Casino comp points explained

What casino comp points are

Comp points (short for complimentary points) are a loyalty currency. You earn them automatically as you place real-money bets, and you can convert them into bonus credit once you have enough. They're part of a casino's VIP or loyalty program, and they sit alongside casino bonuses such as cashback and reloads.

Two numbers decide their value: the earn rate (how much you must wager per point) and the conversion rate (how many points make $1). A third, the wagering attached to redeemed credit, decides how much of that dollar you can actually withdraw. For a short definition, see comp points in our glossary.

Casino comp points rates at our partners

SlotoCash publishes the most detail: its VIP club page (opens in a new tab) gives an earn rate per tier, and its promotions page (opens in a new tab) confirms 100 points = $1. Silver Oak lists the same conversion and a 12-month expiry on its cash back page (opens in a new tab). Planet 7's rules come from Blockonomi's Planet 7 review (opens in a new tab), not the casino's own site.

Other partners give less: a reviewer says Decode runs weekly missions that can award comp points, and reviewers confirm loyalty programs at Royal Ace and Slot Madness without listing rates.

What comp points are worth per $1,000 wagered

Convert SlotoCash's rates into dollars. At 1 point per $7.50, $1,000 of bets earns 133 points, worth $1.33. At 1 per $5, it's 200 points ($2). At 1 per $4, it's 250 points ($2.50). That's a return of 0.13%, 0.2% and 0.25% of the amount wagered.

Now compare it with the cost of the play. On a slot with 96% RTP, the house edge is 4%, so $1,000 of spins costs $40 on average.

Comps soften losses slightly; they don't change the direction. Even at the best published rate, about 94% of the expected loss remains.

How much play it takes to earn 1,000 comp points

Planet 7 is reported to require 1,000 points before you can redeem, which is $10 of credit. At SlotoCash's rates, here's what earning 1,000 points would take and cost on a 96% RTP slot.

• 1 point per $7.50: $7,500 wagered, expected loss $300, for $10 of comps.
• 1 point per $5: $5,000 wagered, expected loss $200, for $10 of comps.
• 1 point per $4: $4,000 wagered, expected loss $160, for $10 of comps.

Planet 7's own earn rate isn't published in the sources we rely on, so these are illustrations using SlotoCash's figures. The point is the ratio: you'd spend far more than the comps return. Our comp points guide covers more examples.

Miami Club comp points and its points-based VIP tiers

Miami Club takes a different approach from the other partners. Instead of tiers by invitation or deposit, its VIP page ranks players by points earned, and says reward points can be redeemed for bonus credits. It doesn't publish an earn rate, a conversion rate or a list of perks per tier.

Without an earn rate, you can't price these tiers. As an illustration only, if Miami Club paid SlotoCash's Platinum rate of one point per $5, reaching Downtown would take $125,000 of bets, an expected loss of $5,000 on a 96% RTP slot. Its real rate may be higher or lower, so ask support before you treat any tier as a goal. Miami Club runs WGS (Wager Gaming) games rather than RTG. Its Terms of Use (v2.1, section 1.6) list the United States as a prohibited jurisdiction, while the site owner's affiliate program confirms US players are accepted, so confirm at sign-up. More in our Miami Club review and our guide to how VIP programs work.

How to redeem casino comp points

1. Check your points balance in the casino's account or cashier area, or ask live chat.
2. Confirm the minimum redemption and any balance rule. Planet 7 is reported to need 1,000 points and a $0 balance.
3. Ask what wagering applies to the credit, and which games count.
4. Redeem the points; they become bonus credit in your balance.
5. Play the credit on eligible games and stay under any max bet.
6. Once the wagering is done, any remaining balance can be withdrawn under the usual limits.

Wagering on comps matters. Planet 7's redeemed comps are reported to carry 30x on slots, keno, scratch cards and bingo, and 60x on video poker and table games. $10 of credit at 30x needs $300 of play, with a $12 expected cost at a 4% edge, so the credit is often used up before the wagering ends. At 60x, it needs $600.

Do casino comp points expire?

Often, yes. Silver Oak says comp points expire after 12 months. SlotoCash's terms void balances after 12 consecutive months without a login, though management may restore them. Planet 7's expiry isn't stated in the review we rely on.

