This check payouts guide covers how an offshore casino mails your winnings as a paper check, usually by courier, and what that costs. Partner casinos publish check fees from $0 to $60, minimums of $100 to $150 and caps of $2,500 to $3,000, with delivery often taking one to two weeks after approval.
Published partner check fees run from $0 to $60, so a $150 check can lose 40% to fees.
SlotoCash's own pages disagree on its check fee ($30 or $60) and maximum ($2,500 or $3,000).
Delivery adds days on top of the casino's review, and your bank may hold the check after you deposit it.
Use an address that matches your verification documents and can receive a courier delivery.
Partner casinos are offshore and not licensed by any US state; check your state's law first.
Published check minimums
$100–$150
Published check fees
$0–$60
Per-check or weekly maximum
$2,500–$3,000
Delivery
Courier to your address
US state oversight
None (offshore casinos)
Check payouts guide: what a casino check withdrawal is
A casino check payout is a paper check, drawn by the casino's payment processor, that a courier delivers to your home address. You deposit it at your bank like any other check, and the money becomes available after your bank clears it.
Checks are popular with US players who don't want crypto and whose banks are wary of gambling transfers. They are also the slowest route at most partners, because the casino's review, printing, shipping and bank clearing all happen in sequence.
The table below sets out each partner's published figures. Rows marked third-party come from review sites and are reported, not confirmed by the casino.
Check withdrawal terms by partner casino
Casino
Minimum
Maximum
Fee
Timing
Source
SlotoCash
$150
$2,500 (banking page) or $3,000 (payout page)
$60 (banking page) or $30 (payout page)
2 business days to process; one request a week
Casino's own pages, which conflict
Miami Club
$150
$3,000 a week
$60
4–12 business days after processing
Casino's banking page
Decode
Not listed
$3,000 a week
$30
4–6 business days
Third-party review
Silver Oak
$100
$2,500
$0–$25
7–10 days, after a 7–10 business day review
Casino's banking page and terms
Planet 7
Not published
$2,500 a week (reported)
None reported
Pending 5–7 days, then 7–9 days
Third-party reviews
Royal Ace
Not published
$2,500 a week (reported)
None reported
Pending 7–10 days, then 10–14 days
Third-party reviews
Slot Madness
Not published
$2,500 a week (reported)
None reported
Pending 7–10 days, then 10–14 days
Third-party reviews
SlotoCash shows the clearest conflict. Its SlotoCash banking page (opens in a new tab) lists a courier check at $60 with a $2,500 maximum, while its payout methods page lists $30 and a maximum printed as $3.000. Both are the casino's own pages, so check the cashier on the day you request.
Miami Club's Terms of Use (v2.1, September 28, 2026, section 1.6) list the United States as a prohibited jurisdiction, while the site owner's affiliate program confirms US players are accepted. Confirm your eligibility at sign-up.
Check payout fees in dollars
Like a wire, a check usually carries a flat fee, so the share it takes falls as the check gets bigger. Here is the arithmetic at published fees.
Net amount after a flat check fee
Check amount
Fee
Net to you
Fee as a share
$150
$60
$90
40%
$500
$60
$440
12%
$500
$30
$470
6%
$1,000
$25 (Silver Oak's top fee)
$975
2.5%
$3,000
$60
$2,940
2%
A $150 check at Miami Club's published $60 fee leaves $90, because $60 ÷ $150 = 40%. Waiting until you can cash out closer to the maximum cuts the fee's share sharply, though weekly caps still apply. Compare other charges on our withdrawal fees page.
How to request a check payout step by step
Follow this order to avoid the most common holdups. Casinos lay out their cashiers differently, so match each step to what you see.
Confirm your profile address is your current street address and matches the proof of address you will upload.
Complete verification: photo ID and a recent utility bill at most partners, with a selfie holding your ID at some. Our account verification guide lists what each asks for.
Make sure any bonus wagering is finished, or the request may be refused.
Open the cashier, choose check or courier check, and read the minimum, maximum and fee shown.
Request an amount that respects the weekly cap; SlotoCash allows one check request a week by its payout page.
Save the confirmation and request date, and leave the request pending rather than reversing it.
Watch for a tracking notice or email, and be available to receive the courier delivery.
Deposit the check at your bank, ask about any hold, and log the amount for your tax records.
