The Moby Dick slot is a 2013 RealTime Gaming game with a whaling theme, five reels, 20 betways and a listed RTP of 97.13%, which is high by RTG standards. That figure means a long-run cost of about $2.87 per $100 wagered. Here's what the features do, what the numbers mean at different stakes, and how a bonus changes the math.
A third-party catalog lists Moby Dick's RTP at 97.13%, a house edge of 2.87%.
At that edge, $50 wagered costs about $1.44 on average, at any stake size.
The listed max win is 5,000x the bet; volatility isn't published.
Some bonuses cap cashouts below what a top win could pay, so read the max cashout rule.
It's an RTG title, mainly found at offshore casinos that no US state licenses.
Developer
RealTime Gaming / SpinLogic Gaming
Layout
5 reels x 3 rows
Paylines
20 betways (lines or ways not specified)
RTP
97.13% (single third-party source)
Volatility
Not published
Max win
5,000x bet (third-party listing)
Released
November 21, 2013
Moby Dick slot basics: specs and theme
Moby Dick borrows Herman Melville's white whale for a sea-and-whaling slot from RealTime Gaming. It dates from November 2013, which makes it one of the older games still listed in the RTG catalog, and it keeps to a simple feature set: wilds, free spins and a bonus game.
The RTP comes from a single third-party catalog. We couldn't find a second source, and RTG's site couldn't be checked, so confirm it in the game's help screen at your casino before relying on it.
Moby Dick wilds, free spins and bonus game
The listing confirms three features, and nothing more detailed than that. Here's what each one does in general terms.
Wild: stands in for regular symbols to complete winning combinations.
Free spins: a round of spins at the triggering stake, at no extra cost. The trigger and number of spins are set out in the in-game paytable.
Bonus game: a separate feature from the free spins. The catalog doesn't describe its format, so check the game's rules for what it involves.
With only 20 betways and a short feature list, Moby Dick is a straightforward game to learn. That's useful if you want to understand exactly what you're playing before you stake real money.
What a 97.13% RTP means in dollars
RTP is the share of all stakes a slot pays back over a very large number of spins. At 97.13%, the house keeps 2.87% on average. Your expected loss is therefore total wagered × 0.0287, and the table shows that at different levels of play.
Moby Dick expected cost at a 2.87% house edge
Total wagered
Example
Expected loss
$50
200 spins at $0.25
$1.44
$50
50 spins at $1
$1.44
$50
10 spins at $5
$1.44
$300
300 spins at $1
$8.61
$1,000
200 spins at $5
$28.70
These are averages, not predictions. Over a $50 session, actual results swing far more than $1.44 in either direction, and most short sessions end below or above the average by a wide margin. RTP only becomes visible across hundreds of thousands of spins, which how slot RTP works explains in more detail.
A high RTP lowers the average cost; it doesn't make winning likely. The house edge still means losses are the expected result over time.
Choosing a stake on Moby Dick without a volatility rating
Moby Dick's volatility isn't published, so you can't tell from the specs whether it pays little and often or rarely and big. A sensible approach is to start small and let your own session show you the rhythm.
Set your total budget first, for example $50.
Divide it by 100 to 200 to get a starting stake ($0.25 to $0.50 for a $50 budget).
Play a set number of spins and note how often features appear, without raising your stake to chase them.
Stop when the budget is spent or your time limit is up, whichever comes first.
With a 5,000x max win, the top prize on a $0.25 spin is $1,250, and on a $1 spin it's $5,000. The cap is reached very rarely, so don't size your stake around it. Our slot volatility explained guide shows how the same RTP can feel very different from game to game.
Moby Dick with a casino bonus: a worked example
Because the RTP is known, Moby Dick is a good game for showing how a bonus really works. Take a $100 deposit with a 100% match ($100 bonus) and 30x wagering on bonus plus deposit, a structure several RTG casinos use.
Wagering required: ($100 + $100) × 30 = $6,000.
Expected loss while wagering: $6,000 × 2.87% = $172.20.
Bonus received: $100.
Expected result: $100 − $172.20 = about −$72, before any max cashout cap.
Even on a high-RTP slot, a deposit-plus-bonus wagering requirement can cost more than the bonus is worth. Lower wagering, or wagering on the bonus only, changes the picture. Our expected value of a bonus guide walks through the full method.
A max cashout cap matters too. One third-party listing reports Planet 7's 200% welcome offer with a $1,000 max cashout. A 5,000x win at $1 a spin would be $5,000, but under that cap you could only withdraw $1,000 from bonus play. See max cashout explained.
Other RTG sea and ocean slots to compare
If the nautical theme appeals, RTG has several other sea games. Only some have a listed RTP, which makes Moby Dick's published figure stand out.
On the listed figures, Moby Dick has the lowest house edge of the group. For a ranked view of high-return games, see best high RTP casinos or browse every title in our slot reviews.
Where to play Moby Dick for real money in the USA
No source we checked names Moby Dick in a specific casino's lobby. As an RTG game, it's most likely at casinos running RTG or SpinLogic software, but older titles aren't always kept in every lobby, so search for it before depositing.
