Is High 5 Casino legit? It is a long-running, US-based sweepstakes site run by High 5 Entertainment, LLC of Mahwah, New Jersey, with games from its own studio, but it isn’t a licensed casino, and regulators in Maryland, Arizona and Illinois have reportedly sent it cease-and-desist letters. As of October 28, 2026, its own rules exclude 21 states.
Published redemption terms are specific: 100 SC for cash, with payout times by method.
Is High 5 Casino legit? Our verdict
High 5 Casino scores well on transparency for a sweepstakes site. It names a US company and a mailing address, publishes versioned sweepstakes rules, sets out redemption minimums and payout times by method, and runs games from its own long-established studio. Third parties date the casino to 2012.
It scores poorly on regulatory standing. No state gaming regulator licenses High 5, and three state agencies have reportedly told it to stop serving their residents. That doesn’t make it a scam, but it does mean there’s no state body to protect you if a dispute arises, and your access can end when your state acts. Our full High 5 Casino review covers games and apps; this page is about trust and law.
In-house games from High 5 Games, founded in 1995 per its blog
Detailed published redemption rules and payout times
Rules exclude all nine ban states with laws already in force
Cons
No state gaming license; relies on the sweepstakes model
Cease-and-desist letters reported from Maryland, Arizona and Illinois
Illinois still absent from the excluded list despite the reported letter
No state regulator to take a complaint to
Who owns High 5 Casino?
High 5’s sweepstakes rules name High 5 Entertainment, LLC, P.O. Box 695, Mahwah, NJ 07430, as the operator. Its blog says the parent studio, High 5 Games, was founded in 1995, and the casino’s games come from that in-house studio rather than outside providers.
A US-based operator is unusual in this space and makes the company easier to identify and, in principle, to hold to its own rules. It doesn’t change the legal question, which is whether the sweepstakes model is lawful in your state.
High 5 Casino at a glance
Question
Answer
Source type
Operator
High 5 Entertainment, LLC, Mahwah, NJ
High 5 sweepstakes rules
Legal model
Sweepstakes
High 5 sweepstakes rules
Games
High 5 Games (in-house)
High 5 blog
Launched
2012
Third-party review
Apps
iOS and Android
Third-party review
Rules version checked
v44.0, October 14, 2026
High 5 sweepstakes rules
How the High 5 sweepstakes model works
High 5 sells play-only Gold Coins and gives Sweeps Coins as a bonus or through free entry. Only Sweeps Coin winnings can become prizes: 50 SC for a non-cash prize and 100 SC for cash, under the official rules.
Operators argue that because entry is available without purchase, there’s no wager and so no gambling. A growing list of states disagrees when the games look like casino slots and the prizes are cash. Our explainers on whether sweepstakes casinos are legal and sweepstakes vs real-money casinos set out both sides.
High 5 Casino cease-and-desist letters
Three state actions naming High 5 have been reported. None is a criminal case, and none targets players, but each signals that a regulator considers High 5’s games illegal gambling in that state.
Reported state actions against High 5 Casino
Date
State agency
Action
On High 5’s excluded list?
March 21, 2025
Maryland Lottery and Gaming Control Agency
Cease-and-desist letter
Yes
June 2025 (reported June 30)
Arizona Department of Gaming
Cease-and-desist letter
Yes
February 4–5, 2026
Illinois Gaming Board
Cease-and-desist letter (one of 65 operators, as reported)
Is High 5 Casino legal in my state? The excluded list
High 5’s rules v44.0 (October 14, 2026) exclude 21 states: Arizona, California, Connecticut, Delaware, Idaho, Indiana, Iowa, Kentucky, Louisiana, Maine, Maryland, Michigan, Montana, Nevada, New Jersey, New York, Pennsylvania, Rhode Island, Tennessee, Washington and West Virginia.
Oklahoma: the rules say access ends October 29, 2026, ahead of SB 1589 on November 1, 2026.
Florida, Georgia and Oklahoma: also listed as excluded by a sweepstakes review site, which may reflect a different date or reading.
Five of the excluded states license real-money online casinos: Delaware, Michigan, Pennsylvania, Rhode Island and West Virginia.
If you live in a large state not on the list, such as Texas or Florida, that reflects High 5’s choice, not a state endorsement. Check your own state hub for what the law says.
