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Sweepstakes casinos in Pennsylvania

Sweepstakes casinos in Pennsylvania have not been banned, according to a third-party tracker checked on October 28, 2026, but a bill to outlaw them is in committee and some brands already exclude the state. These sites aren't licensed by the Pennsylvania Gaming Control Board. Here's where the law stands and which brands stay out.

PA State-licensed online casinos · Pennsylvania guide

Key takeaways

  • No Pennsylvania sweepstakes casino ban had been enacted as of October 28, 2026, per a third-party tracker.
  • HB 2801, with reported fines of $50,000 to $500,000 per violation, was referred to the House Gaming Oversight Committee on September 24, 2026.
  • Stake.us and High 5 Casino list Pennsylvania as excluded on their own pages; one tracker adds Modo.us.
  • Sweepstakes sites aren't PGCB-licensed; Pennsylvania's licensed online casinos are a separate system.
  • Neighboring New Jersey and New York have already banned dual-currency sweepstakes casinos.
Sweepstakes ban
None enacted (as of Oct 28, 2026; third-party)
Pending bill
HB 2801, in House Gaming Oversight
Licensed online casinos
Yes, via the PGCB
Regulator
Pennsylvania Gaming Control Board
Brands excluding PA
Stake.us, High 5 (own pages)
Help
1-800-MY-RESET (1-800-697-3738)

Are sweepstakes casinos legal in Pennsylvania?

There's no specific ban yet. A third-party sweepstakes tracker, checked on October 28, 2026, records Pennsylvania as a state with no sweepstakes casino ban enacted. That makes Pennsylvania different from neighbors such as New Jersey and New York, which have both outlawed dual-currency sites.

No ban isn't the same as approval, though. Sweepstakes casinos hold no license from the Pennsylvania Gaming Control Board, and the board doesn't oversee their games, prize redemptions or complaints. The state's licensed online casinos are a separate, regulated market, covered on our Pennsylvania online casinos hub.

Sweepstakes laws are moving fast. The status here was current at October 28, 2026; check for changes before you play.

How sweepstakes casinos work: Gold Coins and Sweeps Coins

Sweepstakes casinos run on two currencies. Gold Coins are for entertainment play and can't be cashed out. Sweeps Coins, which usually come free with Gold Coin packages or through promotions, can be redeemed for cash prizes once you meet the site's rules.

That redemption step is what regulators focus on. New York's law, for example, targets online casino-style games that use two currencies where players can win cash or cash equivalents, and leaves alone sweepstakes games with no cash-redeemable rewards.

Federal law adds context but no answer. The UIGEA definitions (opens in a new tab) exclude from 'bet or wager' any game that risks nothing of value beyond effort, internet access or free sponsor credits. Whether a dual-currency site fits that exclusion is the question state bans settle against it. Our sweepstakes vs real money casinos guide compares the two models.

HB 2801: Pennsylvania's sweepstakes casino bill

The bill to watch is HB 2801. According to the third-party tracker, it would set fines of $50,000 to $500,000 per violation and was referred to the House Gaming Oversight Committee on September 24, 2026. A referral is an early step: the bill still needs committee action, votes in both chambers and the governor's signature.

We haven't verified the bill's full text, including whether it would reach payment processors or affiliates, as some other states' laws do. Follow it through the General Assembly's site, and see our sweepstakes casino laws page for how other states have written theirs.

Skill games and the Pennsylvania Supreme Court

Pennsylvania has a second, related fight over so-called skill games, the terminals found in bars, convenience stores and clubs. The PGCB's 2024–25 annual report (opens in a new tab) notes that cases on the legality of these machines were pending before the Pennsylvania Supreme Court.

Skill games aren't online sweepstakes casinos, but both test the same line: when does a game with prizes become gambling the state must license? A ruling on skill games could shape how lawmakers approach HB 2801.

Which sweepstakes casinos exclude Pennsylvania?

A few brands already keep Pennsylvania players out, even without a ban. Their lists change often, so the table shows each source and its date. Where the brand's own page and a tracker disagree, both are shown.

Pennsylvania on sweepstakes brands' excluded-state lists
BrandPennsylvania excluded?Source and date
Stake.usYesBrand's restricted-states help page (undated)
High 5 CasinoYesBrand's sweepstakes rules v44.0, October 14, 2026
Modo.usSources differBrand's rules (October 1, 2026) omit PA; a tracker lists it
Chumba CasinoNot listedBrand's rules v18.0 (2025) and a tracker's list (October 27, 2026)
McLuckNot listedBrand's terms v2.6, October 14, 2026
WOW VegasNot listedBrand's excluded-states help page
Zula CasinoNot listedBrand's sweepstakes rules v2.7, October 27, 2026
LuckyLand, Pulsz, Crown Coins, Funrize, Hello Millions, SpreeNot listedThird-party tracker lists

'Not listed' only means Pennsylvania didn't appear on the list we hold. It isn't a promise the brand accepts Pennsylvania players or will keep doing so. Check the site's own rules at sign-up.

