fee (minimum $4) if a deposit was not wagered at least once.
Wait for review and payment, and keep copies of every message in case of a dispute.
Tennessee online casino bonuses: the dollars after wagering
A welcome bonus is a deposit match with strings attached, not free cash. The key number is the wagering requirement, and it can make a bonus cost more in expected losses than it is worth.
Take a hypothetical $100 deposit with a $100 match on a slot that returns 96% (a 4% house edge). At 30x the deposit plus bonus, you must wager $6,000, and the expected loss is $6,000 × 4% = $240. At 40x, the wagering is $8,000 and the expected loss is $320. Both exceed the $100 bonus, though results vary widely in the short run.
Taxes on gambling winnings for Tennessee residents
Gambling winnings are taxable federal income, wherever you win them. The IRS instructions for Form W-2G (opens in a new tab) set the 2026 reporting threshold for slot, bingo and keno wins at $2,000, adjusted for inflation in later years. Other wagering is reported when it meets the threshold and is at least 300 times the stake.
Offshore casinos may not issue a W-2G, but the income is still yours to report. From tax year 2026, the 2025 federal tax law is reported to cap the gambling loss deduction at 90% of losses, and only up to your winnings; check IRS guidance before filing. State income tax rules aren't covered in our sources, so ask a tax professional about Tennessee specifics. See gambling taxes and the gambling loss deduction.
Problem gambling help in Tennessee
Free, confidential help is available in Tennessee. The state's line is Tennessee REDLINE at 1-800-889-9789, listed on the Sports Wagering Council's site. The National Problem Gambling Helpline, run by NCPG, is 1-800-MY-RESET (1-800-697-3738) for calls and texts, with chat through NCPG's help and treatment page (opens in a new tab).
Gamblers Anonymous runs in-person and online meetings.
Gamban blocks gambling sites and apps for $6.99 a month or $41.99 a year, with a seven-day trial.
BetBlocker is another blocking tool.
In a crisis, call or text 988, or call 911.
Deposit limits and self-exclusion help too, though offshore casinos vary in what they offer. Start with our responsible gambling hub, which covers each tool.
More guides to online casinos Tennessee players ask about
Each Tennessee topic has its own page with the details that matter there.
The law, sports betting, sweepstakes, crypto, payouts and bonuses pages linked in the sections above.
Offshore casino offers Tennessee players can compare
These three partners are offshore casinos. None is licensed by Tennessee or any US state, Tennessee law authorizes no online casinos, and the state's regulator says it may be unable to act against offshore operators. Check Tennessee law first, and only play with money you can afford to lose. We earn commission from these links, and the ranking order is commercial.
Decode Casino: $5,000 Welcome Bonus + 50 Free Spins, via our link (new players, 21+ or 18+ where allowed, terms apply). Decode's own site advertises a $111 free chip and crypto bonuses without visible terms. Third-party reviews report wagering between 25x and 40x across its codes, $25 minimum deposits, and a $200 cap on no-deposit spin winnings. Those reviews also report that Decode refuses players from Maryland, New Jersey, New York and Washington; Tennessee is not on that list. See the Decode Casino review.
Silver Oak Casino: $2,500 Welcome Bonus + 50 Free Spins, via our link (new players, 21+ or 18+ where allowed, terms apply). On its own site, Silver Oak advertises a different package: a $10,000 welcome made of 100% matches on ten deposits, with no free spins. Its offer page states 30x wagering and no maximum withdrawal; Silver Oak's terms and conditions say 40x on slots and 60x on table games, with $30 minimum deposits and a 21+ age rule. See the Silver Oak Casino review.
Planet 7 Casino: $2,750 Welcome Bonus + 45 Free Spins, via our link (new players, 21+ or 18+ where allowed, terms apply). Planet 7's welcome terms are not confirmed on its own site; LCB reports a 200% match at 30x deposit plus bonus on slots, a $1,000 max cashout and a $30 card minimum. Review sites also flag slow payments. See the Planet 7 Casino review.
Free spins and match bonuses are slot-focused; table games are often excluded or weighted lower. The terms shown at sign-up apply, and codes change.
Ad21+ (18+ where allowed). Ranked by us in a commercial order; we earn commission from these links. Advertiser disclosure
These casinos are offshore and hold no Tennessee license. Tennessee law authorizes no online casinos, so read the law section before you decide anything. 21+, terms apply.
Published terms (reported): Decode advertises a $111 free chip and crypto bonuses on its own site; deposit-bonus codes and terms vary. Eligible games: Mainly slots; check each code.
