The Naughty List slot is a RealTime Gaming Christmas game released on December 2, 2014, with 5 reels, 3 rows and 50 betways. Catalog data rates it medium volatility, lists a bonus game, free spins and a progressive jackpot, and gives a modest 2,500x fixed top win. Its RTP isn't published.
Naughty List (RTG, December 2014) is a 5x3, 50-betway holiday slot rated medium volatility.
Its fixed top win is listed at just 2,500x, so the progressive jackpot is the only large prize.
No RTP is published, and part of each stake likely feeds the jackpot pool.
Silver Oak's terms exclude progressive slots from bonus play, so check eligibility before using a bonus.
Developer
RealTime Gaming (RTG), also distributed as SpinLogic Gaming
RTP
Not published
Volatility
Medium (third-party data)
Layout
5 reels x 3 rows
Paylines
50 betways (lines or ways not specified)
Max win
2,500x bet fixed (third-party), plus progressive jackpot
Released
December 2, 2014
Naughty List slot: the short version
Naughty List is a mid-series entry in RealTime Gaming's long-running Christmas theme, released in time for the 2014 holidays. It shares the classic 5x3, 50-betway frame of the original Naughty or Nice but carries a medium rather than high volatility rating.
The unusual part is the prize structure. The Naughty List slot's fixed top win is listed at 2,500x, which is low for RTG. Almost all of the game's large-prize potential sits in its progressive jackpot. That shapes how it plays: frequent modest outcomes from the reels, with a rare jackpot on top.
You'll find the rest of RTG's catalog in our slot reviews.
Naughty List slot specs and RTP
These figures come from a third-party catalog because RTG's pages couldn't be reached. Treat them as reported.
With no published RTP, there's no way to compare its cost with other games. On a progressive slot, some of each stake usually funds the pool, so the return from the reels alone is lower than the full figure would be.
Why a 2,500x top win changes how Naughty List plays
Most RTG slots list fixed ceilings in the tens of thousands. A 2,500x cap is unusually low, and it says something about the game's design: the reels are tuned toward smaller, more contained wins, with the jackpot carrying the long-shot appeal. That fits the medium rating.
There's a practical upside at offshore casinos. Here's what the cap means in dollars, and how it sits against weekly withdrawal limits and the federal reporting threshold.
Naughty List's 2,500x ceiling in dollars
Stake
2,500x win
vs $2,500 weekly cap
W-2G reportable ($2,000+)?
$0.25
$625
Within one week
No
$0.50
$1,250
Within one week
No
$1
$2,500
Exactly one week's cap
Yes
$5
$12,500
Five weeks
Yes
Third-party reviews report $2,500 weekly caps at Planet 7 and Royal Ace, and Silver Oak's own terms set weekly limits from $2,500. Slot wins of $2,000 or more are reportable on Form W-2G for 2026 payments, per the IRS W-2G instructions (opens in a new tab), and all gambling winnings are taxable income regardless. A jackpot would be another matter entirely; see cashing out big wins.
Naughty List free spins, bonus game and jackpot
Our sources list the features but not their rules, so we won't guess at trigger counts or prize values. Here's what each does in general terms:
Bonus game: a separate feature round away from the main reels. Its format isn't recorded in our data.
Free spins: an in-game round at your triggering stake. It isn't a casino promotion and has no wagering attached.
Progressive jackpot: a growing prize pool. RTG uses several jackpot types, explained in our RTG progressive jackpot system page.
Wild and scatter: the wild substitutes to complete wins; the scatter counts anywhere and usually starts a feature. See scatter symbols.
Naughty List vs the Naughty or Nice series
RTG built a family of games around Santa's list. Here's how Naughty List sits among them on the figures in our catalog data.
RTG's Naughty or Nice family (third-party data)
Slot
Released
Betways
Volatility
Fixed top win
Naughty or Nice
April 2010
50
High
35,000x
Naughty or Nice Spring Break
February 2014
30
Medium
15,000x
Naughty List
December 2014
50
Medium
2,500x
The Nice List
December 2015
1,024 ways
Not published
12,500x
Naughty or Nice III
November 2018
30
Medium
250,000x (unconfirmed)
Naughty List has the smallest fixed ceiling of the group by a wide margin. Its companion, The Nice List, switched to 1,024 ways a year later, while Naughty or Nice III went the other way with a 250,000x listing. For more holiday titles, see The Elf Wars.