How long do casino check payouts take?
Expect the longest wait of any method. There are four stages, and each one has its own clock.
Where the time goes in a check payout
Stage
What happens
Published or reported time
Pending review
Casino checks documents, bonus terms and play
48 business hours (SlotoCash) to 7–10 business days (Silver Oak)
Printing and dispatch
Processor issues the check
Included in the method time below
Courier delivery
Check travels to your address
4–12 business days (Miami Club); 7–10 days (Silver Oak)
A courier delivery needs someone to receive it, so use an address where that is practical. A mismatch between the delivery address and your verified address is a common reason for a request to stall.
Once it arrives, deposit it at your bank or credit union. Ask how long the bank will hold the funds and whether a check drawn on a foreign account is treated differently; banks set these rules themselves. Keep a photo of the check and the deposit receipt.
If a check is lost or arrives damaged, contact the casino straight away with your request date and amount. There is no state regulator for offshore casinos, so your paper trail is your main leverage; our guide on how to file a casino complaint covers next steps.
Check payouts vs bank wire vs Bitcoin
Each route suits a different player. This comparison uses partners' published figures.
Pros
No crypto wallet or exchange account needed.
No price risk: a $1,000 check is worth $1,000.
Higher weekly maximum at some partners ($3,000 at Miami Club and Decode, reported).
Works if your bank is wary of incoming international wires.
Cons
Usually the slowest method, with courier time plus bank clearing.
Flat fees up to $60 take a large share of small checks.
Needs a deliverable street address that matches your documents.
Lost or delayed checks are hard to chase with an offshore payer.
If you want the money in your account without a paper step, read our bank wire guide. If speed and low fees matter more, compare Bitcoin casino banking, keeping in mind that crypto values move.
Check payout problems and fixes
My check request was declined
Look for an unfinished bonus, a missing document or an amount below the $100–$150 minimum. Fix the cause and request again.
The check is late
Count business days from when the casino marked it processed, not from your request. If it is past the published window, ask support for a tracking reference.
The check bounced or my bank refused it
Ask your bank for the exact reason in writing, then send it to the casino and ask for a replacement by another method. Keep every email.
State law decides whether playing is lawful where you live. Only seven states license online casinos, and our partners hold none of those licenses. The Michigan Gaming Control Board has named Slot Madness in an August 14, 2025 cease-and-desist action (opens in a new tab) and SlotoCash in an October 8, 2026 action (opens in a new tab), calling them illegal offshore operators. Royal Ace appears in none of the board's three releases covering our partners.
Winnings paid by check are still taxable federal income. The IRS instructions for Form W-2G (opens in a new tab) set a $2,000 reporting threshold for slot winnings in 2026, though an offshore casino may never send you the form. From 2026, the loss deduction is reported to be capped at 90% of losses; check IRS guidance and see our gambling taxes page.
Gambling should stay a paid pastime. For free, confidential help, call or text 1-800-MY-RESET (1-800-697-3738).
Partner casinos that pay out by check
Each casino below lists check withdrawals, so the steps in this check payouts guide apply to them. They are offshore and not licensed by any US state; check your state's law before you play. Losses are likely over time because of the house edge.
SlotoCash Casino: $6,000 Welcome Bonus + 60 Free Spins, via our link (new players, 21+ or 18+ where allowed, terms apply). Its bonus terms say 25x (deposit + bonus), a $20 minimum per bonus and no max cashout; the casino's own site advertises a different package. See our SlotoCash withdrawals page.
Royal Ace Casino: $2,500 Welcome Bonus + 35 Free Spins, via our link (new players, 21+ or 18+ where allowed, terms apply). Third-party sources disagree: one reports 30x (bonus + deposit) on slots with a max cashout of 10x the deposit, and another lists a 250% up to $2,500 offer with wagering not shown. Card deposits start at a reported $30. Read our Royal Ace review.
Slot Madness Casino: $2,500 Welcome Bonus + 50 Free Spins, via our link (new players, 21+ or 18+ where allowed, terms apply). Reviewers report 30x (bonus + deposit) on slots, a $30 minimum deposit and no max cashout.
Bonuses and spins are slot-focused; table games are often excluded or weighted lower. The terms shown at sign-up apply. We earn a commission from these links, and that shapes the order shown.
