Online casinos in New York are not licensed, and the New York State Gaming Commission calls them unlawful, including sites that market themselves as sweepstakes. What the state does license online is mobile sports wagering, horse racing, fantasy contests, charity raffles and some lottery purchases. This guide sets out the law, the 2025 sweepstakes ban, offshore risks, taxes and where to get help.
Published terms (casino terms): SlotoCash advertises up to $7,777 + 300 spins over five deposits on its own site. Eligible games: Slots, keno and scratch cards (progressive jackpots excluded).
Who runs it: License not shown on its site; reported as a Deckmedia N.V. brand (Curaçao). Regulator notes: Named in a Michigan Gaming Control Board cease-and-desist release, October 8, 2026.
21+ (18+ where allowed). New players. Min deposit $20 per bonus. Wagering 25x deposit + bonus. Max cashout: None stated. Withdrawal cap $5,000 / week. Terms source: casino terms. Terms apply. Offer checked October 28, 2026.
Published terms (casino terms): Miami Club advertises up to $800 over eight deposits on its own site. Its Terms of Use (v2.1) list the United States as prohibited; its affiliate program confirms US players are accepted, so confirm eligibility at sign-up. Eligible games: Slots, keno, scratch cards.
Who runs it: License not shown on its site; reported as a Deckmedia N.V. brand. Regulator notes: Named in a Michigan Gaming Control Board cease-and-desist release, August 14, 2025.
21+ (18+ where allowed). New players. Min deposit Not stated. Wagering 20x deposit + bonus. Max cashout: None stated. Withdrawal cap $5,000 / week. Terms source: casino terms. Terms apply. Offer checked October 28, 2026.
Published terms (casino terms): Silver Oak advertises a 100% match on each of its first ten deposits (up to $10,000 in total) with codes SILVEROAK1–10. Eligible games: Slots, keno, scratch cards (table games at 60x; many games excluded).
Who runs it: Primrose Media Limited, licensed in Anjouan (its terms). Regulator notes: Named in a Michigan Gaming Control Board cease-and-desist release, April 9, 2025.
21+ (18+ where allowed). New players. Min deposit $30. Wagering 30x on the offer page; 40x in the terms. Max cashout: None stated. Withdrawal cap From $2,500 / week. Terms source: casino terms. Terms apply. Offer checked October 28, 2026.
Read before you play: These casinos are offshore operators. They are not licensed or regulated by any US state, and state consumer protections do not apply. Check the law in your state before you play. Terms marked “reported” come from third-party reviews because the casino’s own terms could not be checked; the terms shown at sign-up apply. Gambling problem? Call or text 1-800-MY-RESET.
Are online casinos legal in New York?
No. New York has never passed a law that licenses real-money online casino games, and the regulator is unusually direct about it. On its risky bets warning page (opens in a new tab), the New York State Gaming Commission says online casinos, "including ones that claim they are sweepstakes", are unlawful in the state.
That same page lists what is allowed online: licensed sports wagering, advance-deposit wagering on horse racing, online charity raffles, licensed interactive fantasy sports and certain lottery purchases. Everything outside that list, from slots to virtual blackjack, has no legal home on a New York screen.
So the honest summary for players in New York City, Buffalo and Yonkers is short. Real-money online casinos New York residents see advertised are either offshore sites or sweepstakes brands, and the state has spoken against both. For the statute-level detail, see our New York gambling laws page.
We could not find a single New York statute section that names online casino play specifically. The Commission's published statements are the clearest official position, so this page quotes those.
The Gaming Commission's warning about offshore online casinos
New York's regulator goes further than most. Its unlawful gambling markets page (opens in a new tab) says unlicensed offshore online gaming operators, along with prediction markets, are "operating unlawfully in New York". That is a statement about the operators. It does not say what happens to an individual player, and neither do we.