A $50 Naughty List session at three stake sizes
With a low fixed ceiling and medium volatility, Naughty List is suited to longer, lower-stake sessions. Here's the plain arithmetic.
$0.25 a spin: 200 spins from one pass of $50, or half a cent per betway.
$1 a spin: 50 spins, at two cents per betway.
$5 a spin: 10 spins, at ten cents per betway.
Expected loss is total staked times the house edge. There's no published RTP here, so as a hypothetical only: at a 5% edge, $50 of play costs $2.50 on average at any stake. Raising the bet doesn't change that average, though it does raise the fixed ceiling's dollar value and shortens the session.
For a game like this, $0.25 or $0.50 spins match its design better than $5. Our bankroll management guide covers stop limits. Expect to lose over time; that's what the house edge means.
Can you play Naughty List with a casino bonus?
Maybe not. Progressive jackpot slots are a common exclusion. Silver Oak's terms and conditions (opens in a new tab) list progressives among games excluded from bonus play, and SlotoCash's published welcome terms exclude them too. For Planet 7 and Royal Ace, our sources don't say either way, so read the eligible games list before spinning.
Playing an excluded game with bonus money can void bonus winnings. If you want to clear a bonus on a Christmas slot, a fixed-prize game such as Rudolph's Revenge, which lists no jackpot, is more likely to qualify. Our bonus game weighting page explains the rules.
Bonuses are slot-focused. Table games are often excluded or count for less.
How to play Naughty List for real money
Check what your state's law says about online casinos.
Set a budget and a session length before the holiday promotions start.
Search the lobby for Naughty List, as not every RTG casino carries it.
Read the paytable for the free spins trigger, the bonus game and any jackpot qualifying bet.
If you've claimed a bonus, confirm progressive slots are allowed; if not, play with cash only.
Pick a stake and stop at your limit, whatever the result.
That's set by your state. Seven states license real-money online casinos: New Jersey, Pennsylvania, Michigan, West Virginia, Delaware, Connecticut and Rhode Island. RTG games appear mainly at offshore casinos. See can I get in trouble for playing online casinos for what the law says about players.
Planet 7, Royal Ace and Silver Oak are offshore and not licensed by any US state. Silver Oak publishes an Anjouan license held by Primrose Media Limited; Planet 7 and Royal Ace don't publish one, and third parties report different things. Michigan's Gaming Control Board named Silver Oak and Planet 7 in its April 9, 2025 cease-and-desist release (opens in a new tab), calling them illegal offshore operators; Royal Ace doesn't appear in its releases. There's no state regulator to hear complaints and no state protection of balances.
Where to play the Naughty List slot
Third-party reviews list RTG at Planet 7 and Royal Ace, and Silver Oak's mobile page names RealTime Gaming. No source names Naughty List at any of them, so search the lobby first. We've placed Silver Oak last because its bonus terms exclude progressive slots like this one. All three are offshore and not licensed by any US state; check your state's law.
Planet 7 Casino: $2,750 Welcome Bonus + 45 Free Spins, via our link (new players, 21+ or 18+ where allowed, terms apply). Third-party reviews report a WELCOME200 code with 30x (bonus + deposit) on slots, a $1,000 max cashout and a $30 card minimum ($5 by Lightning Bitcoin). Official terms weren't verified. See the Planet 7 Casino review.
Royal Ace Casino: $2,500 Welcome Bonus + 35 Free Spins, via our link (new players, 21+ or 18+ where allowed, terms apply). Reviewers report 30x (bonus + deposit) on slots, 60x on blackjack and video poker, a max cashout of 10x the deposit and a $30 card minimum. Sources disagree on the match, so go by the terms at sign-up. Our Royal Ace Casino review has more.
Silver Oak Casino: $2,500 Welcome Bonus + 50 Free Spins, via our link (new players, 21+ or 18+ where allowed, terms apply). Silver Oak's own site publishes a different package, 100% on each of the first ten deposits, with 30x on the offer page versus 40x on slots in its terms, no max withdrawal and a $30 minimum deposit. Progressives are excluded. See the Silver Oak Casino review.
