Online Let 'Em Ride is a five-card poker game where you place three equal bets, then get two chances to take the first two back as the cards appear. You never play against a dealer's hand; a pay table decides every result. Here's how it works, the strategy that matters and what it costs in dollars.
You start with three equal bets and can pull back the first two; the third always plays.
A pair of 10s or better is the smallest paying hand, and about 76% of final hands lose.
Computed for the standard pay table with correct decisions, the house edge is about 3.51% of one bet.
No source publishes the RTP of RTG's Let 'Em Ride, so check the game's help screen and pay table.
Casino bonuses are slot-focused; table games are often excluded or weighted lower.
Developer
RealTime Gaming (RTG), per third-party game lists
Game type
Five-card stud poker against a pay table (RNG)
Bets
Three equal bets; the first two can be pulled back
Lowest paying hand
Pair of 10s (standard pay table)
House edge, standard pay table
About 3.51% of one bet (computed)
RTP of RTG version
Not published in the sources checked
What is online Let 'Em Ride?
Online Let 'Em Ride is RealTime Gaming's version of the classic three-bet stud poker game. GamblingNews includes it in its list of RTG table games (opens in a new tab), though no source we found publishes the RTG version's return to player (RTP) or its exact pay table. So this page explains the standard game and tells you what to check in RTG's help screen.
The idea is simple. You get three cards, two community cards are revealed one at a time, and your best five-card hand is paid from a fixed table. Before each community card shows, you can take back one of your bets. That choice is the whole game, and it's why strategy matters more here than in a pure luck game like casino war.
You never beat or lose to a dealer's hand. If you finish with a pair of 10s or better, every bet still riding is paid at the same odds. Anything less, and the bets still on the table lose. If you're new to table games, the games hub has rules for every RTG title we cover.
How to play online Let 'Em Ride, step by step
A round of online Let 'Em Ride takes under a minute, and the software handles the dealing. Here's the order of play in the standard game.
Choose a chip value. The game places three equal bets, often labeled 1, 2 and $ (the last one can't be withdrawn).
Look at your three cards. Decide whether to pull back bet 1 or let it ride.
The first community card turns over. You now see four of your five cards.
Decide whether to pull back bet 2 or let it ride. This choice is separate from the first one, so you can pull bet 1 and still ride bet 2.
The second community card turns over and your five-card hand is graded against the pay table.
Every bet still in play is paid at the listed odds, or lost if the hand doesn't qualify.
Two things often surprise new players. First, pulling back a bet is not a fold: your third bet always plays to the end. Second, there's nothing to beat. Another player's hand, or a dealer hand, has no effect on yours. For a game where you do face the dealer, compare Caribbean Stud Poker or Tri Card Poker.
Let 'Em Ride pay table and hand odds
Every final hand is five random cards from a 52-card deck, because you can't swap cards. That makes the odds easy to count exactly: there are 2,598,960 possible five-card hands. The table below uses the standard Let It Ride pay table, the one most guides quote; RTG's version may differ, so compare it with the pay table inside the game.
Standard pay table and exact five-card frequencies
Hand
Pays
Hands out of 2,598,960
Probability
Royal flush
1,000 to 1
4
0.00015%
Straight flush
200 to 1
36
0.0014%
Four of a kind
50 to 1
624
0.024%
Full house
11 to 1
3,744
0.144%
Flush
8 to 1
5,108
0.197%
Straight
5 to 1
10,200
0.392%
Three of a kind
3 to 1
54,912
2.11%
Two pair
2 to 1
123,552
4.75%
Pair of 10s or better
1 to 1
422,400
16.25%
Anything else
Loses
1,978,380
76.12%
Add up the paying rows and about 23.9% of hands win something. Three out of four lose. That's why the two pull-back decisions exist: they let you cut your exposure on the many hands that start badly and keep more money in play on the few that start well.
The probabilities above are exact counts for a single 52-card deck. They don't depend on your decisions, because pulling a bet back changes how much you have riding, not which cards you get.
Let 'Em Ride strategy: when to pull back your bets
Correct strategy in Let 'Em Ride means leaving a bet in play only when its expected value is positive. We worked out each decision by counting every possible remaining card for the standard pay table. The rules come out short enough to memorize.
