Sweepstakes casinos in Texas operate without a state ban: SB 517 passed the Texas Senate in 2025 but stalled in the House, according to a third-party tracker. That leaves dual-currency sites open to Texans while at least ten other states have moved against them. Here's how the model works, which brands exclude Texas, and the risks.
Texas has no law that bans sweepstakes casinos, and no law that licenses them either. A bill aimed at the model, SB 517, passed the Senate and was received in the House on May 8, 2025, then didn't advance, according to the sweepstakes tracker Sweepsy. With no enacted ban, the major dual-currency brands keep Texas on their open lists.
No ban isn't the same as approval. Sweepstakes casinos say they run promotional sweepstakes rather than gambling, because you can get Sweeps Coins without buying anything. That claim hasn't been tested in a Texas court or ruled on by a Texas agency in any source we could confirm, and lawmakers in other states have rejected it by banning the model outright.
For the rest of the state's picture, including the lottery's move to TDLR and the ban on online lottery sales, see the Texas online casino hub and the Texas gambling laws page.
How dual-currency sweepstakes casinos work
Every major sweepstakes casino runs two currencies. Gold Coins (some brands rename them) are for entertainment play only and can't be cashed out. Sweeps Coins are the prize currency: once played through, they can be redeemed for cash prizes or gift cards under each site's rules.
You usually get a small amount of Sweeps Coins free at sign-up or by mail-in request, while larger amounts arrive as a "bonus" when you buy Gold Coin packages. Chumba's terms, for example, set a minimum of 100 Sweeps Coins for a cash redemption and say redemptions can take up to 10 business days to reach a bank.
That structure is why states treat the games differently. New York's 2025 law targets casino-style games with two currencies where players can win cash or cash equivalents, and its Senate release notes that sweepstakes without cash-redeemable rewards aren't affected. The sweepstakes vs real money casinos guide compares the two models in depth.
Texas SB 517: the sweepstakes casino ban that stalled
SB 517 is the closest Texas has come to a sweepstakes casino ban. A third-party tracker reports that it cleared the Senate and reached the House on May 8, 2025, where it didn't move further before the session ended. We couldn't confirm the bill's full text or penalties from an official source, so this page doesn't describe its provisions.
What's clear is the direction elsewhere. Several bans passed in 2025 and 2026, and some reach beyond operators: California's AB 831 covers anyone who knowingly promotes or facilitates dual-currency sweepstakes, including payment processors, geolocation providers and affiliates, according to trade reporting. If a similar bill returns in Texas, the open lists below could change quickly.
Sweepstakes casino bans in other states
Texas players near state lines, and anyone who travels, should know that sweepstakes access depends on where you're physically located when you play. These are the bans recorded as of late October 2026. The sweepstakes casino bans page tracks them in more detail.
State sweepstakes casino bans recorded by October 2026
State
Law
Effective
New Jersey
A5447
August 15, 2025
Connecticut
2025 law
October 1, 2025
Montana
2025 law
October 1, 2025
New York
S5935-A
December 5, 2025
California
AB 831
January 1, 2026
Tennessee
2026 law
May 22, 2026
Indiana
HEA 1052
July 1, 2026
Maine
LD 2007
July 2026
Louisiana
Act 182
August 1, 2026
Oklahoma
SB 1589
November 1, 2026
Oklahoma matters most to North Texas. SB 1589 bans online casino games and dual-currency sweepstakes from November 1, 2026, with reported liability reaching promoters and affiliates. Brands have been pulling out: High 5's rules say Oklahoma access ended October 29, 2026, and McLuck's terms say it is ceasing Oklahoma operations on November 1, 2026. For New York's law, the NY Senate announcement (opens in a new tab) sets out fines of $10,000 to $100,000 per violation for operators and promoters.
Which sweepstakes casinos exclude Texas?
Not one brand below lists Texas as an excluded state. The lists come from each brand's own rules or help pages where available, and from third-party review sites where not; excluded-state lists change often, so check the current rules before you register.