We earn commission from these partners and rank them commercially. The house edge means losses are likely over time. For free, confidential support, call or text 1-800-MY-RESET (1-800-697-3738) or visit NCPG's help and treatment page (opens in a new tab).
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All three partners list RTG software, but no source confirms Naughty List in their lobbies. Silver Oak is listed last because its published terms exclude progressive jackpot slots from bonus play.
Planet 7 Casino#5 on our listRealTime Gaming slots
Published terms (reported): Third-party reviews report a 200% match with code WELCOME200; the casino site could not be checked directly. Eligible games: Slots (reported).
Who runs it: License not shown; third parties report Costa Rica or none. Regulator notes: Named in a Michigan Gaming Control Board cease-and-desist release, April 9, 2025.
21+ (18+ where allowed). New players. Min deposit $30 (reported). Wagering 30x deposit + bonus (reported). Max cashout: $1,000 (reported). Withdrawal cap $2,500 / week (reported). Terms source: reported. Terms apply. Offer checked October 28, 2026.
Royal Ace Casino#6 on our listSlots and specialty games
Published terms (reported): Third-party reviews disagree on the package (200% up to $4,000, or 250% up to $2,500 + 35 spins); the casino site could not be checked directly. Eligible games: Slots and specialty games (reported).
Who runs it: License not shown; third parties report Costa Rica or none. Regulator notes: Third parties report it does not accept Ohio players.
21+ (18+ where allowed). New players. Min deposit $30 (reported). Wagering 30x deposit + bonus on slots (reported). Max cashout: 10x deposit (reported). Withdrawal cap $2,500 / week (reported). Terms source: reported. Terms apply. Offer checked October 28, 2026.
Silver Oak Casino#4 on our listBonus on 10 deposits
Published terms (casino terms): Silver Oak advertises a 100% match on each of its first ten deposits (up to $10,000 in total) with codes SILVEROAK1–10. Eligible games: Slots, keno, scratch cards (table games at 60x; many games excluded).
Who runs it: Primrose Media Limited, licensed in Anjouan (its terms). Regulator notes: Named in a Michigan Gaming Control Board cease-and-desist release, April 9, 2025.
21+ (18+ where allowed). New players. Min deposit $30. Wagering 30x on the offer page; 40x in the terms. Max cashout: None stated. Withdrawal cap From $2,500 / week. Terms source: casino terms. Terms apply. Offer checked October 28, 2026.
These casinos are offshore operators. They are not licensed or regulated by any US state, and state consumer protections do not apply. Check the law in your state before you play. Terms marked “reported” come from third-party reviews; the terms shown at sign-up apply.
21+ (18+ where allowed). Every casino game has a built-in house edge, so over time you should expect to lose what you stake. Set a budget before you play and stop when it’s gone: responsible gambling tools and free help. Gambling problem? Call or text 1-800-MY-RESET (1-800-697-3738).
Frequently asked questions
What is the RTP of Naughty List?
There's no published RTP for Naughty List in the sources we could check. The catalog leaves it blank and RTG's site couldn't be reached. Because it has a progressive jackpot, part of every stake likely goes into the pool, which lowers the return from ordinary spins. Look for the figure in the game's help screen at your casino. See are RTG games fair for testing background.
What is the max win on Naughty List?
The fixed top win is listed at 2,500x your total bet, from a third-party catalog. That's $2,500 at a $1 stake, which is low for RTG. The progressive jackpot is separate and can be much bigger, depending on how far it has grown. For most sessions, neither prize is a realistic expectation. Our jackpot odds guide explains why.
Is Naughty List the same as Naughty or Nice?
No. Naughty List (December 2014) and Naughty or Nice (April 2010) are separate RTG games with the same 50-betway layout. Naughty or Nice is rated high volatility with a 35,000x listed top win, while Naughty List is rated medium with a 2,500x cap. Both carry progressive jackpots. Read our Naughty or Nice review to compare.
Is Naughty List high volatility?
No, third-party catalog data rates it medium volatility. Combined with its low fixed ceiling, that points to a game built around smaller, steadier wins with the jackpot as the rare extra. Short sessions can still run dry. The rating is an outside estimate rather than an RTG figure. Our what is volatility page explains the term.
Can I use a Silver Oak bonus on Naughty List?