In practice, the warning tells you three things. First, the Commission does not supervise these sites, so it cannot step in if a withdrawal stalls. Second, nothing in New York law protects a balance held offshore. Third, a casino's own terms, written under a foreign license or none, decide every dispute.
Other states have gone after the same brands directly. Michigan's Gaming Control Board sent cease-and-desist letters naming Silver Oak and Planet 7 on April 9, 2025, Miami Club and Slot Madness on August 14, 2025, and SlotoCash in its October 8, 2026 round of 33 letters (opens in a new tab). The board calls these illegal offshore operators. New York has not published a comparable brand list that we could find; our cease-and-desist letters explainer tracks the actions we can confirm.
What New York does license: a quick map
New York runs one of the country's larger regulated gambling markets. It just doesn't include online casino games. Here is how each form stands, based on the Commission's own pages unless marked.
Legal gambling in New York at a glance (checked October 2026)
Form of gambling
Status in New York
Online?
Online casino games (slots, blackjack, roulette)
Not licensed; regulator calls them unlawful
No
Mobile sports wagering
Legal; 9 licensed operators
Yes
Horse racing (advance-deposit wagering)
Legal
Yes
Interactive fantasy sports
Legal and licensed
Yes
Online charity raffles
Legal
Yes
State lottery
Legal; "certain lottery purchases" allowed online
Partly (scope not specified)
Dual-currency sweepstakes casinos
Banned by S5935-A
No
Commercial casinos (in person)
Licensed; count not published on the pages we checked
No
One line in that table matters most for this page: the only legal way to bet real money online in New York on anything casino-adjacent is a licensed sportsbook. If you want the state-by-state view, our list of states with legal online casinos shows the seven that do license them.
New York sports betting: nine licensed apps and a 51% tax
Mobile sports betting is legal and state-licensed. According to the Commission's sports wagering page (opens in a new tab), wagers are accepted through licensed commercial casino facilities, and nine operators hold approval: Bally Bet, BetMGM, Caesars Sportsbook, DraftKings Sportsbook, theScore Bet, Fanatics Sportsbook, FanDuel Sportsbook, Resorts World Bet and Rush Street Interactive.
The state taxes those operators at 51% of revenue. The minimum age for sports wagering is 21. For the apps and their rules, see the New York sports betting guide.
Why does this matter for casino players? Online casinos are licensed in seven states, among them neighboring New Jersey and Pennsylvania. Inside New York, there is no licensed equivalent.
New York's sweepstakes casino ban (S5935-A)
Sweepstakes casinos used to fill the gap. They run on two currencies: Gold Coins for play and Sweeps Coins that can be redeemed for cash prizes. New York closed that route in December 2025.
The law is S5935-A, with companion bill A6745, recorded as Chapter 605 of 2025. It bans operating, promoting or profiting from online dual-currency, casino-style games that pay cash or cash equivalents. Fines run from $10,000 to $100,000 per violation, and both the Gaming Commission and the Attorney General can enforce it. Games with no cash-redeemable reward are not covered.
Sources differ slightly on timing. Trade press reports the bill was signed on December 5, 2025 and took effect immediately on signature. A New York Senate press release announcing the signing is dated December 8, 2025 and does not state the signing date or an effective date. Both point to early December 2025.
A follow-up bill, S10092, passed the Senate on June 1, 2026 but was still in Assembly committee and not enacted as of late October 2026. The New York sweepstakes casinos page tracks it, and the national picture is on our sweepstakes casino bans page.
Casinos you can visit in New York, and the downstate licenses
In-person casino gaming is legal at licensed commercial casino facilities, and those same facilities anchor the mobile sports wagering licenses. The Commission page we checked does not give a casino count, so we don't quote one.
The bigger news is downstate. In December 2025, three projects were recommended for licensure, according to third-party reporting: Hard Rock with Cohen's Metropolitan Park, an expansion of Resorts World NYC, and Bally's Bronx. Those were recommendations; we could not confirm a final license award in an official source.