State sweepstakes bans and High 5
Ten states have passed laws aimed at dual-currency sweepstakes casinos since 2025: New Jersey (A5447, August 15, 2025), Connecticut and Montana (October 1, 2025), New York (S5935-A, December 5, 2025), California (AB 831, January 1, 2026), Tennessee (May 22, 2026), Indiana (HEA 1052, July 1, 2026), Maine (LD 2007, July 2026), Louisiana (Act 182, August 1, 2026) and Oklahoma (SB 1589, November 1, 2026).
High 5’s list covers the nine already in force and sets an exit date for Oklahoma. It also excludes Iowa, where SF 2289 gave a state body cease-and-desist power from July 1, 2026. See sweepstakes casino bans and which states ban sweepstakes casinos for the full record.
High 5 Casino regulator record vs other sweepstakes brands
High 5’s three reported letters look different once they’re placed on a wider timeline. State agencies have been working through the sweepstakes sector brand by brand, and High 5 sits in the middle of that pattern rather than at the edge of it. The dates below come from reports and releases recorded on October 28, 2026.
State actions against sweepstakes brands we cover (reported, checked October 28, 2026)
Date
State
Brands named
Source type
2023
Delaware
Chumba Casino (VGW exited the state)
Third-party
Before March 21, 2025
Maryland
McLuck; VGW brands Chumba and LuckyLand
Third-party
March 21, 2025
Maryland
High 5 Casino
Third-party
June 2025
Arizona
High 5 Casino, among seven operators
Third-party
June 17, 2025
Mississippi
Chumba Casino among sites named
Third-party
February 4–5, 2026
Illinois
High 5, McLuck, Chumba among 65 operators
Third-party; agency release names none
Two things follow for a player. First, a letter is a state saying the product is illegal there, so the realistic consequence is losing access, not prosecution of individual players. Second, letters don’t always lead to an exclusion: Illinois has sent letters to High 5, McLuck and Chumba, yet High 5’s rules v44.0 still don’t list it. Our cease-and-desist letters explainer and the Mississippi sweepstakes casinos page show how states word these orders.
What happens to your High 5 account when a state acts
Oklahoma is the live example. High 5’s rules say Oklahoma access ends October 29, 2026, three days before SB 1589 took effect on November 1, 2026. The same sequence can repeat wherever a ban passes, so it’s worth knowing the order of steps before it happens to you.
Watch the rules version and date. High 5 publishes versioned rules (v44.0 on October 14, 2026), and a new version is often where an exit date first appears.
Check your redeemable balance. Cash prizes need 100 SC and non-cash prizes 50 SC under the rules.
Redeem early through the fastest listed method; the help center lists Prizeout from instant to a few hours and Skrill at 1–2 business days.
Stop buying Gold Coins once an exit date is announced, since Gold Coins have no cash value and can’t be redeemed.
Save copies of the rules, your balance and every redemption record.
If your state has sent a letter but isn’t excluded
Illinois players are in this position today. The state’s regulator has reportedly told High 5 to stop, yet the rules still accept Illinois entries. That gap can close without much warning, and a regulator’s letter is a clear signal that the state sees the games as unlawful gambling. If you play from a state like this, keep balances small, redeem eligible Sweeps Coins regularly instead of letting them build, and read every new rules version for a change to the excluded list.
High 5’s help center publishes redemption times by method: Skrill 1–2 business days, Trustly 3–5 business days, and Prizeout from instant to a few hours. Crypto redemptions weren’t found. Publishing method-level times is a mark of transparency, though the times are the operator’s own statements.
The current welcome banner, quoted in the rules, is 200 spins on Billionaire’s Bank at SC 0.10 each with a $9.99 purchase required. That’s 20 SC of spin stakes against a 100 SC cash minimum; our High 5 promo code page runs the numbers. Prizes are taxable income; see gambling taxes.
Alternatives to High 5 Casino with an offer via our links
We don’t promote High 5. Decode and Silver Oak are offshore real-money casinos, and on legitimacy they have their own weak points: no US state licenses or regulates them, and there’s no state regulator to complain to. Check your state’s law first. We earn commission from partners and rank them commercially.
Decode Casino: $5,000 Welcome Bonus + 50 Free Spins, via our link (new players, 21+ or 18+ where allowed, terms apply). Third-party reviews report DECODE111 at 111% up to $1,111 with 25x deposit-plus-bonus wagering and a $25 minimum; the casino’s own site headlines a $111 free chip and crypto bonuses. Decode doesn’t name an operator or show a license; reviewers report Curaçao. It’s reported to refuse Maryland, New Jersey, New York and Washington, and reviewers disagree on its weekly withdrawal cap ($2,500 or $5,000).