Decision 1: three cards showing
Let it ride with any paying hand already made: a pair of 10s or better, or three of a kind.
Ride with three cards to a royal flush (for example 10, jack, queen of hearts).
Let it ride with three suited cards in a row, from 3-4-5 upward. Suited A-2-3 and 2-3-4 are pulled.
Keep the bet up with three suited cards with one gap (like 8-9-J) if at least one is a 10 or higher.
Let it ride with three suited cards with two gaps (like 8-10-Q) if at least two are 10 or higher.
Pull back bet 1 with everything else, including a small pair like 9-9.
Decision 2: four cards showing
Let it ride with any paying hand: a pair of 10s or better, two pair, trips or better.
Ride with four to a flush, even with low cards.
Let it ride with four to an open-ended straight that includes 10s or higher, like 9-10-J-Q.
Pull back bet 2 with everything else.
Sample decisions: expected value per unit if you let it ride (computed, standard pay table)
Cards showing
EV of riding
Decision
10-J-Q suited
+1.48 units
Ride
Pair of 10s
+1.44 units
Ride
5-6-7 suited
+0.21 units
Ride
2-3-4 suited
-0.03 units
Pull back
Pair of 9s
-0.06 units
Pull back
Four to a flush (2-5-9-J suited)
+0.81 units
Ride
9-10-J-Q, mixed suits
+0.38 units
Ride
10-J-Q-2, mixed suits
-0.63 units
Pull back
Two four-card hands sit at exactly zero: a low open-ended straight like 5-6-7-8, and an inside straight with four high cards like 10-J-Q-A. Riding or pulling makes no difference to the long-run cost, so pulling back keeps your swings smaller. For the math behind expected value, see casino math basics.
Online Let 'Em Ride house edge: what 3.51% means
Computed for the standard pay table with the strategy above, the house edge of online Let 'Em Ride is about 3.51% of one bet unit. Our count covered all 22,100 three-card starts and every card that could follow. With no pull-backs at all, the same game would cost about 37.3% of each bet, so the two decisions do almost all the work.
Because you sometimes leave extra bets riding, your average total stake per hand is about 1.22 units. Measured against everything you actually put at risk, the cost is about 2.86%, a figure some guides call the element of risk. Both describe the same game; they just use a different base. Our house edge explainer covers the difference.
How often each bet stays in play (computed, standard strategy)
Measure
Value
Bet 1 left riding
About 7.3% of hands
Bet 2 left riding
About 15.1% of hands
Average units in play per hand
About 1.22
House edge per one-unit bet
About 3.51%
Cost as a share of all money staked
About 2.86%
For comparison, the same kind of calculation puts the pass line in online craps at about 1.41%. Let 'Em Ride costs more per dollar, though its slow pace and frequent pull-backs keep the amount at risk per hand fairly low.
What real money Let 'Em Ride costs: worked examples
Expected loss is total stake × house edge. Here we use the per-unit figure, so the cost of a hand is the unit size × 3.51%, whatever you pull back. These are long-run averages. Any single session can finish well above or below them.
Expected cost of real money Let 'Em Ride per 100 hands (computed, standard rules)
Bet unit
Money placed at the start of each hand
Expected loss per 100 hands
$1
$3
About $3.51
$5
$15
About $17.55
$10
$30
About $35.10
$25
$75
About $87.75
Here's the swing side. With $5 units, a hand where you ride all three bets and hit a flush pays 8 × $15 = $120. But most hands lose $5, because you pull the first two bets and only the last one plays. A sensible bankroll for 100 hands at $5 units is several times the $17.55 average, since short runs vary a lot. Our bankroll management guide shows how to size it.
Set the budget before you start and treat it as the price of the entertainment. If the money you've set aside is gone, the session is over.
Let 'Em Ride strategy myths and betting systems
The only strategy that changes the house edge is the pull-back decision set above. Everything else is folklore. Here are the common myths, and why they fail.
Myth: 'A big hand is due after a cold run.' Each hand is dealt from a fresh, shuffled deck by a random number generator. Past hands have no effect; read about the gambler's fallacy.
Myth: 'Doubling your unit after a loss gets it back.' That's the Martingale system. It doesn't change the 3.51%; it raises your stake until a losing streak hits a table limit or your bankroll.