Tribal casinos also operate in the state under the federal Indian Gaming Regulatory Act, but our checked sources did not list them, so we leave the details to the tribal gaming explainer.
Offshore online casinos New York players see: the real risks
Search from Manhattan, Buffalo or Yonkers and you'll still find real money online casinos accepting sign-ups. They are offshore: licensed, if at all, in places like Anjouan or Curaçao, and never by New York. Our real money online casinos New York page looks at them one by one; here are the trade-offs in dollars and rules.
Pros
Slots, table games and video poker are offered, which New York's licensed market doesn't provide online.
Crypto deposits are widely listed, often with lower minimums than cards.
Large deposit-match bonuses, with wagering terms attached.
Cons
No New York or US state regulator to complain to.
Weekly withdrawal caps, often $2,500 to $5,000, slow down large wins.
Terms are set by the casino and can change.
Third-party reviewers report slow payouts and lengthy verification at some brands.
The Gaming Commission says unlicensed offshore operators act unlawfully in New York.
Weekly caps are the weak point people underestimate. At a $2,500-per-week cap, a $20,000 balance takes eight weeks to leave the casino, assuming every request clears on time. Read our withdrawal limits guide before you rely on a big balance, and our explainer on player protections offshore vs licensed for the wider gap.
One more filter: third-party reports say Decode Casino refuses players from New York, along with Maryland, New Jersey and Washington. That's why it isn't among the offers on this page, even though it ranks third on our list elsewhere.
Federal law and online casinos in New York
Federal law sits behind the state rules but doesn't settle the question for a player. The UIGEA of 2006 targets gambling businesses that accept payments for unlawful internet gambling, and it defines "unlawful" by reference to the law where the bet is made. It does not make placing a bet a federal crime for the player.
The Wire Act applies to sports betting, per the First Circuit's 2021 ruling in New Hampshire Lottery Commission v. Rosen. Earlier, a 2011 Justice Department opinion limiting the Act to sports was prompted partly by New York's plan to sell lottery tickets online.
Those payment rules also explain card trouble. Many US banks block merchant code 7995 transactions, so Visa or Mastercard deposits at offshore sites are often declined. Our guide to card declines explains why, and why many players turn to crypto casinos in New York instead, with the volatility and irreversibility that brings.
Gambling age in New York
The Commission's page sets 21 as the minimum age for sports wagering. It doesn't state a casino or lottery age on the page we checked, so we don't quote one here. Our gambling age by state table lists what other sources record.
Offshore sites set their own rules. Silver Oak's terms say 21, or the local legal age if higher. SlotoCash's terms say 18+, and Miami Club's say 18 or the local legal gambling age, whichever is higher. Expect ID checks before any withdrawal regardless of age.
Taxes on gambling winnings for New Yorkers
Gambling winnings are taxable federal income wherever you win them, offshore included. For payments in 2026, payers file a Form W-2G for slot, bingo or keno wins of $2,000 or more. An offshore casino may never send that form, but the income is still reportable. See our gambling taxes guide for the full set of thresholds.
Losses change from tax year 2026. As reported, the 2025 federal tax law caps the deduction at 90% of wagering losses, and only up to your winnings. Check IRS guidance before you file, and read our page on the gambling loss deduction.
Example: 2026 gambling year under the reported 90% loss rule
Item
Amount
Total winnings reported
$10,000
Total wagering losses
$10,000
Deductible at 90% (if itemizing)
$9,000
Taxable gambling income left
$1,000
That example shows why breaking even is not tax-neutral any more: $1,000 of income stays taxable even though no money was won overall. New York State income tax may apply too; ask a tax professional about your situation.
If you still consider an offshore site: six checks
We don't tell readers that offshore play is legal in New York, because the regulator says otherwise. If you're weighing it anyway, these checks cut the most common problems.
Read the Gaming Commission's statement on unlawful online gambling so you know the state's position.