Silver Oak Casino: $2,500 Welcome Bonus + 50 Free Spins, via our link (new players, 21+ or 18+ where allowed, terms apply). The casino’s own package is different: 100% on each of the first ten deposits, codes SILVEROAK1 to SILVEROAK10, with deposits from $30. Its offer page says 30x playthrough while its terms and conditions (opens in a new tab) say 40x on slots and 60x on table games and video poker, a conflict to check before depositing. It’s the only one of our partners that publishes a license: Primrose Media Limited, licensed in Anjouan. The Michigan Gaming Control Board named Silver Oak in its April 9, 2025 release (opens in a new tab).
Worked example at Silver Oak’s published 40x: a $100 deposit with a 100% match gives $200, and 40x means $8,000 of slot wagers; at an illustrative 5% house edge, the expected cost is $400. The offer shown at sign-up applies. Bonuses and free spins are slot-focused, and table games are often excluded or weighted lower. Read our Decode legit check and Silver Oak legit check. If gambling is causing stress, call 1-800-MY-RESET (1-800-697-3738) or use NCPG’s helpline (opens in a new tab).
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These partners are real-money offshore casinos, not sweepstakes sites, and no US state licenses them. Check your state’s law first. 21+ (18+ where allowed), terms apply.
Published terms (reported): Decode advertises a $111 free chip and crypto bonuses on its own site; deposit-bonus codes and terms vary. Eligible games: Mainly slots; check each code.
Who runs it: License not shown on its site; third parties report Curaçao. Regulator notes: Third parties report it refuses players in MD, NJ, NY and WA.
21+ (18+ where allowed). New players. Min deposit $25 (reported). Wagering Varies by code (25x–35x reported). Max cashout: Varies by code. Withdrawal cap $2,500 / week (reported). Terms source: reported. Terms apply. Offer checked October 28, 2026.
Silver Oak Casino#4 on our listBonus on 10 deposits
Published terms (casino terms): Silver Oak advertises a 100% match on each of its first ten deposits (up to $10,000 in total) with codes SILVEROAK1–10. Eligible games: Slots, keno, scratch cards (table games at 60x; many games excluded).
Who runs it: Primrose Media Limited, licensed in Anjouan (its terms). Regulator notes: Named in a Michigan Gaming Control Board cease-and-desist release, April 9, 2025.
21+ (18+ where allowed). New players. Min deposit $30. Wagering 30x on the offer page; 40x in the terms. Max cashout: None stated. Withdrawal cap From $2,500 / week. Terms source: casino terms. Terms apply. Offer checked October 28, 2026.
These casinos are offshore operators. They are not licensed or regulated by any US state, and state consumer protections do not apply. Check the law in your state before you play. Terms marked “reported” come from third-party reviews; the terms shown at sign-up apply.
21+ (18+ where allowed). Every casino game has a built-in house edge, so over time you should expect to lose what you stake. Set a budget before you play and stop when it’s gone: responsible gambling tools and free help. Gambling problem? Call or text 1-800-MY-RESET (1-800-697-3738).
Frequently asked questions
Could High 5 Casino be a scam?
No evidence in the sources suggests it’s a scam. High 5 names a US operator, publishes detailed rules and payout times, and uses its own studio’s games. Its weakness is legal standing: it has no state gaming license and three states have reportedly sent it cease-and-desist letters. Our High 5 Casino review has the full assessment.
Who owns High 5 Casino?
High 5 Entertainment, LLC, with a mailing address at P.O. Box 695, Mahwah, New Jersey, according to High 5’s sweepstakes rules. The parent studio, High 5 Games, was founded in 1995 per High 5’s blog. That makes it one of the few US-based sweepstakes operators. Compare Hello Millions’ ownership, which sits in the Isle of Man.
Has High 5 Casino been in trouble with regulators?
Yes, three state actions have been reported. Maryland’s gaming agency sent a cease-and-desist letter on March 21, 2025, Arizona’s Department of Gaming followed in June 2025, and the Illinois Gaming Board named High 5 among recipients in February 2026. See cease-and-desist letters for what these orders mean for players.
Does High 5 Casino hold a gaming license?
No, High 5 operates under a sweepstakes model rather than a state gaming license. Real-money online casinos are licensed only in seven states, and High 5 excludes five of them. The model depends on free entry and promotional Sweeps Coins. Read sweepstakes casino laws for how states assess it.
What states is High 5 Casino not available in?