Myth: 'Always ride a low pair for the chance of trips.' A pair of 9s with three cards showing is worth about -0.06 units if you ride. Pull it.
Myth: 'You can track cards online.' RNG games reshuffle every hand, so nothing carries over. See how RNGs work.
The honest summary: correct pull-backs keep the cost near 3.51% of a unit per hand, and nothing can push it below zero. Losses are likely over time.
Using a casino bonus on online Let 'Em Ride
Casino bonuses at offshore RTG casinos are built for slots. Table games are often excluded or count at a lower rate, a rule called game weighting. Play an excluded game with bonus money and the casino can void your winnings.
SlotoCash's own bonus terms limit its welcome bonus to slots, Real-Series slots, keno and scratch cards and exclude table games by default. Silver Oak's terms set 60x wagering for table games and video poker against 40x for slots, keno, bingo and scratch cards. Decode doesn't publish its table-game rules on its site. Where a game isn't named, assume it doesn't count until the terms say otherwise.
Here's why that matters. At 60x, a $100 bonus needs $6,000 of wagering. Even at a 2.86% cost per dollar staked, that's about $172 of expected loss, more than the bonus itself. A table games bonus is rarely worth taking for Let 'Em Ride.
RTG Let 'Em Ride: software, RNG and fairness
RealTime Gaming was founded in Atlanta, Georgia in 1998, according to Wikipedia and several review sites. PokerListings reports that it moved operations outside the US after the 2006 UIGEA and, in 2022, began using the SpinLogic Gaming name for its US-facing business. Our RTG software page and SpinLogic page cover the history.
LCB and GamblingNews report that RTG games are tested by Technical Systems Testing (TST). We found no public test certificate or RTP figure for Let 'Em Ride itself. Our computed 3.51% assumes the standard pay table and correct play; if RTG's pay table is different, the edge will be too.
Before playing for real money, open the game's help or pay table screen and compare each payout with the table on this page. A lower payout on flushes or full houses means a higher house edge.
The RTG casinos that do carry table games like this are offshore. They aren't licensed or regulated by any US state, so there's no state regulator to complain to and no state-backed protection of your balance. Michigan's Gaming Control Board has sent cease-and-desist letters to several of them; see our page on cease-and-desist letters.
Federal law (the UIGEA) targets payment processing, not the individual player, and state law decides what's allowed where you live. Read whether offshore casinos are legal and check your state's law before you play.
Where to play online Let 'Em Ride: RTG casinos with an offer via our links
These three casinos run RTG software, according to their own sites or third-party reviews. None of the sources we found confirms Let 'Em Ride in their lobbies, so they fit this page through RTG rather than a confirmed table; check the lobby before you deposit. All three are offshore casinos, not licensed by any US state, so check your state's law first. We earn commission from these links, and the order is commercial.
Decode Casino: $5,000 Welcome Bonus + 50 Free Spins, via our link (new players, 21+ or 18+ where allowed, terms apply).
Silver Oak Casino: $2,500 Welcome Bonus + 50 Free Spins, via our link (new players, 21+ or 18+ where allowed, terms apply).
Planet 7 Casino: $2,750 Welcome Bonus + 45 Free Spins, via our link (new players, 21+ or 18+ where allowed, terms apply).
Decode: its site shows a '$111 Free Chip + Crypto Bonus' headline with no terms. LCB, a third-party site, lists code DECODE111 at 111% up to $1,111, 25x (bonus + deposit) and a $25 minimum deposit; table-game rules aren't published. Third-party reports say Decode doesn't accept players from Maryland, New Jersey, New York or Washington. See the Decode review.
Silver Oak: its own offer page advertises $10,000 as a 100% match on each of the first ten deposits with no max withdrawal. The offer page says 30x and its terms and conditions (opens in a new tab) say 40x for slots, with 60x for table games, so confirm before claiming; deposits start at $30. Its terms name Anjouan as its licensing jurisdiction. Michigan's board named it on April 9, 2025. See the Silver Oak review.
Planet 7: its own terms couldn't be read. LCB reports code WELCOME200 at 200%, 30x (bonus + deposit) on slots and a $1,000 max cashout, with casino minimums of $30 by card and $5 by Bitcoin Lightning. The Michigan Gaming Control Board named it in an April 9, 2025 cease-and-desist release (opens in a new tab). See the Planet 7 review. Our offers differ from the casinos' own packages, and the terms shown at sign-up apply.