Is Texas on the excluded list? (checked October 28, 2026)
Brand pages, which conflict with each other on other states
LuckyLand, Pulsz, Crown Coins, Funrize, Spree, Hello Millions
No
Third-party review lists
Fortune Coins
Not listed
Third-party list, marked incomplete
Being open to Texans doesn't mean a brand is free of regulatory trouble elsewhere. Trade reports say Maryland, Arizona and Illinois regulators sent cease-and-desist letters to several of these brands in 2025 and 2026, and a 2025 class action in New York against Sportzino's operator makes allegations the court hasn't ruled on.
Sweepstakes casinos vs offshore real-money casinos for Texans
Texans comparing options face two unlicensed models. Neither is licensed by Texas, but they differ in how money moves and what can go wrong. The real money online casinos in Texas page covers the offshore side in more depth.
Two unlicensed models side by side
Feature
Sweepstakes casino
Offshore real-money casino
How you pay
Buy Gold Coin packages; Sweeps Coins come as a bonus
Deposit dollars or crypto directly
How you cash out
Redeem Sweeps Coins for prizes under site rules
Withdraw under weekly caps, often $2,500 to $5,000
Both models advertise free play that comes with strings. Silver Oak's no-deposit page lists $25, $50 and $100 chips with 30x wagering (60x on blackjack and video poker) and a $100 max cashout. On the $25 chip that's $750 of wagering; at a 96.25% RTP slot the expected loss is $28.13, more than the chip itself. Sweeps Coins carry their own playthrough and redemption minimums, so read the rules first. Our Texas no-deposit bonuses page explains more.
How to check a sweepstakes casino before you play in Texas
Open the brand's official sweepstakes rules and confirm Texas isn't on the excluded list on the date you register.
Read the redemption section: the minimum Sweeps Coins, the playthrough, the accepted payout methods and the processing time.
Check the free entry route (often a mail-in request) and its limits.
Look up the operator named in the rules and search for regulator actions in other states.
Set a purchase limit before you buy any Gold Coin package, and keep receipts.
Complete identity checks early, because redemptions are usually held until verification is done.
Sweepstakes play, taxes and help for Texans
Prizes redeemed for cash can still count as income, so keep records of purchases and redemptions and check IRS guidance. Gambling-style losses can feel smaller when they're measured in coins rather than dollars, which is a good reason to track spending in dollars.
If buying coin packages starts to feel hard to stop, the National Problem Gambling Helpline is 1-800-MY-RESET (1-800-697-3738), with call, text and chat through the National Council on Problem Gambling (opens in a new tab). Gamblers Anonymous, Gamban and BetBlocker are other options.
Real-money alternatives with offers via our links
None of our seven partners is a sweepstakes casino, so no partner fits this topic exactly. Decode and Silver Oak are shown as real-money alternatives because both advertise no-deposit chips, the closest thing to free sweepstakes coins. They're offshore, not licensed by Texas or any US state, and Texas law doesn't authorize online casinos, so check the law before depositing. Offers are for 21+ (18+ where allowed) and terms apply.
Decode Casino: $5,000 Welcome Bonus + 50 Free Spins, via our link (new players, 21+ or 18+ where allowed, terms apply). Decode's own site advertises a $111 free chip and a crypto bonus with no terms visible. Third-party reviews report other packages: VegasSlotsOnline lists a 500% match plus 50 free spins on Johnny Cash at 30x, and LCB lists code DECODE111 for 111% up to $1,111 at 25x (bonus plus deposit) with a $25 minimum and 90-day validity. Codes change, and the terms at sign-up apply. Decode shows no license on its site; third parties report Curaçao. It reportedly refuses players from Maryland, New Jersey, New York and Washington, but not Texas. See the Decode review.
Silver Oak Casino: $2,500 Welcome Bonus + 50 Free Spins, via our link (new players, 21+ or 18+ where allowed, terms apply). The casino's site promotes a different deal, up to $10,000 as a 100% match on ten deposits, with wagering of 30x on its offer page but 40x for slots in its terms, 60x for table games and video poker, and a $30 minimum deposit. The sign-up terms apply. Silver Oak's terms name Primrose Media Limited under an Anjouan license, and the casino was named in Michigan's April 9, 2025 cease-and-desist release (opens in a new tab). Read the Silver Oak review.