Ad21+ (18+ where allowed). Ranked by us in a commercial order; we earn commission from these links. Advertiser disclosure
Each casino below lists check withdrawals, on its own banking pages or in third-party reviews. They are offshore and not licensed by any US state. 21+ (18+ where allowed); terms apply.
SlotoCash Casino#1 on our listBiggest bonus on our list
Published terms (casino terms): SlotoCash advertises up to $7,777 + 300 spins over five deposits on its own site. Eligible games: Slots, keno and scratch cards (progressive jackpots excluded).
Who runs it: License not shown on its site; reported as a Deckmedia N.V. brand (Curaçao). Regulator notes: Named in a Michigan Gaming Control Board cease-and-desist release, October 8, 2026.
21+ (18+ where allowed). New players. Min deposit $20 per bonus. Wagering 25x deposit + bonus. Max cashout: None stated. Withdrawal cap $5,000 / week. Terms source: casino terms. Terms apply. Offer checked October 28, 2026.
Royal Ace Casino#6 on our listSlots and specialty games
Published terms (reported): Third-party reviews disagree on the package (200% up to $4,000, or 250% up to $2,500 + 35 spins); the casino site could not be checked directly. Eligible games: Slots and specialty games (reported).
Who runs it: License not shown; third parties report Costa Rica or none. Regulator notes: Third parties report it does not accept Ohio players.
21+ (18+ where allowed). New players. Min deposit $30 (reported). Wagering 30x deposit + bonus on slots (reported). Max cashout: 10x deposit (reported). Withdrawal cap $2,500 / week (reported). Terms source: reported. Terms apply. Offer checked October 28, 2026.
Published terms (reported): Third-party reviews report a 275% match up to $2,750 with code MAD275; the casino site could not be checked directly. Eligible games: Slots and keno (reported).
Who runs it: License not shown; third parties report Anjouan, Costa Rica or none. Regulator notes: Named in a Michigan Gaming Control Board cease-and-desist release, August 14, 2025.
21+ (18+ where allowed). New players. Min deposit $30 (reported). Wagering 30x deposit + bonus (reported). Max cashout: None (reported). Withdrawal cap $2,500 / week (reported). Terms source: reported. Terms apply. Offer checked October 28, 2026.
These casinos are offshore operators. They are not licensed or regulated by any US state, and state consumer protections do not apply. Check the law in your state before you play. Terms marked “reported” come from third-party reviews; the terms shown at sign-up apply.
21+ (18+ where allowed). Every casino game has a built-in house edge, so over time you should expect to lose what you stake. Set a budget before you play and stop when it’s gone: responsible gambling tools and free help. Gambling problem? Call or text 1-800-MY-RESET (1-800-697-3738).
Frequently asked questions
How long does a casino check payout take to arrive?
Usually one to three weeks from your request. The casino's review comes first, then printing and courier delivery, then your bank's clearing. Miami Club lists 4–12 business days after processing, Silver Oak describes a 7–10 business day review plus 7–10 days for the payment, and third-party reviews report longer waits at some partners. See our withdrawal times page for every method side by side.
How much does a casino charge to send a check?
Published partner fees range from $0 to $60. Miami Club lists $60, Silver Oak $0–$25, a third-party review reports $30 at Decode, and SlotoCash shows $60 on one page and $30 on another. Reviewers report no fee at Planet 7, Royal Ace and Slot Madness. On a small check, a flat fee takes a big share, so read whether casinos charge fees before choosing.
What is a check by courier?
It is a paper check that the casino's processor sends to your address by courier rather than ordinary mail. You then deposit it at your bank like any other check. It suits players who prefer not to use crypto or receive wires, at the cost of time and a flat fee at most partners. Our short answer on what a check by courier is covers the basics.
Can I get a casino check sent to a P.O. box?
Plan on a street address. A courier needs somewhere to deliver, and casinos verify your address against a recent utility bill, so a delivery address that differs from your documents can stall the request. None of our partners publishes a P.O. box policy, so ask support before you request. Our guide to KYC documents explains what proof of address casinos accept.
What is the minimum check withdrawal?