Let 'Em Ride is entertainment that costs money over time. If it stops feeling that way, call or text the National Problem Gambling Helpline at 1-800-MY-RESET (1-800-697-3738), or use the chat at NCPG's helpline page (opens in a new tab).
Ad21+ (18+ where allowed). Ranked by us in a commercial order; we earn commission from these links. Advertiser disclosure
No source we found confirms Let 'Em Ride in these casinos' lobbies, so check the table games section before you deposit. All three are offshore and not licensed by any US state.
Published terms (reported): Decode advertises a $111 free chip and crypto bonuses on its own site; deposit-bonus codes and terms vary. Eligible games: Mainly slots; check each code.
Who runs it: License not shown on its site; third parties report Curaçao. Regulator notes: Third parties report it refuses players in MD, NJ, NY and WA.
21+ (18+ where allowed). New players. Min deposit $25 (reported). Wagering Varies by code (25x–35x reported). Max cashout: Varies by code. Withdrawal cap $2,500 / week (reported). Terms source: reported. Terms apply. Offer checked October 28, 2026.
Silver Oak Casino#4 on our listBonus on 10 deposits
Published terms (casino terms): Silver Oak advertises a 100% match on each of its first ten deposits (up to $10,000 in total) with codes SILVEROAK1–10. Eligible games: Slots, keno, scratch cards (table games at 60x; many games excluded).
Who runs it: Primrose Media Limited, licensed in Anjouan (its terms). Regulator notes: Named in a Michigan Gaming Control Board cease-and-desist release, April 9, 2025.
21+ (18+ where allowed). New players. Min deposit $30. Wagering 30x on the offer page; 40x in the terms. Max cashout: None stated. Withdrawal cap From $2,500 / week. Terms source: casino terms. Terms apply. Offer checked October 28, 2026.
Planet 7 Casino#5 on our listRealTime Gaming slots
Published terms (reported): Third-party reviews report a 200% match with code WELCOME200; the casino site could not be checked directly. Eligible games: Slots (reported).
Who runs it: License not shown; third parties report Costa Rica or none. Regulator notes: Named in a Michigan Gaming Control Board cease-and-desist release, April 9, 2025.
21+ (18+ where allowed). New players. Min deposit $30 (reported). Wagering 30x deposit + bonus (reported). Max cashout: $1,000 (reported). Withdrawal cap $2,500 / week (reported). Terms source: reported. Terms apply. Offer checked October 28, 2026.
These casinos are offshore operators. They are not licensed or regulated by any US state, and state consumer protections do not apply. Check the law in your state before you play. Terms marked “reported” come from third-party reviews; the terms shown at sign-up apply.
21+ (18+ where allowed). Every casino game has a built-in house edge, so over time you should expect to lose what you stake. Set a budget before you play and stop when it’s gone: responsible gambling tools and free help. Gambling problem? Call or text 1-800-MY-RESET (1-800-697-3738).
Frequently asked questions
What is the house edge on online Let 'Em Ride?
Computed for the standard pay table with correct pull-back decisions, it's about 3.51% of one bet unit. Because you average about 1.22 units in play per hand, that's about 2.86% of all the money you stake. No source publishes RTG's own RTP for the game, so check its pay table against the standard one. Our house edge glossary entry explains how edges are measured, and the blackjack page shows a lower-edge alternative.
Is Let 'Em Ride the same as Let It Ride?
Yes, in format: Let 'Em Ride is RTG's name for the three-bet stud game commonly called Let It Ride. You place three equal bets and can pull back the first two. The pay table can differ between versions, which changes the house edge, so compare RTG's in-game table with the standard one on this page. Our short Let 'Em Ride answer gives the basics in a minute.
What hands should you let ride in Let 'Em Ride?
With three cards, let it ride only on a paying pair or better, three to a royal flush, or certain suited straight-flush draws. With four cards, ride on a paying pair or better, four to a flush, or an open-ended straight draw with high cards. Pull back everything else, including small pairs. These rules come from expected value; see casino math basics for how expected value works in any game.