Rules v44.0 (October 14, 2026) exclude 21 states, including Arizona, California, Iowa, Michigan, New York, Pennsylvania and Washington, and Oklahoma access ends October 29, 2026. A third-party list also names Florida and Georgia. Illinois isn’t on the official list. Check which states ban sweepstakes casinos for the laws.
Does High 5 Casino really pay out?
High 5 publishes redemption terms: 100 SC minimum for cash, 50 SC for non-cash prizes, Skrill in 1–2 business days, Trustly in 3–5 business days and Prizeout from instant to a few hours. These are the operator’s own statements. Our High 5 redemption guide covers verification and timing.
Can I get in trouble for playing High 5 Casino?
The reported actions target the operator, not players, and we can’t tell you how a state would treat an individual. Where a state has banned sweepstakes casinos, High 5 excludes that state, so the practical risk is losing access and unredeemed coins. Read is it illegal to play at offshore casinos for the related real-money question.
Is the High 5 Casino app safe to download?
A third-party review reports High 5 Casino apps on iOS and Android, so download only from the official App Store or Google Play listing and check that the developer matches the operator, High 5 Entertainment, LLC. Never install a file from an ad, a text message or a coupon site, since lookalike apps are a common way to steal logins. The app doesn’t change the legal picture: the same 21-state exclusion list applies on a phone. Our guides to playing on iPhone and phishing scams explain the checks.
Is High 5 Casino legal in Illinois?
Illinois has no sweepstakes ban statute, but its regulator treats unlicensed online casino sites as illegal and reportedly sent High 5 a cease-and-desist letter in February 2026. The Illinois Gaming Board and attorney general issued more than 60 letters to online casino and sweepstakes platforms that month, and statutes such as 720 ILCS 5/28-1 underpin the state’s position. Yet Illinois is still missing from High 5’s rules v44.0. Players in Chicago, Aurora or Joliet should read Illinois gambling laws and can I play online casinos in Illinois.
Can I play High 5 Casino in North Carolina?
North Carolina isn’t on High 5’s excluded list, and the state has no online sweepstakes-casino ban, although Session Law 2010-103 banned electronic sweepstakes machines. The North Carolina Lottery Commission, which regulates sports wagering, says wagering outside the legal channels is illegal, and no online casino is authorized in the state. That leaves sweepstakes play in a gray area rather than an approved one. Players in Charlotte, Raleigh or Greensboro can see our North Carolina sweepstakes casinos page and can I play online casinos in North Carolina.
Why can’t I play High 5 Casino in Pennsylvania?
High 5’s rules v44.0 exclude Pennsylvania, even though the state has no sweepstakes-casino ban in force. The likely context is pressure rather than a statute: HB 2801, which would fine operators $50,000 to $500,000 per violation, was referred to committee on September 24, 2026, and skill-game legality cases are pending before the state Supreme Court. Pennsylvania also licenses real-money online casinos through its Gaming Control Board, which listed 25 authorized brands as of February 13, 2026. Our Pennsylvania sweepstakes casinos page and Pennsylvania real-money casinos explain the options.
Which is safer: High 5 Casino, Chumba or McLuck?
Not clearly, because all three have named operators and all three have drawn state letters. High 5 is US-based, while Chumba is run by VGW Malta Limited and McLuck by B-Two Operations Limited in the Isle of Man. Reported actions include Maryland, Arizona and Illinois for High 5; Delaware, Maryland, Mississippi and Illinois for Chumba; and Maryland and Illinois for McLuck. None holds a state gaming license. Compare the Chumba Casino review and is McLuck legit pages for each brand’s detail.
Is High 5 Casino a real-money casino?
No, High 5 Casino is a sweepstakes site, not a real-money casino. You buy Gold Coins, which have no cash value, and receive Sweeps Coins as a bonus or through free entry. Only Sweeps Coin winnings can become prizes, at 50 SC for non-cash prizes and 100 SC for cash under the official rules. That structure is why it argues it sits outside gambling law, an argument ten states have now rejected by statute. Our page on the difference between sweepstakes and real money explains the model.
Do I have to pay tax on High 5 Casino prizes?
Yes, prizes redeemed from High 5 are taxable federal income, including Skrill, Trustly and Prizeout payouts. Under the IRS W-2G instructions for 2026 payments, sweepstakes winnings need a form at $2,000 or more where the prize is also at least 300 times the wager, with 24% withholding where winnings minus the wager exceed $5,000. Smaller prizes are still income. From the 2026 tax year, the loss deduction is reported to be capped at 90% of losses; check IRS guidance. See our gambling taxes guide and what is a W-2G.
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