Find the operator and license on the casino's own terms page. If none is named, treat that as a warning, and see our guide on how to spot a rogue casino.
Note the weekly withdrawal cap, the minimum withdrawal and every fee before you deposit.
Read the bonus wagering, max bet and max cashout rules, and decline the bonus if they don't suit you.
Send ID and proof of address early, so verification doesn't hold up your first payout.
Set a deposit limit and a time limit you can afford, and stop when either is reached.
Problem gambling help in New York
New York's Office of Addiction Services and Supports runs the OASAS HOPEline (opens in a new tab): call 1-877-8-HOPENY (467369) or text HOPENY to 467369. It is free and confidential.
The three offers below are from offshore partners. None is licensed by New York or any US state, and the Gaming Commission considers unlicensed online casinos unlawful in New York, so check the law before you act. We earn a commission from these links, and our ranking is a commercial order, not a test result. All offers are for new players, 21+ (18+ where allowed), and terms apply.
SlotoCash Casino: $6,000 Welcome Bonus + 60 Free Spins, via our link (new players, 21+ or 18+ where allowed, terms apply). The casino's own bonus terms list a different package, $7,777 + 300 spins over five deposits, with 25x (deposit + bonus) wagering, a $20 minimum deposit per bonus, a $10 max bet and no max cashout. Those terms are primary. The site's withdrawal cap is $5,000 a week. See our SlotoCash review.
Miami Club Casino: $4,000 Bonus + 285 Bonus Games, via our link (new players, 21+ or 18+ where allowed, terms apply). Its published package is up to $800 over eight deposits, with 20x (deposit + bonus) wagering for matches up to 100%, no stated cap and no expiry, per its bonus terms. Its Terms of Use (v2.1, September 28, 2026, section 1.6) list the United States as prohibited, while the site owner's affiliate program confirms US players are accepted; confirm eligibility at sign-up. It runs WGS (Wager Gaming) software, not RTG. See our Miami Club review.
Silver Oak Casino: $2,500 Welcome Bonus + 50 Free Spins, via our link (new players, 21+ or 18+ where allowed, terms apply). Its site advertises a $10,000 package of ten 100% matches. Its own pages conflict on wagering, 30x on the offer page and 40x for slots in the terms, with 60x on blackjack and video poker; deposits start at $30, and the offer page says there's no max withdrawal. It names Primrose Media Limited and an Anjouan license. See our Silver Oak review.
Free spins and bonuses are slot-focused; table games are often excluded or weighted lower. The terms shown at sign-up apply, so check them before depositing.
Ad21+ (18+ where allowed). Ranked by us in a commercial order; we earn commission from these links. Advertiser disclosure
These are offshore casinos that no US state licenses, and New York's Gaming Commission calls unlicensed online casinos unlawful in the state. Read the law section above before you sign up anywhere. 21+ (18+ where allowed); terms apply.
SlotoCash Casino#1 on our listBiggest bonus on our list
Published terms (casino terms): SlotoCash advertises up to $7,777 + 300 spins over five deposits on its own site. Eligible games: Slots, keno and scratch cards (progressive jackpots excluded).
Who runs it: License not shown on its site; reported as a Deckmedia N.V. brand (Curaçao). Regulator notes: Named in a Michigan Gaming Control Board cease-and-desist release, October 8, 2026.
21+ (18+ where allowed). New players. Min deposit $20 per bonus. Wagering 25x deposit + bonus. Max cashout: None stated. Withdrawal cap $5,000 / week. Terms source: casino terms. Terms apply. Offer checked October 28, 2026.
Published terms (casino terms): Miami Club advertises up to $800 over eight deposits on its own site. Its Terms of Use (v2.1) list the United States as prohibited; its affiliate program confirms US players are accepted, so confirm eligibility at sign-up. Eligible games: Slots, keno, scratch cards.
Who runs it: License not shown on its site; reported as a Deckmedia N.V. brand. Regulator notes: Named in a Michigan Gaming Control Board cease-and-desist release, August 14, 2025.