Partners are ranked in a commercial order, and we earn a commission through these links.
Ad21+ (18+ where allowed). Ranked by us in a commercial order; we earn commission from these links. Advertiser disclosure
Neither casino is a sweepstakes site, and none of our partners runs that model. Both are offshore real-money casinos, not licensed by Texas or any US state. 21+, terms apply.
Published terms (reported): Decode advertises a $111 free chip and crypto bonuses on its own site; deposit-bonus codes and terms vary. Eligible games: Mainly slots; check each code.
Who runs it: License not shown on its site; third parties report Curaçao. Regulator notes: Third parties report it refuses players in MD, NJ, NY and WA.
21+ (18+ where allowed). New players. Min deposit $25 (reported). Wagering Varies by code (25x–35x reported). Max cashout: Varies by code. Withdrawal cap $2,500 / week (reported). Terms source: reported. Terms apply. Offer checked October 28, 2026.
Silver Oak Casino#4 on our listBonus on 10 deposits
Published terms (casino terms): Silver Oak advertises a 100% match on each of its first ten deposits (up to $10,000 in total) with codes SILVEROAK1–10. Eligible games: Slots, keno, scratch cards (table games at 60x; many games excluded).
Who runs it: Primrose Media Limited, licensed in Anjouan (its terms). Regulator notes: Named in a Michigan Gaming Control Board cease-and-desist release, April 9, 2025.
21+ (18+ where allowed). New players. Min deposit $30. Wagering 30x on the offer page; 40x in the terms. Max cashout: None stated. Withdrawal cap From $2,500 / week. Terms source: casino terms. Terms apply. Offer checked October 28, 2026.
These casinos are offshore operators. They are not licensed or regulated by any US state, and state consumer protections do not apply. Check the law in your state before you play. Terms marked “reported” come from third-party reviews; the terms shown at sign-up apply.
21+ (18+ where allowed). Every casino game has a built-in house edge, so over time you should expect to lose what you stake. Set a budget before you play and stop when it’s gone: responsible gambling tools and free help. Gambling problem? Call or text 1-800-MY-RESET (1-800-697-3738).
Frequently asked questions
Is it legal to play at sweepstakes casinos in Texas right now?
Texas hasn't banned sweepstakes casinos, so they remain open to Texans for now. SB 517, which targeted sweepstakes casinos, passed the Senate in 2025 but didn't advance in the House, according to a third-party tracker. Texas also hasn't licensed or approved them, and they claim to be promotions rather than gambling, a framing at least ten states have rejected by law. The sweepstakes casino laws page explains the arguments on both sides.
Can I redeem Sweeps Coins for cash in Texas?
Brands that don't exclude Texas let you redeem Sweeps Coins for prizes under their rules, which usually set a minimum and a playthrough. Chumba's terms, for example, require 100 Sweeps Coins for a cash redemption and allow up to 10 business days for payment to reach a bank. Identity checks come first. The Chumba redemption page has the details for that brand.
Which states near Texas have banned sweepstakes casinos?
Two of Texas's neighbors, Louisiana and Oklahoma, are on the list. Recorded bans cover New Jersey, Connecticut, Montana, New York, California, Tennessee, Indiana, Maine, Louisiana and Oklahoma, with effective dates from August 2025 to November 2026. Oklahoma's SB 1589 took effect on November 1, 2026, which matters for Texans who travel north. Other states have used cease-and-desist letters instead. See which states ban sweepstakes casinos for the current list.
What happened to Texas SB 517?
SB 517 passed the Texas Senate and was received in the House on May 8, 2025, then didn't advance, according to the third-party tracker Sweepsy. We couldn't confirm its text or penalties from an official source. A future session could bring a similar bill back, so the open status for Texans isn't permanent. The Texas gambling laws page will reflect changes as they're confirmed.
Do sweepstakes casinos exclude Texas?