Probably not. Silver Oak's terms and conditions list progressive jackpot games among those excluded from bonus play, and Naughty List has a progressive jackpot. Playing it with bonus money could void your bonus winnings. You can still play it with your own cash. Check the current terms at sign-up, as they can change. See why was my bonus removed.
Does Naughty List have free spins?
Yes, free spins are on the catalog's feature list, along with a bonus game, wilds, scatters and a progressive jackpot. The trigger and number of spins aren't described in our sources, so check the paytable. In-game free spins are part of the slot and carry no wagering, unlike casino free spins offers. See how do free spins work.
When is the best time to play Naughty List?
There's no better or worse time to play any slot for winning purposes; each spin's outcome is random and slots are never "due". The only timing that matters is promotional: offshore casinos often feature Christmas games in December, and holiday bonuses come with their own terms. Read our hot and cold slots myth explainer.
Which casinos offer Naughty List?
No source confirms Naughty List at a specific partner. Planet 7, Royal Ace and Silver Oak list RTG software, so they're reasonable places to look, but search the lobby before depositing. All three are offshore with no US state license. For jackpot-focused options, see our best progressive jackpot casinos page.
Can I play Naughty List on my phone?
Yes, if the casino you use carries Naughty List, you can usually play it in a phone browser rather than an app. Silver Oak's own mobile page describes browser play on iPhone, Android and tablets and names RealTime Gaming, while third-party reviews describe instant play in mobile browsers at Planet 7 and Royal Ace. None of the three lists a dedicated app in our sources, and none confirms this exact title, so search the lobby on your phone first. Our mobile casino guide covers home-screen shortcuts and data use, and is there a casino app explains why app stores don't carry offshore casinos.
Is it legal to play Naughty List in Florida?
No Florida law authorizes online casino games, so playing Naughty List for real money isn't a licensed option there. The Florida Gaming Control Commission says unauthorized casino-style games are criminal under Fla. Stat. 849.08 and 849.15, and on February 3, 2025 it sent cease-and-desist letters to offshore operators with a "bettor beware" warning. Offshore RTG casinos aren't licensed by Florida, so the commission can't help if a payout goes wrong. Players in Jacksonville, Miami and Tampa can read Florida gambling laws and our Florida slots guide for the full picture.
Do I have to pay tax on a Naughty List jackpot?
Yes, any Naughty List win is taxable federal income, whether it's a 2,500x line hit or the progressive jackpot. For payments made in 2026, slot winnings of $2,000 or more are reportable on Form W-2G, which a $1 spin hitting the 2,500x cap would cross. Offshore casinos may not issue the form, but the income is still yours to report. From tax year 2026 the deduction for losses is reported to be capped at 90% of losses; check IRS guidance. See what is a W-2G and our big win taxes guide.
How long would it take to withdraw a big Naughty List win?
A big Naughty List win at an offshore casino usually comes out in weekly installments, not one payment. Third-party reviews report $2,500 weekly caps at Planet 7 and Royal Ace, and Silver Oak's own terms set weekly limits from $2,500, raised by VIP level, with listed processing of 7–10 days per withdrawal. A $12,500 fixed top win on a $5 spin would take about five weeks at $2,500 a week, and a jackpot far longer. Read weekly withdrawal limits and what to do after a big win before you request a payout.
Is Naughty List a good slot for a small budget?
Naughty List suits a small budget better than most RTG slots, mainly because its medium volatility and 2,500x fixed cap point to steadier, smaller wins. At $0.25 a spin, $50 gives 200 spins on one pass, four times as many as at $1, so the same money buys a longer session. Card deposits start at $30 at all three partners on this page, and third-party reviews report $5 Lightning Bitcoin minimums at Planet 7 and Royal Ace. Our low stakes guide and best low deposit casinos list cover the details.
Is the Naughty List slot fair or rigged?
There's no evidence Naughty List is rigged, but its fairness rests on RTG's testing rather than any US state regulator. Third-party sources report that RealTime Gaming's games are tested by Technical Systems Testing (TST), and each spin is set by a random number generator, so past results don't affect the next one. What you can't check is the RTP, because it isn't published for this game. Offshore casinos also aren't audited by any US state. Read are RTG games fair and how RNGs work for the detail.
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