Can you play Let 'Em Ride for free?
Many RTG casinos offer a practice mode for their games, but availability varies, so check the lobby. Free play uses the same rules with play chips, which makes it a good way to learn the two decisions. Results in practice mode don't predict real-money results. Our free vs real money guide and demo mode guide explain the differences.
How often do you win at Let 'Em Ride?
About 23.9% of five-card hands pay something in the standard game, and about 76.1% lose. Most winning hands are a pair of 10s or better, which pays even money. Big hands are rare: a flush shows up in about 0.2% of hands and a royal flush in about 1 in 650,000. Our hit frequency entry explains how often-a-game-pays figures work.
Can I use a casino bonus on Let 'Em Ride?
Usually not, or only at a high cost. Offshore RTG casinos design bonuses for slots, and table games are often excluded or weighted lower. SlotoCash's terms exclude table games by default, and Silver Oak's terms set 60x for table games. Read the terms before you claim; our guides to game weighting and wagering requirements show the math.
Is online Let 'Em Ride legal in my state?
That depends on your state's law. Seven states license real-money online casinos, and the RTG casinos that offer games like Let 'Em Ride are offshore and not licensed by any state. State law decides what's allowed for players, so check yours. Our state-by-state guide and the page on whether online gambling is legal in the US explain the picture.
Does Let 'Em Ride have a progressive jackpot?
Some land-based and online versions add a bonus side bet, but no source we found describes one for RTG's Let 'Em Ride. Check the game's table layout and help screen. If a side bet is offered, it will have its own pay table and usually a higher house edge than the main game. Our progressive jackpots guide explains how jackpot side bets are funded.
Is online Let 'Em Ride legal in Arizona?
No. In a March 31, 2025 release, the Arizona Department of Gaming said online casinos are illegal in Arizona and that any claims otherwise should be treated as highly suspicious. The department adds that unregulated sites sit outside its authority, so victims have little chance of getting money back. Arizona does allow licensed event wagering, retail and mobile, and 16 tribes run 24 Class III casinos under tribal-state gaming compacts. The offshore casinos on this page hold no Arizona license. See our Arizona gambling laws page and can I play online casinos in Arizona.
What happens to the third bet in Let 'Em Ride?
It always stays in play until the last card. In the standard game, often labeled with a dollar sign, the third bet can't be pulled back, so every hand costs at least one unit. Pulling back bets 1 and 2 isn't a fold: you still see all five cards, and if they make a pair of 10s or better, the third bet is paid at the pay table odds. That's why most hands cost exactly one unit, since correct strategy pulls bet 1 about 93% of the time. Compare a game where you can fold, such as Caribbean Stud Poker, and see the ante entry.
What does a royal flush pay in Let 'Em Ride?
On the standard pay table, 1,000 to 1 on every bet still riding. With $5 units and all three bets left up, that's $15,000; with only the third bet in play, $5,000. A royal is very rare: 4 of the 2,598,960 possible five-card hands, about one in 650,000. RTG's pay table isn't published in our sources, so check the royal line in the game. A win that size is taxable, and IRS rules for this kind of wager require a W-2G when winnings reach $2,000 and at least 300 times the bet. See cashing out big wins and our royal flush entry.
How much bankroll do I need for Let 'Em Ride?
Plan for the swing, not the average. With $5 units you put $15 on the table each hand, but correct strategy pulls back the first two bets on most hands, so a typical losing hand costs $5. The long-run average cost over 100 hands at $5 units is about $17.55, computed for the standard pay table. Losing streaks are common, though, since about 76% of hands lose, so a budget several times that average is sensible. Lower the unit to $1 and the average falls to about $3.51 per 100 hands. Our bankroll management guide and low stakes guide help with sizing.
Can I play Let 'Em Ride on my phone?
If a casino carries it, almost certainly through the mobile browser, but no source confirms Let 'Em Ride in a partner's lobby. Decode's own site describes instant play on mobile with no app, and Silver Oak's mobile page covers browser play on iPhone, Android and tablets. Blockonomi reports browser play at Planet 7 too. Look for the game under table games on your phone before depositing, and check that the pay table matches the standard one. All three casinos are offshore and hold no US state license. Our Decode mobile casino page and iPhone guide have the details.
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