Third-party reviews describe Planet 7, Royal Ace and Slot Madness as RTG casinos. Their reviews cover what third parties report in each lobby.
Is the Moby Dick slot legal in the USA? Law and tax
Only seven states license real-money online casinos: New Jersey, Pennsylvania, Michigan, West Virginia, Delaware, Connecticut and Rhode Island. RTG games like Moby Dick are typically offered by offshore casinos, which no US state licenses or regulates, and state law is what decides whether playing is allowed where you live. Start with offshore casinos legality.
Offshore play means no state regulator to complain to and no state protection for deposits. If a payout stalls, your options are the casino's own process and third-party complaint sites, covered in how to file a casino complaint.
Winnings are taxable federal income. Slot wins of $2,000 or more paid in 2026 meet the IRS W-2G reporting threshold, and you owe tax whether or not a form is issued. See do I pay tax on casino winnings.
Moby Dick slot casinos with an offer via our links
These partners run RealTime Gaming software according to third-party reviews, though none is confirmed to carry Moby Dick. All three are offshore and not licensed by any US state, so check your state's law first. Offers are for new players aged 21+ (18+ where allowed), terms apply, and we earn a commission through these links; our order is commercial.
Royal Ace Casino: $2,500 Welcome Bonus + 35 Free Spins, via our link (new players, 21+ or 18+ where allowed, terms apply). Third-party sources disagree, listing either a 200% match with 30x (bonus plus deposit) slot wagering and a 10x-deposit max cashout, or a 250% match with 35 spins.
Slot Madness Casino: $2,500 Welcome Bonus + 50 Free Spins, via our link (new players, 21+ or 18+ where allowed, terms apply). Third-party reviews report 30x (bonus plus deposit) slot wagering, a $30 minimum deposit and no max cashout. Michigan named it on August 14, 2025 (opens in a new tab).
Bonuses at these casinos are slot-focused; table games are often excluded or weighted lower. Because sources conflict, check each casino's current terms before you deposit, and see max cashout rules for how caps work.
Ad21+ (18+ where allowed). Ranked by us in a commercial order; we earn commission from these links. Advertiser disclosure
All three run RealTime Gaming software according to third-party reviews. No source names Moby Dick in their lobbies, so check before you deposit.
Planet 7 Casino#5 on our listRealTime Gaming slots
Published terms (reported): Third-party reviews report a 200% match with code WELCOME200; the casino site could not be checked directly. Eligible games: Slots (reported).
Who runs it: License not shown; third parties report Costa Rica or none. Regulator notes: Named in a Michigan Gaming Control Board cease-and-desist release, April 9, 2025.
21+ (18+ where allowed). New players. Min deposit $30 (reported). Wagering 30x deposit + bonus (reported). Max cashout: $1,000 (reported). Withdrawal cap $2,500 / week (reported). Terms source: reported. Terms apply. Offer checked October 28, 2026.
Royal Ace Casino#6 on our listSlots and specialty games
Published terms (reported): Third-party reviews disagree on the package (200% up to $4,000, or 250% up to $2,500 + 35 spins); the casino site could not be checked directly. Eligible games: Slots and specialty games (reported).
Who runs it: License not shown; third parties report Costa Rica or none. Regulator notes: Third parties report it does not accept Ohio players.
21+ (18+ where allowed). New players. Min deposit $30 (reported). Wagering 30x deposit + bonus on slots (reported). Max cashout: 10x deposit (reported). Withdrawal cap $2,500 / week (reported). Terms source: reported. Terms apply. Offer checked October 28, 2026.
Published terms (reported): Third-party reviews report a 275% match up to $2,750 with code MAD275; the casino site could not be checked directly. Eligible games: Slots and keno (reported).
Who runs it: License not shown; third parties report Anjouan, Costa Rica or none. Regulator notes: Named in a Michigan Gaming Control Board cease-and-desist release, August 14, 2025.
21+ (18+ where allowed). New players. Min deposit $30 (reported). Wagering 30x deposit + bonus (reported). Max cashout: None (reported). Withdrawal cap $2,500 / week (reported). Terms source: reported. Terms apply. Offer checked October 28, 2026.
These casinos are offshore operators. They are not licensed or regulated by any US state, and state consumer protections do not apply. Check the law in your state before you play. Terms marked “reported” come from third-party reviews; the terms shown at sign-up apply.
21+ (18+ where allowed). Every casino game has a built-in house edge, so over time you should expect to lose what you stake. Set a budget before you play and stop when it’s gone: responsible gambling tools and free help. Gambling problem? Call or text 1-800-MY-RESET (1-800-697-3738).
Frequently asked questions
What is the RTP of the Moby Dick slot?
A third-party game catalog lists Moby Dick's RTP at 97.13%, which means a house edge of 2.87%. That's one source only, so confirm it in the game's help screen at your casino. At that figure, every $100 you wager costs about $2.87 on average over the long run. Our RTP glossary entry explains what the number does and doesn't tell you.
What is the max win on Moby Dick?
The listed max win is 5,000x the total bet: $1,250 on a $0.25 spin, $5,000 on a $1 spin and $25,000 on a $5 spin. It's reached very rarely by design. If you're playing with a bonus, a max cashout cap may limit what you can withdraw from bonus play. Read what is max cashout before opting in.