Expiry rarely costs much, since the amounts are small, but don't keep playing just to stop points from lapsing. If you've stopped playing, a small comp balance is fine to let go. See casino dormant accounts for how inactivity rules work.

Comp points vs cashback: which returns more?

Cashback usually returns more than comps. SlotoCash's VIP page lists monthly cashback on net losses of 5% (Gold), 10% (Platinum) and 15% (Diamond). Silver Oak's VIP page lists monthly cashback of 4% to 35% by tier.

Check whether cashback carries wagering before counting it as cash. SlotoCash's VIP tiers are by invitation, with no published thresholds. Read more on our cashback bonus and VIP bonus pages.

Comp points myths and mistakes

• "Comps make slots profitable." They don't. A 0.25% rebate can't offset a 4% edge.
• "Play more to reach the next tier." Tier perks are worth less than the extra expected loss of chasing them.
• "Comp credit costs nothing." It comes from play you've already paid for, and it usually carries wagering.
• "Table games earn the same." Earn rates and redemption wagering often differ by game; Planet 7's reported 60x on table games is double its slot rate.

Our casino myths guide covers more misunderstandings.

Comp points checklist: what to ask before you play

Most comp programs publish one or two of the numbers you need and leave the rest to support. These questions fill the gaps in a single chat.

1. What is the earn rate for my account, in dollars wagered per point, and does it differ by game?
2. How many points make $1, and what is the minimum redemption?
3. Do bonus-funded bets earn points, or only cash bets?
4. What wagering applies to credit redeemed from points, and does it need a $0 balance?
5. Do points expire, and does inactivity void them?
6. Do points count toward VIP tiers, and are the tier thresholds published?

With those answers, use the same sum as above: points per $1,000 wagered, times the dollar value, compared with $1,000 × the house edge. If the program won't answer, treat comps as a small, uncertain extra rather than a reason to choose a casino. Our comparing casino bonuses guide and the best loyalty casinos list put comps alongside other perks.

Comp points at offshore casinos and US law

Comps are only as secure as the casino holding them. Real-money online casinos are licensed only in New Jersey, Pennsylvania, Michigan, West Virginia, Delaware, Connecticut and Rhode Island, and none of these states licenses our partners. Points held at an offshore casino have no state regulator behind them, and the casino sets and can change the terms.

Michigan's Gaming Control Board named Silver Oak and Planet 7 in its April 9, 2025 cease-and-desist release (opens in a new tab), and SlotoCash on October 8, 2026, calling such operators illegal offshore sites. Read offshore casinos legality and your state's page before you play.

Casinos with comp points and offers via our links

These three partners publish or are reported with a 100-points-to-$1 comp rate. The welcome offer via our link is separate from the comp program, and the terms shown at sign-up apply. All three are offshore casinos with no US state license, so check your state's law first. Offers are for new players aged 21+ (18+ where allowed), and terms apply.

• SlotoCash Casino: $6,000 Welcome Bonus + 60 Free Spins, via our link (new players, 21+ or 18+ where allowed, terms apply). The casino's welcome terms say 25x deposit plus bonus, $20 minimum per bonus and $10 max bet, and its homepage says no max cashout.
• Silver Oak Casino: $2,500 Welcome Bonus + 50 Free Spins, via our link (new players, 21+ or 18+ where allowed, terms apply). Its own offer page shows 30x playthrough (60x blackjack and video poker) while its terms say 40x on slots; it states no max withdrawal, and deposits start at $30.
• Planet 7 Casino: $2,750 Welcome Bonus + 45 Free Spins, via our link (new players, 21+ or 18+ where allowed, terms apply). For the WELCOME200 code, LCB lists 30x deposit plus bonus on slots, a $1,000 max cashout and a $30 card minimum.

Bonuses at these casinos are slot-focused; table games are often excluded or weighted lower. The house edge applies to every bet, so losses are likely over time. We earn a commission from these links and list partners in a commercial order. For free, confidential help, call or text 1-800-MY-RESET (1-800-697-3738) or visit the National Council on Problem Gambling (opens in a new tab).

21+ (18+ where allowed). Every casino game has a built-in house edge, so over time you should expect to lose what you stake. Set a budget before you play and stop when it’s gone: responsible gambling tools and free help. Gambling problem? Call or text 1-800-MY-RESET (1-800-697-3738).