Who runs it: License not shown on its site; third parties report Curaçao. Regulator notes: Third parties report it refuses players in MD, NJ, NY and WA.
21+ (18+ where allowed). New players. Min deposit $25 (reported). Wagering Varies by code (25x–35x reported). Max cashout: Varies by code. Withdrawal cap $2,500 / week (reported). Terms source: reported. Terms apply. Offer checked October 28, 2026.
Silver Oak Casino#4 on our listBonus on 10 deposits
Published terms (casino terms): Silver Oak advertises a 100% match on each of its first ten deposits (up to $10,000 in total) with codes SILVEROAK1–10. Eligible games: Slots, keno, scratch cards (table games at 60x; many games excluded).
Who runs it: Primrose Media Limited, licensed in Anjouan (its terms). Regulator notes: Named in a Michigan Gaming Control Board cease-and-desist release, April 9, 2025.
21+ (18+ where allowed). New players. Min deposit $30. Wagering 30x on the offer page; 40x in the terms. Max cashout: None stated. Withdrawal cap From $2,500 / week. Terms source: casino terms. Terms apply. Offer checked October 28, 2026.
Planet 7 Casino#5 on our listRealTime Gaming slots
Published terms (reported): Third-party reviews report a 200% match with code WELCOME200; the casino site could not be checked directly. Eligible games: Slots (reported).
Who runs it: License not shown; third parties report Costa Rica or none. Regulator notes: Named in a Michigan Gaming Control Board cease-and-desist release, April 9, 2025.
21+ (18+ where allowed). New players. Min deposit $30 (reported). Wagering 30x deposit + bonus (reported). Max cashout: $1,000 (reported). Withdrawal cap $2,500 / week (reported). Terms source: reported. Terms apply. Offer checked October 28, 2026.
These casinos are offshore operators. They are not licensed or regulated by any US state, and state consumer protections do not apply. Check the law in your state before you play. Terms marked “reported” come from third-party reviews; the terms shown at sign-up apply.
21+ (18+ where allowed). Every casino game has a built-in house edge, so over time you should expect to lose what you stake. Set a budget before you play and stop when it’s gone: responsible gambling tools and free help. Gambling problem? Call or text 1-800-MY-RESET (1-800-697-3738).
Frequently asked questions
Are online casinos legal in Tennessee?
No, Tennessee has not authorized online casinos, and no state agency licenses them. The state allows online sports wagering, the lottery and daily fantasy sports, and SB 2136 in 2026 classed dual-currency sweepstakes casino games as gambling. Offshore casinos accept players from many states, but none holds a Tennessee license, so there is no state regulator to hear complaints. Our Tennessee gambling laws page has the detail.
Can I bet on sports online in Tennessee?
Yes, online sports betting is legal in Tennessee for adults 21 and over, through licensed apps only. The Sports Wagering Council licenses nine operators, including FanDuel, DraftKings, BetMGM and Caesars Sportsbook. Physical sportsbooks and betting kiosks are not legal, so there is no retail betting counter in the state. The Council says unlicensed online sportsbooks are illegal. See Tennessee sports betting for how the market works and what each licensee offers.
Are sweepstakes casinos banned in Tennessee?
Yes, as reported: SB 2136, signed on May 22, 2026, treats dual-currency sweepstakes casino games as gambling, and it took effect on signing. Trade-press coverage says the Attorney General enforces it under the Tennessee Consumer Protection Act of 1977, with civil penalties. These details come from third-party reports, so check current guidance. Our sweepstakes casinos in Tennessee page covers what the ban means for players and balances.
Can the state help me if an offshore casino won't pay?
Usually not. The Tennessee Sports Wagering Council's FAQ says offshore operators advertise heavily and that the Council may be unable to act against them. Offshore casinos are not licensed by Tennessee, so there is no state complaint process or protection of balances. Keep records of every message, check any license the casino names, and read our guide to player protections offshore vs licensed before you deposit.
What is the gambling age in Tennessee?
The minimum age for sports betting in Tennessee is 21, according to the Sports Wagering Council. There is no casino gambling age because the state authorizes no casino gaming, and the lottery's minimum age is not recorded in our sources. Offshore casinos set their own rules: Silver Oak's terms say 21 or the local legal age if higher. Our gambling age by state table compares every state.
Do I pay tax on online casino winnings in Tennessee?