None of the 16 sweepstakes brands whose excluded-state lists we reviewed names Texas, as of October 28, 2026. That includes Chumba, McLuck, High 5, Stake.us, Zula, Sportzino, Modo.us, WOW Vegas and RealPrize on their own pages, and several others on third-party lists. Lists change often, so recheck the rules when you register. The High 5 Casino review shows how one brand's list has shifted.
Is a Texas sweepstakes casino the same as a social casino?
Not quite, in Texas or anywhere else. A pure social casino uses one virtual currency with no cash prizes, while a sweepstakes casino adds a second currency, Sweeps Coins, that can be redeemed for prizes. That prize element is what state bans target; New York's law, for example, covers dual-currency games with cash or cash-equivalent prizes. The social casinos guide explains the difference.
Are sweepstakes winnings taxable in Texas?
Prizes you redeem for cash can count as income for federal tax purposes, and Texas residents still file federal returns. Keep a record of what you spend on coin packages and what you redeem, since that's what you'll need if questions arise. Check IRS guidance or a tax professional for your situation. Our gambling taxes page covers W-2G thresholds and the reported 90% loss cap.
Can Texans play sweepstakes casinos in Oklahoma after November 1, 2026?
No, not with the brands that comply with Oklahoma's new law. SB 1589 bans online casino games and dual-currency sweepstakes in Oklahoma from November 1, 2026, and access depends on where you're physically located, not where you live. High 5's rules say its Oklahoma access ended October 29, 2026, and McLuck's terms say it is ceasing Oklahoma operations on November 1, 2026. Once you're back on the Texas side, Texas's open status applies. See Oklahoma sweepstakes casinos and our sweepstakes casino bans tracker.
Is Chumba Casino available in Texas?
Yes, as far as its published rules show. Chumba's sweepstakes rules (v18.0, dated August 28, 2025, and likely outdated) don't list Texas as excluded, and a third-party list dated October 27, 2026 also omits Texas. Its terms set a 100 Sweeps Coin minimum for cash redemptions and allow up to 10 business days for payment to reach a bank. Chumba isn't licensed by Texas, which licenses no online casino games. Read the Chumba Casino review and Is Chumba legit before buying coins.
Is McLuck open to players in Texas?
Yes, McLuck's terms (v2.6, October 14, 2026) don't name Texas as an excluded state, though an undated McLuck help page conflicts with those terms on some other states. The brand is pulling out of Oklahoma, with its terms saying it is ceasing operations there on November 1, 2026, which shows how quickly access can change. Recheck the excluded list on the day you sign up. Our McLuck review covers the brand, and McLuck redemption explains how prizes are paid out.
Do I have to buy anything to play sweepstakes casinos in Texas?
No purchase is required, which is the basis of the sweepstakes claim. Brands usually give a small amount of Sweeps Coins at sign-up or by mail-in request, while larger amounts come as a bonus with Gold Coin packages you buy. The free route has its own limits, and Sweeps Coins still carry playthrough and redemption minimums. Gold Coins can't be cashed out. Our Sweeps Coins glossary entry and the Gold Coins definition explain how each currency works.
Would a Texas sweepstakes ban target players or operators?
No Texas ban exists, and SB 517's full text couldn't be confirmed, so its targets aren't known. Bans elsewhere aim mainly at businesses. New York's law fines operators and promoters $10,000 to $100,000 per violation, and California's AB 831 reaches anyone who knowingly promotes or facilitates dual-currency sweepstakes, including payment processors, geolocation providers and affiliates; whether California players face penalties isn't stated in our sources. Follow Texas gambling laws for changes, and read the sweepstakes vs real money casinos guide for the models.
Are sweepstakes casinos safer than offshore casinos for Texans?
Neither is licensed by Texas, so neither comes with a state regulator or protected balances; the risks just differ. Sweepstakes sites take payment for Gold Coin packages and pay prizes by redemption under their own rules, while offshore real-money casinos take direct deposits and pay withdrawals under weekly caps, often $2,500 to $5,000. Trade reports say Maryland, Arizona and Illinois regulators sent cease-and-desist letters to several sweepstakes brands in 2025 and 2026. Compare the offshore side on real money casinos in Texas and our offshore vs state-licensed guide.
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