21+ (18+ where allowed). New players. Min deposit Not stated. Wagering 20x deposit + bonus. Max cashout: None stated. Withdrawal cap $5,000 / week. Terms source: casino terms. Terms apply. Offer checked October 28, 2026.
Silver Oak Casino#4 on our listBonus on 10 deposits
Published terms (casino terms): Silver Oak advertises a 100% match on each of its first ten deposits (up to $10,000 in total) with codes SILVEROAK1–10. Eligible games: Slots, keno, scratch cards (table games at 60x; many games excluded).
Who runs it: Primrose Media Limited, licensed in Anjouan (its terms). Regulator notes: Named in a Michigan Gaming Control Board cease-and-desist release, April 9, 2025.
21+ (18+ where allowed). New players. Min deposit $30. Wagering 30x on the offer page; 40x in the terms. Max cashout: None stated. Withdrawal cap From $2,500 / week. Terms source: casino terms. Terms apply. Offer checked October 28, 2026.
These casinos are offshore operators. They are not licensed or regulated by any US state, and state consumer protections do not apply. Check the law in your state before you play. Terms marked “reported” come from third-party reviews; the terms shown at sign-up apply.
21+ (18+ where allowed). Every casino game has a built-in house edge, so over time you should expect to lose what you stake. Set a budget before you play and stop when it’s gone: responsible gambling tools and free help. Gambling problem? Call or text 1-800-MY-RESET (1-800-697-3738).
Frequently asked questions
Are online casinos legal in New York in 2026?
No, New York does not license any real-money online casino. The Gaming Commission says online casinos, including ones that call themselves sweepstakes, are unlawful in the state. Legal online options are limited to licensed sports wagering, horse racing, fantasy sports, charity raffles and some lottery purchases. Offshore sites still market to New Yorkers, but none is licensed by the state. The detail is on our New York gambling laws page.
Is there a real money online casino app in New York?
No licensed one exists. The only real-money gambling apps the state licenses are sportsbooks, fantasy sports and horse racing apps, plus some lottery purchases. Casino-style apps that pay cash either come from offshore operators or from sweepstakes brands, which S5935-A banned in December 2025. Our mobile casinos New York guide explains what you'll find and the risks that come with it.
Are sweepstakes casinos legal in New York?
No, dual-currency sweepstakes casinos that pay cash prizes are banned. S5935-A, recorded as Chapter 605 of 2025, took effect in early December 2025; trade press gives December 5, while the Senate's announcement is dated December 8. Fines run from $10,000 to $100,000 per violation. Free-play games with no cash-redeemable reward are not covered. Read our New York sweepstakes casinos page for the follow-up bill.
Can I get in trouble for playing at an offshore casino in New York?
The Gaming Commission says unlicensed offshore operators act unlawfully in New York, but its published statements focus on operators rather than penalties for individual players. Federal law (UIGEA) targets businesses that take payments, not players. We can't give legal advice, so read the Commission's guidance and see our page on whether you can get in trouble for playing online casinos.
What is the gambling age in New York?
The minimum age for sports wagering in New York is 21, according to the Gaming Commission. The page we checked doesn't state a casino or lottery age, so confirm with the venue or the Commission. Offshore casinos set their own minimums: Silver Oak's terms say 21, while SlotoCash's say 18+. See our gambling age by state table for comparisons.
Which sportsbooks are licensed in New York?
Nine operators are licensed for mobile sports wagering. The Commission lists Bally Bet, BetMGM, Caesars Sportsbook, DraftKings Sportsbook, theScore Bet, Fanatics Sportsbook, FanDuel Sportsbook, Resorts World Bet and Rush Street Interactive. They pay 51% of revenue in state tax, and bettors must be 21. Wagers are taken through licensed commercial casino facilities, which is how the state ties mobile betting to its land-based casino licenses.
Do I pay tax on online casino winnings in New York?