Yes, gambling winnings are taxable federal income, including winnings from offshore casinos. For 2026, the IRS sets the W-2G reporting threshold for slot wins at $2,000, though offshore sites may not issue a W-2G, so reporting is up to you. From tax year 2026, the loss deduction is reported to be capped at 90% of losses; check IRS guidance. Read gambling taxes for worked examples.
What is the best way to deposit at offshore casinos from Tennessee?
Crypto is the method offshore casinos list most often, because US card issuers frequently decline gambling code 7995. Decode, Silver Oak and Planet 7 all list Bitcoin, but crypto payments generally can't be reversed and prices can swing while a withdrawal is pending. Silver Oak's card deposits carry a 3% to 10% fee, per its banking page. Compare options on crypto casinos in Tennessee.
Where can I get help for a gambling problem in Tennessee?
Call Tennessee REDLINE at 1-800-889-9789, or the National Problem Gambling Helpline at 1-800-MY-RESET (1-800-697-3738), which also takes texts and chat. Both are free and confidential. Gamblers Anonymous meetings, blocking tools such as Gamban and BetBlocker, and deposit limits can help as well. In a crisis, call or text 988. Our responsible gambling hub lists more ways to get support.
Is Decode Casino legit for Tennessee players?
Decode is an offshore casino with no Tennessee or US state license, and it doesn't show a license on its own site; third-party reviews report Curaçao. Unlike Silver Oak and Planet 7, it wasn't named in the Michigan Gaming Control Board's April 9, 2025 release. Reviews report that Decode refuses players from Maryland, New Jersey, New York and Washington, and Tennessee isn't on that list, but confirm at sign-up. Reported terms include a $100 Bitcoin minimum withdrawal paid in about 48 hours and a weekly cap given as $2,500 or $5,000. Read the Decode Casino review and is Decode Casino legit.
Are there any casinos in Tennessee?
No retail or tribal casinos are recorded for Tennessee, and the state authorizes no casino gaming, in person or online. Tennessee's legal gambling is online sports wagering through nine licensed apps, daily fantasy contests with 16 licensees, and the Tennessee Education Lottery. Players in Memphis often look across the state line, since Mississippi has commercial casinos; each neighboring state sets its own rules, so what's legal changes at the border. Online casino sites reaching Tennessee are offshore. See online casinos in Mississippi for that state's position and tribal gaming for how compacts work where they exist.
Can I play online casino games on my phone in Tennessee?
Not on any Tennessee-licensed app, because the state's licensed apps are sportsbooks and fantasy contests, and no online casino is authorized. The nine sportsbooks the Sports Wagering Council licenses, from FanDuel to Hard Rock Bet, can't legally add real-money slots or blackjack for Tennessee players. Casino sites you can open in a phone browser are offshore, with no Tennessee license and no state complaint route. The law is the same in Nashville, Memphis and Knoxville. Our mobile casinos in Tennessee page explains the difference, and online slots in Tennessee covers what slot play costs.
What happens to sweepstakes casino balances in Tennessee after SB 2136?
That's up to each operator, because the reports on SB 2136 don't describe a redemption process for coins held when the ban took effect on May 22, 2026. The law treats dual-currency casino-style games as gambling, and the Attorney General enforces it under the Tennessee Consumer Protection Act of 1977 with civil penalties, as reported. If you hold Sweeps Coins, read the operator's current terms and any Tennessee notice, check whether it lists Tennessee as excluded, and keep records of your balance and any requests. Our sweepstakes casinos in Tennessee page and the sweepstakes casino laws guide explain more.
How long does a Silver Oak withdrawal take from Tennessee?
Silver Oak's terms describe a two-stage process that can take three weeks or more: 7 to 10 business days of review, then 7 to 10 days for payment by most methods. Bitcoin withdrawals start at $50, and wire and check at $100. The weekly cap starts at $2,500 and rises with VIP level. Its terms also list an 8% fee, with a $4 minimum, if a deposit wasn't wagered at least once, and they ask for card images and a recent utility bill at verification. Tennessee's regulator can't step in on delays. See fast payout casinos in Tennessee and the Silver Oak review.
What is the minimum deposit at offshore casinos for Tennessee players?
At the three partners on this page, minimums start at $25 to $30. Third-party reviews report $25 minimum deposits at Decode, Silver Oak's terms list $30, and LCB reports a $30 card minimum at Planet 7. Card deposits often fail because issuers block gambling code 7995, and Silver Oak's card deposits carry a 3% to 10% fee, so a $30 card deposit could cost up to $3 extra. Withdrawal minimums are higher, at $50 to $100 for most methods. Check the cashier before paying in. See what is the minimum deposit and our minimum deposits guide.
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