Sweepstakes casino bans in other states

Pennsylvania is surrounded by tighter rules. The table lists bans recorded by October 2026, based on state announcements and legal trackers such as InfoLawGroup's 2026 review (opens in a new tab).

Recorded state sweepstakes casino bans
StateLawEffective
New JerseyA5447August 15, 2025
ConnecticutSB 1235 / Public Act 25-112October 1, 2025
MontanaSB 555October 1, 2025
New YorkS5935-ADecember 5, 2025
CaliforniaAB 831January 1, 2026
TennesseeSB 2136 / HB 1885May 22, 2026
IndianaHEA 1052July 1, 2026
MaineLD 2007July 2026
LouisianaAct 182August 1, 2026
OklahomaSB 1589November 1, 2026

Some dates differ between sources. For New York, a legal tracker gives December 5, 2025, while the New York Senate's announcement (opens in a new tab) is dated December 8, 2025. Sources give Maine's date as July 14 or July 29, 2026. Another tracker dates Montana's law to May 12, 2025, likely the signing date. Our sweepstakes casino bans page tracks updates.

Sweepstakes casinos vs licensed and offshore casinos in Pennsylvania

Pennsylvania players in Philadelphia, Pittsburgh and Allentown can run into three kinds of online casino. They differ in who oversees them and how you get money out.

Three kinds of online casino Pennsylvania players see
FeaturePGCB-licensed casinoSweepstakes casinoOffshore casino
State licenseYes, from the PGCBNoNo
What you play withReal dollarsGold Coins and Sweeps CoinsReal dollars or crypto
How you get money outWithdrawalPrize redemption of Sweeps CoinsWithdrawal, often capped weekly
Complaint routeOperator, then the PGCBOperator onlyCasino only
Status in PennsylvaniaLicensedNo ban enacted; bill pendingNot licensed by any state

Our social casinos guide explains how free-to-play sites without cash prizes fit in.

Before you play a sweepstakes casino from Pennsylvania

  1. Check the site's own sweepstakes rules for its excluded-state list, and confirm Pennsylvania isn't on it.
  2. Look up the operator named in the rules, and search for regulator actions against it.
  3. Read the redemption terms: minimum Sweeps Coins, playthrough, ID checks and processing times.
  4. Decide on a Gold Coin spending limit in dollars before you buy any package.
  5. Keep records of purchases and prize redemptions for tax time.
  6. Recheck the law if HB 2801 moves forward, since a ban could end Sweeps Coin play.

Readers weighing a real-money site instead can compare options on our Pennsylvania real money casinos page.

Taxes on sweepstakes casino prizes

Cash prizes from Sweeps Coins count as income. The IRS W-2G rules for 2026 treat sweepstakes, lotteries and pools as reportable when winnings reach $2,000 and are at least 300 times the wager. Regular 24% withholding applies to these winnings when the amount minus the wager exceeds $5,000.

Whether a given sweepstakes operator issues a W-2G varies, but that doesn't change what you owe. Our gambling taxes guide explains how to report prizes.

When sweepstakes play stops being fun

Buying Gold Coin packages is spending real money, even if the site calls it entertainment. If you're spending more than you planned or chasing a redemption, take a break.

Free, confidential help is available 24/7 at 1-800-MY-RESET (1-800-697-3738) by call or text. NCPG's help and treatment page (opens in a new tab) lists chat and local programs.

Real money offers shown to Pennsylvania sweepstakes readers

None of our seven partners is a sweepstakes casino, so none of them fits this topic directly. The two offers below are offshore real-money casinos, shown for readers who are comparing models. They are not licensed by Pennsylvania or any US state, so the PGCB can't help with disputes and balances have no state protection. Check Pennsylvania law first. Offers are for new players, 21+ (18+ where allowed), and terms apply.

Silver Oak: $2,500 Welcome Bonus + 50 Free Spins, via our link (new players, 21+ or 18+ where allowed, terms apply). The casino's own new-member page shows a different package (100% on each of ten deposits, up to $10,000) with 30x playthrough, while its terms say 40x on slots and its banking page starts deposits at $30. The offer page says 'no max withdrawal'. The terms shown at sign-up apply. Michigan's Gaming Control Board named Silver Oak in a cease-and-desist action on April 9, 2025.