Who made the Moby Dick slot?
Moby Dick was made by RealTime Gaming and released in November 2013. RTG now also distributes its games under the SpinLogic Gaming name in the US, so the logo you see may differ. RTG was founded in Atlanta in 1998, according to Wikipedia's RTG article (opens in a new tab), and its games are mostly found at offshore casinos. See our RTG casinos page.
Is Moby Dick a good slot to clear a bonus on?
It's a reasonable candidate if it counts toward wagering, because a 97.13% listed RTP means a lower expected cost than many slots. Even so, 30x wagering on deposit plus bonus can cost more than the bonus is worth, as the worked example on this page shows. Check the game list and max bet rule first. Our best bonus for slots guide compares structures.
Is Moby Dick high or low volatility?
Moby Dick's volatility isn't published in the sources we checked. Its feature set is simple and its max win is a moderate 5,000x, but that isn't enough to rate it. Start with small stakes so you can see how it behaves before committing more. Our what is volatility answer explains how volatility and RTP differ.
Can I play Moby Dick for free?
Some RTG casinos offer practice play, but we haven't confirmed a demo of Moby Dick at a specific casino. If one is available, demo credits have no cash value, and demo results don't predict real-money results. It is a good way to read the paytable and see the bonus game. Our free slots vs real money guide covers the differences.
Where can I play Moby Dick in the US?
No source names Moby Dick at a specific casino, so search the lobby of any RTG or SpinLogic casino before depositing. Those casinos are offshore and not licensed by any US state; only seven states license online casinos at all. Check your state's position on our states hub and read are offshore casinos safe.
Does Moby Dick have a progressive jackpot?
No progressive jackpot appears in Moby Dick's listing; its features are a wild, free spins and a bonus game. That matters for bonus play, because some casinos exclude progressive jackpot slots from welcome offers. If you're interested in RTG's pooled jackpots, see our page on the RTG progressive jackpot system, which covers games such as Aztec's Millions.
Can I play Moby Dick in Massachusetts?
Not on any Massachusetts-licensed site, since the state licenses sports betting but not online casinos. The Massachusetts Gaming Commission says offshore operators aren't licensed by any state, and the attorney general has sent cease-and-desist letters to offshore brands, including Bovada in October 2024 and BetOnline.ag and Sportsbetting.ag in June 2025. Seven online sportsbooks are licensed, and the state has three commercial casinos. Players in Boston, Worcester and Springfield should read our Massachusetts online casinos page and can I play online casinos in Massachusetts.
Can I play Moby Dick on my phone?
Probably, if the casino still carries this 2013 game, since all three partners here run in a mobile browser. Third-party reviews describe instant play in the browser with no app at Planet 7, instant play, mobile and download versions at Royal Ace, and browser play on Android and iPhone at Slot Madness. Older RTG titles aren't always kept in every mobile lobby, so search for Moby Dick on your phone before you deposit. Our instant play explainer covers how browser casinos work.
How long do Moby Dick withdrawals take?
Plan for one to three weeks at these casinos, and possibly longer, based on third-party reports. AskGamblers lists 5 to 7 pending days and 7 to 9 days for bank transfers at Planet 7, and 7 to 10 pending days plus 10 to 14 for transfers at Royal Ace and Slot Madness, with no weekend cashouts. LCB reports delayed payments at all three. Each is reported to cap withdrawals at $2,500 a week, so a 5,000x win at $1 would take two weeks to clear. See pending withdrawals explained.
How does Moby Dick compare with Crystal Waters?
Crystal Waters edges Moby Dick on listed RTP, 97.5% against 97.13%, but it plays very differently. Crystal Waters, from 2011, is rated high volatility, lists a 20,000x max win and carries a progressive jackpot, which some casinos exclude from bonus play. Moby Dick, from 2013, has no volatility rating, a 5,000x max win and no progressive. On $1,000 staked, the average costs are $25 and $28.70. For bonus wagering, Moby Dick avoids progressive exclusions. Read the Crystal Waters review.
What is the minimum deposit to play Moby Dick?
It's $30 by card or $5 by Bitcoin Lightning at the three casinos linked here, according to third-party listings. At the listed 2.87% edge, $30 staked once costs about 86 cents on average, which makes Moby Dick one of the cheaper RTG slots per dollar on the published figures. Bonus offers can set their own minimums, so read the code's terms. Planet 7's withdrawal minimum is reported at $50 or $100, so a small balance may not be cashable right away. See casino minimum deposits.
Is Moby Dick legit?
Moby Dick is a genuine RTG game from November 2013, and third-party sources report RTG's games are tested by Technical Systems Testing. Whether a particular casino is trustworthy is a separate question. Planet 7 and Slot Madness were named by Michigan's regulator as illegal offshore operators, in April 2025 and August 2025, while Royal Ace appears in none of the three releases. None of the three is licensed by a US state. Read is Royal Ace legit for one example.
We use no tracking cookies. We store one item in your browser to remember this notice. Casino sites may set their own cookies after you follow an advert link. Cookie policy