Yes, gambling winnings are taxable federal income, including winnings from offshore sites. Payers file Form W-2G for slot wins of $2,000 or more in 2026, but you must report income even without a form. From tax year 2026 the loss deduction is reported to be capped at 90% of losses; check IRS guidance. Our page on whether offshore casinos report to the IRS explains more.
Why doesn't Decode Casino appear on this page?
Third-party reports say Decode Casino refuses players from New York, as well as Maryland, New Jersey and Washington. Because it doesn't fit New York readers, we show other partners here instead. None of our partners publishes a full restricted-state list, so always confirm eligibility in the casino's terms. For a side-by-side look at the brands, see our best real money casinos list.
How do I reach the OASAS HOPEline for gambling help in New York?
Call the OASAS HOPEline at 1-877-8-HOPENY (467369) or text HOPENY to 467369; it is free and confidential. The National Problem Gambling Helpline is 1-800-MY-RESET (1-800-697-3738), with call, text and chat through NCPG. Gamblers Anonymous lists in-person and online meetings. Blocking software such as Gamban can also help. Our state problem gambling programs page lists more options, including programs in neighboring states.
Does Miami Club Casino accept players from New York?
The sources point both ways, so confirm at sign-up. Miami Club's published Terms of Use (v2.1, September 28, 2026, section 1.6) list the United States as a prohibited jurisdiction, while the site owner's affiliate program confirms US players are accepted. Neither changes New York law: Miami Club isn't licensed by New York or any US state, and the Gaming Commission says unlicensed offshore operators act unlawfully in the state. The Michigan Gaming Control Board also named Miami Club on August 14, 2025. It runs WGS (Wager Gaming) software, not RTG. Read the Miami Club review and is Miami Club legit first.
Can New Yorkers play at New Jersey online casinos?
Yes, but only while physically inside New Jersey and aged 21 or over, because licensed New Jersey sites check where you are when you play, not where you live. Federal law exempts intrastate wagers only where state law authorizes them with age and location verification, so a New Jersey app stops working once you're back in Manhattan, Buffalo or Yonkers. Pennsylvania's licensed sites follow the same rule inside its own borders. Neither state's license reaches into New York. Our New Jersey online casinos page explains that market, and playing from abroad covers location rules more broadly.
What does the New York Gaming Commission say about prediction markets?
The New York State Gaming Commission says they're not operating lawfully in the state. Its unlawful gambling markets page groups prediction markets with unlicensed offshore online gaming operators and says both are "operating unlawfully in New York". That statement is aimed at the operators, and it doesn't set out penalties for individual users. The legal fight over prediction markets is still running nationally, with other states and regulators taking positions of their own. Licensed sports wagering through the nine approved apps remains the regulated way to bet on sports in New York. See our prediction markets page and New York sports betting guide.
Is any real money online slot site legal in New York after the sweepstakes ban?
No: New York licenses no online casino games, and the Gaming Commission says online casinos, including sweepstakes-branded ones, are unlawful in the state. The sweepstakes route that once offered slot-style games for cash prizes closed when S5935-A took effect in December 2025. Real-money slot play licensed by New York happens only in person at its commercial casino facilities. Offshore slot sites still market to New Yorkers, but no state regulator supervises their games or payouts. Our New York online slots page covers RTP and volatility, and free slots vs real money explains free-play options.
Will New York's new downstate casinos offer online casino games?
Not under current law, because New York hasn't legalized online casino games. In December 2025, three downstate projects were recommended for licensure, according to third-party reporting: Hard Rock with Cohen's Metropolitan Park, an expansion of Resorts World NYC, and Bally's Bronx. Those were recommendations, and we couldn't confirm a final license award in an official source. Even once open, they'd offer in-person casino gaming and could anchor mobile sports wagering, which runs through licensed commercial casino facilities. Online slots would need new legislation. Our New York gambling laws page and states with legal online casinos list explain more.
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