Planet 7: $2,750 Welcome Bonus + 45 Free Spins, via our link (new players, 21+ or 18+ where allowed, terms apply). Its terms come only from third-party reviews, since its own site couldn't be checked: LCB lists 200% with code WELCOME200, 30x on slots and a $1,000 max cashout. Michigan's Gaming Control Board named Planet 7 on April 9, 2025.

Both bonuses are slot-focused, and table games are often excluded or weighted lower. Neither casino publishes a full list of restricted states.

Ad21+ (18+ where allowed). Ranked by us in a commercial order; we earn commission from these links. Advertiser disclosure

Neither casino is a sweepstakes site: both are offshore real-money casinos, not licensed by Pennsylvania or any US state. 21+ (18+ where allowed), terms apply.

Silver Oak Casino #4 on our listBonus on 10 deposits

$2,500 Welcome Bonus + 50 Free Spins

  • Wagering30x on the offer page; 40x in the terms
  • Min deposit$30
  • Max cashoutNone stated
  • WithdrawalsFrom $2,500 / week
Claim bonus21+. New players. Terms apply.Silver Oak review
Key terms, license and regulator notes

Published terms (casino terms): Silver Oak advertises a 100% match on each of its first ten deposits (up to $10,000 in total) with codes SILVEROAK1–10. Eligible games: Slots, keno, scratch cards (table games at 60x; many games excluded).

Who runs it: Primrose Media Limited, licensed in Anjouan (its terms). Regulator notes: Named in a Michigan Gaming Control Board cease-and-desist release, April 9, 2025.

21+ (18+ where allowed). New players. Min deposit $30. Wagering 30x on the offer page; 40x in the terms. Max cashout: None stated. Withdrawal cap From $2,500 / week. Terms source: casino terms. Terms apply. Offer checked October 28, 2026.

Planet 7 Casino #5 on our listRealTime Gaming slots

$2,750 Welcome Bonus + 45 Free Spins

  • Wagering30x deposit + bonus (reported)
  • Min deposit$30 (reported)
  • Max cashout$1,000 (reported)
  • Withdrawals$2,500 / week (reported)
Claim bonus21+. New players. Terms apply.Planet 7 review
Key terms, license and regulator notes

Published terms (reported): Third-party reviews report a 200% match with code WELCOME200; the casino site could not be checked directly. Eligible games: Slots (reported).

Who runs it: License not shown; third parties report Costa Rica or none. Regulator notes: Named in a Michigan Gaming Control Board cease-and-desist release, April 9, 2025.

21+ (18+ where allowed). New players. Min deposit $30 (reported). Wagering 30x deposit + bonus (reported). Max cashout: $1,000 (reported). Withdrawal cap $2,500 / week (reported). Terms source: reported. Terms apply. Offer checked October 28, 2026.

These casinos are offshore operators. They are not licensed or regulated by any US state, and state consumer protections do not apply. Check the law in your state before you play. Terms marked “reported” come from third-party reviews; the terms shown at sign-up apply.

21+ (18+ where allowed). Every casino game has a built-in house edge, so over time you should expect to lose what you stake. Set a budget before you play and stop when it’s gone: responsible gambling tools and free help. Gambling problem? Call or text 1-800-MY-RESET (1-800-697-3738).

Frequently asked questions

Has Pennsylvania banned sweepstakes casinos?

Not yet. A third-party tracker checked on October 28, 2026 records no ban enacted in Pennsylvania. HB 2801, which would reportedly fine violators $50,000 to $500,000 per violation, was referred to the House Gaming Oversight Committee on September 24, 2026. Laws can change quickly, so recheck before you play. Our Pennsylvania gambling laws page tracks the wider rules.

Which sweepstakes casinos don't accept Pennsylvania players?

Stake.us and High 5 Casino list Pennsylvania as excluded on their own pages. For Modo.us, sources differ: its October 1, 2026 rules omit Pennsylvania, while a third-party tracker lists it. Other big brands, including Chumba and McLuck, didn't list Pennsylvania in the versions we checked. See our Stake.us review for one brand's details.

Are sweepstakes casinos licensed by the PGCB?

No. The Pennsylvania Gaming Control Board licenses real-money online casinos, sportsbooks and fantasy operators, but sweepstakes casinos hold no Pennsylvania license. That means no state oversight of their games, redemptions or complaints. The board's February 13, 2026 list shows 12 licensed online casino certificate holders. Our state regulators page explains each board's role.

Is HB 2801 law in Pennsylvania?

No. As of late October 2026, HB 2801 had been referred to the House Gaming Oversight Committee, which is an early stage. It would still need committee approval, passage in the House and Senate, and the governor's signature. Its reported fines are $50,000 to $500,000 per violation. Our sweepstakes casino laws page compares bills across states.

Do Pennsylvania players pay tax on sweepstakes casino winnings?