Published partner minimums are $100 or $150. Silver Oak lists $100, while SlotoCash and Miami Club list $150. Decode, Planet 7, Royal Ace and Slot Madness have no check-specific minimum in the sources we have. Because the fee is flat, withdrawing the minimum is the most expensive way to use a check; our answer on the minimum withdrawal explains the trade-off.
Are check payouts safer than crypto withdrawals?
They remove crypto's price swings and wallet mistakes, but they are slower and harder to trace if lost. Neither method gets state-backed protection when the casino is offshore. A check suits players who value a fixed dollar amount over speed. If you are weighing crypto instead, read whether Bitcoin is safe for casinos first.
Why is my casino check withdrawal still pending?
Most often a document is missing, a bonus is still active, or a weekly cap has been reached. SlotoCash allows one check request a week by its payout page, and caps of $2,500 to $3,000 apply per check or per week across partners. Ask support what is outstanding, and avoid reversing the request. Our answer on why a withdrawal is pending lists the usual causes.
Are casino winnings paid by courier check taxable?
Yes, gambling winnings are taxable federal income regardless of how they are paid. An offshore casino may not issue a W-2G, so keep your own log of deposits, withdrawals and checks received. Starting with the 2026 tax year, the loss deduction is reported to be capped at 90% of losses; check IRS guidance. Our guide to keeping gambling records shows a simple method.
What is the maximum check withdrawal at an online casino?
At our partner casinos, published check maximums run from $2,500 to $3,000 per check or per week. Miami Club's banking page lists $3,000 a week, Silver Oak lists $2,500, and a third-party review reports $3,000 a week at Decode. SlotoCash's own pages conflict, giving $2,500 on its banking page and $3,000 on its payout page. Reviewers report $2,500 weekly caps at Planet 7, Royal Ace and Slot Madness. Anything above the cap is paid in later installments. Check the cashier on the day you request, and see our pages on withdrawal limits and weekly withdrawal limits.
How many checks would a $7,500 casino win take?
At a $2,500 weekly check cap, a $7,500 win needs three separate checks over at least three weeks: $2,500, then $2,500, then $2,500. Each check carries its own flat fee, so at a $60 fee you'd pay $180 in total and receive $7,320. At a $3,000 cap, such as Miami Club's, it's still three checks ($3,000, $3,000 and $1,500), with the same three fees. Review, courier and bank clearing time comes on top of each one. A bank wire or Bitcoin may suit large sums better. Compare routes in our bank wire guide and the withdrawal fees page.
How long does SlotoCash take to send a check?
SlotoCash publishes processing within 2 business days, but courier delivery and your bank's clearing time come after that, so the full wait is longer. Its payout page allows one check request a week, and its two banking pages conflict on the details: one lists a $60 fee and a $2,500 maximum, the other $30 and $3,000. The minimum check is $150. Verify your account before you request so the review doesn't stall, and confirm the current fee in the cashier. See our SlotoCash withdrawals and SlotoCash banking pages.
What should I do if my casino check is lost in the mail?
Contact the casino's support straight away with your request date, the amount and any tracking reference, and ask in writing for the check to be canceled and reissued. Count business days from when the casino marked the payout processed before you report it lost, since courier times run to about two weeks at some partners. Offshore casinos aren't overseen by a US state regulator, so your own records are your main leverage. Keep screenshots of the request and every email. If support stops replying, follow our guides to filing a casino complaint and casino ADR and complaints.
Will my bank hold a casino check before I can use the money?
Possibly: your bank, not the casino, decides how long a deposited check is held before the funds become available. A check drawn on a foreign account may be treated differently from a domestic one, so ask your bank or credit union before you deposit it. If the bank refuses or returns the check, ask for the reason in writing, send it to the casino and request a replacement by another method. Keep a photo of the check and the deposit receipt. Our check by courier page and the guide to keeping gambling records explain what to save.
Is a check payout better than a bank wire from an online casino?
A check suits players who want a fixed dollar amount without crypto and whose banks are wary of incoming wires, while a wire usually reaches your account without a paper step. Both carry flat fees at most partners: Miami Club lists $60 for checks and $50 for wires. Timing is similar on paper, with Miami Club listing 4–12 business days for checks and 1–10 business days for wires after processing. Checks add courier delivery and bank clearing, and a lost check is hard to chase. Compare the options in our bank wire guide and the answer to what is a bank wire withdrawal.
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