Yes. Cash prizes from Sweeps Coin redemptions are taxable income. Under the IRS W-2G rules for 2026, sweepstakes winnings are reportable when they reach $2,000 and are at least 300 times the wager, with 24% withholding when winnings minus the wager exceed $5,000. Keep your own records either way. Our W-2G form page explains the thresholds.

What's the difference between Gold Coins and Sweeps Coins on sites open to Pennsylvania?

Gold Coins are play-only currency you buy for entertainment, and they can't be redeemed. Sweeps Coins usually come free with Gold Coin packages or through promotions and can be redeemed for cash prizes once you meet the site's rules. States that ban sweepstakes casinos target that cash redemption. Our sweepstakes vs real money guide explains the model in more depth.

Are Pennsylvania skill games the same as sweepstakes casinos?

No, they're different products, and the legality of skill games is still unsettled. Skill games are physical terminals in bars, clubs and convenience stores, while sweepstakes casinos are websites and apps using Gold Coins and Sweeps Coins. The PGCB's 2024–25 annual report notes that cases on skill-game legality were pending before the Pennsylvania Supreme Court. A ruling may still influence how lawmakers treat other prize-based games, including HB 2801. Our sports betting in Pennsylvania page covers another regulated market.

Where can I get help if sweepstakes play is a problem?

Call or text 1-800-MY-RESET (1-800-697-3738), the National Problem Gambling Helpline, which is free, confidential and open 24/7. NCPG also offers chat and a directory of local treatment. Spending on Gold Coin packages counts as gambling spending, so set a limit and stick to it. Our gambling budget guide can help you plan.

Can I play Stake.us in Pennsylvania?

No. Stake.us's own help page on restricted states lists Pennsylvania, so players located in the state can't use it, even though Pennsylvania has no sweepstakes ban. The page is undated, so check it again before you register. Third-party reviews name Sweepsteaks Limited of Cyprus, a subsidiary of Medium Rare N.V., as the operator, and the Illinois Gaming Board sent Stake.us a cease-and-desist letter on February 4, 2026. Our Stake.us review and is Stake.us legal answer cover its model and regulator actions.

Does Chumba Casino accept players in Pennsylvania?

Chumba's published rules don't list Pennsylvania as excluded, but that isn't a promise it accepts you. Its Sweeps Rules v18.0, dated August 28, 2025, leave Pennsylvania off the excluded list, and a third-party tracker's 19-state list from October 27, 2026 does too. Those rules are likely out of date, so read Chumba's current version at sign-up. The casino's terms set a minimum of SC100 for a cash redemption. Our Chumba Casino review and Chumba redemption guide have the details.

How long do sweepstakes prize redemptions take in Pennsylvania?

Anywhere from a few hours to more than two weeks, depending on the brand and the payout method. High 5 Casino's help center lists Skrill at 1–2 business days, Trustly at 3–5 business days and Prizeout from instant to a few hours, with a 100 SC minimum for cash prizes. Chumba's terms allow up to 10 business days for a cash redemption to reach your bank, plus up to 7 more days above $10,000. Identity checks come first everywhere. Our High 5 redemption guide explains one brand's process step by step.

What happens to my Sweeps Coins if Pennsylvania bans sweepstakes casinos?

That depends on the final law and each brand's rules, and HB 2801's full text hasn't been verified here. What other states show is that brands often leave before a ban starts: High 5 Casino's rules say Oklahoma access ends October 29, 2026, and McLuck's terms say it stops operating there on November 1, 2026, the day Oklahoma's SB 1589 takes effect. If HB 2801 advances, read how your site treats remaining balances and redeem eligible Sweeps Coins in good time. Our Oklahoma sweepstakes casinos page shows how one ban played out.

Are sweepstakes casinos safer than PGCB-licensed online casinos in Pennsylvania?

No, a PGCB-licensed online casino gives you protections a sweepstakes site doesn't. The Pennsylvania Gaming Control Board's February 13, 2026 list shows 12 licensed certificate holders running 25 authorized online casino sites, and each sits under the board's oversight, with a state complaint route behind the operator. Sweepstakes casinos answer only to their own rules, so a disputed redemption goes back to the same company holding your coins. Compare the two on our Pennsylvania real money casinos page and the player protections offshore vs licensed guide.

Can I play sweepstakes casinos on my phone in Pennsylvania?

Yes, most sweepstakes brands that accept Pennsylvania run in a phone browser, and some have apps. Third-party listings report that Chumba offers Chumba Lite on the App Store and Google Play, and that McLuck and High 5 Casino have iOS and Android apps. High 5's own rules exclude Pennsylvania, though, so its app won't help players here, and Stake.us excludes the state too. Download only from the official store listing, since copycats exist. Our Pennsylvania mobile casinos page covers phone play at licensed sites.

Sources